Hoover, AL

WELCOME TO SHELBY COUNTIES NEWEST ESTATE LOT COMMUNITY

THAT IS LOCATED IN THE HOOVER CITY LIMITS!

A "STONE'S" THROW FROM ALL THE ACTIVITY OF A BUSY CITY LIFE

WITH THE PEACEFUL QUIET SERENITY OF PRIVATE WOODED BEAUTY.

YOUR OWN NATURE WONDERLAND WITH 3 - 5 ACRE HOME SITES

PRICED FROM THE $170'S TO THE $190'S

PURCHASE YOUR'S AND BEGIN YOUR DREAM HOME!

FOR MORE INFORMATION GO TO

WWW.DEBBIEHUTCHINS.COM/403195

When the Real Estate Market takes a SHIFT it can offer a great opportunity to the HOME BUYER that would like to BUILD their DREAM HOME! It use to be that "LOCK and KEY", where the home buyer selects a lot and floor plan and the home is constructed according to their specifications and decorator selections, was the only way to build a home. But in times of a slow down in New Home starts and speculative building there are now LOTS for SALE to INDIVIDUALS.

With NO time constraints you can BUY your LOT now and BUILD later! This works well for the Home Buyer that has a home to sell first. You can buy your lot and work with the architect on your floor plans and specifications while your home is on the market. You can also use yur own builder or choose one from our group of experienced AWARD WINNING builders.

HEATHERWOOD 7th Sector

A 27 Lot Luxury New Home Golf Course Community

1/2 to 3 Acre Wooded Home Sites

Just off I-459 and Caldwell Mill Road between I-65 & Hwy 280

Hoover City Limits - Hoover Schools

Home sites starting at $100,900

I know where I will be this weekend - the third annual Moss Rock Festival at The Preserve in Hoover, Alabama. I have been every year so far and I'm really looking forward to it. The weather should be beautiful and it will be great to walk around the large park outside the Town Hall and take in all the sites.

The events start at 10:00 A.M and run through 5:00 both Saturday and Sunday and the event is FREE. Parking is easy - just go to the Hoover Met (now called Regions Park) and a shuttle bus will take you directly to the artist's displays. There will be bands playing, food to eat and lots of booths with artist's works on display. There will even be cake on display in the town hall - last year there was one shaped like a raccoon! The theme is eco friendly so there will also be opportunities to learn about environmental issues. To get more information about this year's festival, go to www.mossrockfestival.com.

For the last two years my favorite artist is a guy who makes tables out of cement with leaf imprints. I would love to have one for my back yard. I thought it would be great to place the table between two Adirondack chairs. Well this year for my birthday, my son gave me two chairs, so now the table is a MUST. I hope he comes back.

The Preserve is a Traditional Neighborhood Development with new homes resembling those built at the turn of the century. When finished with the artist's work, you may wan to stroll the neighborhood and look at some of the architecture. If you are interested in looking at any of the Houses for Sale, let me know, I'd be happy to give you a personal tour.

What a morning! Temperatures in the 30's here in Hoover Alabama are absolutely exhilarating. These are the kind of temperatures we need to have the fall colors at their best.

Maggie and I went for our morning walk around 7:30. There was FROST everywhere. The sun was starting to shine, but hadn't hit many of the roofs yet so the frost was covering them as well.

I saw a few houses though that didn't have frost on their roof, or had frost on only parts of the roof. This house in the picture only had frost in one square above the front door. Those houses look more warm and inviting BUT, that is not necessarily a good thing. Often that is an indication that you are loosing heat through the attic. If your roof is toasty warm so the frost doesn't stick, then you are heating the underside of the roof and shingles. This is a great time to check your insulation and add more to keep from having your heating costs go through the roof.

Insulation is measured with an R Value. Here in the Hoover, Alabama area, you should have an R-49 rating in the attic for the most energy efficiency. Click here for more info on types of insulation and insulation tips.

When buying a new home here in Hoover Alabama you should ask the builder for the specs on the house to make sure the insulation value is what it should be. Also when buying a new or previously owned home, your home inspector can look at the insulation in the attic and let you know if the house needs more.

According to the weather channel, the temps should be in the 30's again tomorrow morning. So before the sun starts to shine on the roof, venture out and give your house a visual insulation check. That might point out some problem spots in your roof. Adding insulation in the attic is the #1 way to save on your energy costs.

Next Tuesday, November 4^th is the Big Day. Election Day. No matter which of the 6 (yes 6) presidential candidates you want to see leading this great country, it is imperative that YOU go to cast your vote.

Every vote counts. I find it really irritating that the news channels will predict a winner with only 60, 50 sometimes 30% of the vote in. It makes you wonder if your vote even matters. But remember there were 5 big decisions made in this country by only one vote:

-made English the language of America instead of German (1776)
-approved American independence from England (1776)
-gave Thomas Jefferson the presidency (1800)
-admitted Texas (1845) and California (1850) into the Union

So yes, your vote IS important.

If you will not be in town on November 4^th, you can vote absentee. There are other reasons for voting absentee. Do any of these apply to you?

- You will be out of the county or the state, or the municipality for municipal elections, on election day.

- You have a physical illness or infirmity which prevents your attendance at the polls.

- You work a shift which has at least ten (10) hours that coincide with the polling hours at your regular polling place.

- You are enrolled as a student at an educational institution located outside the county of your personal residence, attendance at which prevents your attendance at the polls.

- You are a member of, or a spouse or dependent of a member of, the Armed Forces of the United States or are otherwise similarly qualified to vote absentee pursuant to the Uniformed and Overseas Citizens Absentee Voting Act, 42 U.S.C. 1973ff.

- You have been appointed as an election officer at a polling place which is not your regular polling place.

You have until this Thursday (October 30^th) to apply for an absentee ballot. If you go to the office of your county's election manager (for a list click here), you can even go and vote right after you fill out the application.

I mentioned the presidential election, but there are other candidates and issues on the ballot as well. To see a copy of the ballot click here and look for the county in which you vote. Knowing what you will see in the voting booth will help you prepare for those important decisions.

If you see something on the ballot that you are not sure about, you don't have to vote for that item in order for your presidential vote to count. But, doing some research (and I don't mean believing outrageous e-mails or inflamatory TV commercials) and voting for the candidate you feel represents your views is what being an American is all about.

Don't forget to vote on November 4^th.