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Alaska

Anchorage Alaska Real Estate... Interest Rates in Anchorage, Alaska

Vanna Siackhasone: Real Estate Agent in Anchorage, AK

Interest as of June 30, 2009. This information is provided by Homestate Mortgage.

www.HomeStateMtg.com

June 30, 2009 TODAY'S RATES

Conventional 30 Year Fixed 5.375%

Conventional 15 Year Fixed 4.75%

5/1 Libor ARM 5.00%

FHA 30 Year Fixed 5.50%

FHA HUD 184 30 Year Fixed 5.50%

VA 30 Year Fixed 5.50%

To search for homes in the any Alaska city click here!

July 4th Homer Alaska Bay Realty Block Party and Parade

06-30-09
Debra Leisek
Debra Leisek: Real Estate Agent in Homer, AK

Noah4th of july

July the 4th is a Big Day for us at Bay Realty! It is our 35th Birthday/Anniversary! This is also the 10th year we have hosted a big Bay Realty Block Party! Hot Dogs for Everybody and a fund raiser for the Mariners Football Club.

The party starts at 4pm this year and the parade starts at 6pm so come get your dog and stake your spot for the parade. Music and Balloons and FUN!

The Homer Chamber of Commerce has a fine staff this year who are going all out to have the best parade ever. The theme is Alaska is 50 Years old this year so we will be celebrating our statehood as well as America's Birthday! Gay Wolfe will Sing the National Anthem and the parade will start.

The judges are on the balcony of Bay Realty so the floats all stop there to sing and dance and strut their stuff. In the past we have had some mighty fine floats and a few not so fine but we like them all!There will be fancy blue poodles and kids on bikes, the seniors will sing and dont forget the King and Queen Pioneer! And of course Mark will be there to tell us one of his sotries atop his horse!

So come one Come all Everyone is invited! It will be fun and the best parade of the year! Well at least it wont be as cold as Winter Carnival! and Noah will be here to Greet You!

Here are some of last years moments and I am sure we will have some fine times this year...rumor has it the deadliest catch guys may be back again!

Noahthe Hub4th of july

4th of julysweet girls

4th of july4th of july

4th of july and the dye family4th of july

4th of july

A Senior Moment!... so there will be plenty of good times! Join us the 4th at 4!

4th of july Homer Alaska4th of july Homer Alaska

4th of july Homer Alaska

4th of july Homer Alaska4th of july Homer Alaska

COME SEE WHAT THIS YEARS PARTY AND PARADE BRING!

Anchorage Alaska Housing Market Update... Real Estate Market Update

Vanna Siackhasone: Real Estate Agent in Anchorage, AK

Anchorage Housing Market Update

What is the housing market like in Alaska? I get many of these questions from fellow REaltors from other parts of the country. Well, I have to say, we don't have too much to complain about here. It's a known fact that the housing market is as strong as the economy of a region.

In Anchorage, Alaska many of our jobs are oil based. Although oil production has declined, our eceonmy is still relatively strong. The economy in Anchorage, Alaska is also based on tourism, seafood, and the service sector. Here are some market statistics from June 20, 2009 to June 26, 2009:

Anchorage, Alaska Real Estate Market Update

As of June 26, Anchorage has 916 active listings. Through this period, Anchorage had 983 active listings. There were 87 New listings during this period. There are 60 pending from this period and 41 listings that closed.

For all your real estate needs call Vanna 907-720-4663

To search the Alaska MLS click here!

The HVCC Fight Is On With H.R. 3044 - 06.29.09

06-29-09
Debra Leisek
Debra Leisek: Real Estate Agent in Homer, AK

I dont know about you all but this new HVCC has been harmful to our business and to the buyers and sellers.. it is not good... please sign the petition and call your legislators!

If you have not signed this petition please do... http://www.hvccpetition.com/

We the undersigned understand that the intentions of the Home Valuation Code of Conduct ("HVCC") were to help curb the potential for fraud with respect to the valuation of residential properties. We must however bring to your attention the reality of the situation that HVCC has already caused.

  1. Since "Appraisal Management Companies (AMC's)" are taking up to 40% of the total appraisal fee, and are not being regulated to ensure that their appraisers are licensed and competent, we are seeing unlicensed and inexperienced individuals performing property inspections with grave data entry errors. These inferior appraisals are then being "signed-off" by other parties that NEVER INSPECTED THE PROPERTY and are creating unnecessary financial hardship for buyers and sellers.
  2. With mortgage loans being denied due to inaccurate appraisals, borrowers are being forced to apply with other lenders who in turn have to charge the consumer ANOTHER APPRAISAL FEE to proceed with the transaction. This vicious cycle can go on endlessly costing well intended clients a great deal of money and time.
  3. Under HVCC, no one involved in the transaction is allowed to communicate these major issues (EVEN LICENSED LOAN ORIGINATORS) directly to their appraisers. So countless real estate transactions that would have otherwise closed are now failing, resulting in continued property devaluation and offering NO stimulus to our economy with the exception of the unregulated AMC's who are making unjustified profits at the expense of home loan applicants and licensed, qualified appraisers.
  4. Licensed appraisers have legal and ethical standards in place already. The emphasis should be on making appraisers abide by these, rather than frustrating the ordering and communication process. This well intended legislation is severely misguided.


Although HVCC has good intentions, its flaws are severely hurting our housing industry, the consumer and our economy. We are requesting that HVCC be discontinued or thought through thoroughly and retooled in order to stop the devastation it has caused and will continue to cause on our housing industry and our economy.
and call your elected officals regarding the bill to at least stop this for 18 months.

The HVCC Fight Is On With H.R. 3044 - 06.29.09

Check out this video regarding a new bill we all need to put a moritorium on NOW!

H.R. 3044 is the bill to support by calling and emailing your representatives TODAY. http://www.thinkbigworksmall.com/mypage/player/tbws/10919/

Another Sunday.... Fishing with Bears

06-28-09
Debra Leisek
Debra Leisek: Real Estate Agent in Homer, AK

Bears and Fishing in Alaska... thBears and Fishingis is from a friends trip from Coopers Landing on the Kenai Peninsula about 100 miles from Homer....

they fly you in and then you fish from the boat... her 5 year old son Noah was loving every minute of it... Amazing how the bears and the people get along... We have a lot of bears this year ... big fire took some of their cover and so we are seeing more of them... We lost one of our rental untis to the fire... but no body was hurt and they finally maintained it and put it out...

Noah and the BearsIs he cute or What??? Noah in the plane He loved the plane ride!

Fishing with Bears can be very dangerous... in fact it isn't something I would recommend ... unless you have a guide...someone who knows the boundaries, the danger zones, how to behave and what to do... much like a Realtor can guide a buyer and seller thru the complicated maize of paperwork and details necessary to complete a successful transactions in purchasing or selling a home... these days the rules and regulations are changing so fast we all need to keep on top of it to make sure everything is right as " Rain" and the buyer can buy what the seller will sell.

Fish on! and stay safe.....