You will never have to pay to be listed as a top neighbor. Period. That important detail clarified, let's discuss how we arrive at two "top neighbors" for a given region:
Localism is a bustling collection of hyper-local communities, and the top neighbors should reflect those members who are most active. When ranking users in a given region, several factors are considered. To get your foot in the proverbial door, you need to have posted at least one "Localism" article or photo for the region.
The very best way to quickly rise to #1 is to post high-quality local content. Keeping a steady strem of incoming posts and photos will massively tilt the scales in your favor.
What doesn't count toward the top neighbor ranking? ActiveRain points and community sponsorships. The top neighbor spots will always go to the most active members in a region. We want to create a level playing field that encourages the growth of communities — talent and dedication are required to win the day.
Pelham, Alabama – We are well in to 2009, and it is time to look at the year of market statistics for Birmingham Homes. As we have always stated that as a homeowner, potential resident, potential seller, or as a real estate consultant, we think it is always important to know the stats about what is happening with Pelhamhomes. For this report we are going to be focusing on Pelham Alabama Real Estate
Birmingham – Pelham Real Estate for Sale Listed First Quarter 2009
For the first quarter of 2009 there were 128 Newly Listed Pelham Real Estate for Sale. The Average Price was $224,838. The Median Price was $188,450.
Birmingham Alabama – Pelham Homes Sold First Quarter 2009
For the first quarter of 2009 there were 45 Pelham Homes that sold. The Average Price was $191,788. The Median Price was $173,500, with 80 Average Days on Market at 96% of list price.
Birmingham – Pelham Alabama Homes for Sale – Currently active as of 6/09
Currently there are 234 Pelhama Alabama homes for sale with an Average Price of $249,091. The Median Price is $211,499 with 132 Average Days on Market.
If you would like to be contacted as soon as homes become available in the Pelham area just let us know. To view our Pelham AL Real Estate and Community Tour go to Pelham Real Estate Channel. For more information about the Pelham Community you can also go to the Pelham Chamber of Commerce. (Click here to go their website.)
*Note these Birmingham AL Real Estate stats are accurate as of 6/09 according to the Birmingham MLS. They are subject to change as Birmingham Realtorssubmit listed and sold properties into the Birmingham Alabama MLS.
Enjoy our fully customizable property search of the complete Birmingham Alabama MLS (multiple listing service) of single family homes, condos, and town houses. We specialize in helping you buy a Birmingham Alabama real estatebargain.(foreclosures and bank owned homes)
Specializing in Selling Birmingham AL Homes
The first thing home sellersneed to know is "What's my Birmingham AL home worth right NOW?" and what are Birmingham home prices doing by neighborhood. Our experience shows it all depends on where YOU live. Please ask for a FREE Comparable Market Analysis Report - CMA on your home so you can see what is actually happening in your neighborhood! No obligation, of course.
Experience shows that to sell a home in Birmingham ALtoday requires more than just putting a sign in the yard or putting the property information in the MLS.
Successful home sellers have found they need the advice of skilled Real Estate counsultants like us, who have:
strong negotiating skills to get your home sold quickly for the most money even in this real estate market,
a strong internet marketing plan like our Smart Home Selling Plan. In fact, we may already have a buyer for your property because we understand that over 84% of home buyers today are finding their next house on the internet which is why when you use our plan we make sure they are seeing your home first and we also have a
We have helped many families sell their Birmingham homes, quickly and painlessly even in this difficult housing market. In fact, we may already have a buyer for your property because we understand that over 84% of home buyers today are finding their next house on the internet which is why when you use our Smart Home Selling Plan we make sure they are seeing your home first.
Real Estate markets are local. A lot of the media that you hear is National. The Birmingham Metro Area market is alive and thriving. Click the link below to read Broker report for May 2009.
Interest Rates are at historical low levels, Inventory is high which means you have a great selection and home prices are much lower than in the past which means you may qualify for more! Click the Memo link below to read more.
NOW IS A GREAT TIME TO SHOP FOR A HOME AND BE IN BEFORE SCHOOL STARTS.
STEP 1 is to talk to a lender to determine what price range home that you can afford. I can put you in contact with a Mortgage Company to start the pre qualifing process. Or if you prefer just click on the link MORTGAGE COMPANIES to view a list of lenders on my Re/Max Website.
STEP 2 - LET YOUR MOUSE DO THE WALKING!
You will find my website an excellent resource. The site is continually updated with new and valuable information to aid in your decision making process.
The search feature allows you to filter thousands of listings based on attributes that you select. You can simply search for houses in a certain area and price range, or you can look for houses that fit your specific style. If you know you want a brick house with gas heat and a garage, you can get the results you’re looking for. Most real estate websites don’t offer that degree of choice.
By signing up with the MY HOME FINDER, which is free, you have access to features that will help you find and organize the listings that best fit your needs:
Saved Searches allow you to preserve your searches for reference at a later time. You can easily maintain lists of properties that match your criteria without having to re-enter any information, and there is no limit to the number of searches you can save.
The Favorites Folder allows you to save the individual listings that you find appealing. You can save favorites from different searches into sub-folders, giving you the power to organize your favorite listings however you see fit. This is a great way to put in order those specific listings that interest you most. Again, you may save as many favorites as you wish.
With the New Listing Notification service, you can be updated via e-mail as to new listings that match the criteria of any saved search. There is no need to check back for updates to your searches. All you have to do is decide whether you want daily, weekly, or bi-weekly notifications of the most recent listings.
I always strive to make the home-buying process as smooth as possible. With the MY HOME FINDER you have the tools at your fingertips that can get you started in the right direction.
STEP 3 Let's start looking! Finding the right home is a process of elimination. The beauty of the Internet is to narrow you choices down and then we physically start eliminating those down to the HOME of your dreams!
STEP 4 The negotiation process of coming to an acceptable agreement between both the Seller and the Buyer.
STEP 5 Start Packing! Remember we already did the Mortgage paperwork. All we have to do is give the lender the contract so that they can order an appraisal and prepare your mortgage for the closing. I highly recommend that you get a home inspection so we will meet with the Home Inspector one day to check out the house and then start looking forward to MOVING DAY!
So climb on down off that fence and let's go out and buy that new home with a fence of your own!
Photo taken by Ann Allen, and may not be reproduced without express written permission of Ann Allen, Keller Williams Realty, Hoover AL.Permission usually granted if credit is given with a link back.Thank you for your understanding.
When the U.S. Treasury was given the authority to spend $700 billion to stabilize the U.S. economy, Congress created a Congressional Oversight Panel (COP) to "review the current state of financial markets and the regulatory system."
where I encouraged everyone with a story to tell to go to the website and let their voice be heard. (Please click on the link above to read previous post)
The COP (Congressional Oversight Panel) has kept their website up to date with all of the Reports, Press Releases, Hearings & Testimony and the Stories from the public.
Below is one story posted to the website
Dreams of Retirement Slipping Away
Molly S. from Emerald Isle, North Carolina is a home owner grappling with the grief of losing her husband and fighting for her home. She shared her story with us:
My husband died about 5 months ago. My income was cut about $1700 per month. I have not missed a payment or ever been late with one, yet [my bank] will not renegotiate my mortgage or help me determine a way to make the present one workable for me. I am 66 years old and have been handicapped since age 22, following a stroke. I manage quite well considering my disabilities, but my husband's death and this financial crisis collided to cause me to have to sell my home. I do not want to move and do not know if the housing market will even rally enough for me to find a buyer. I would prefer to refinance and continue paying my bills and living in the retirement home that my husband and I enjoyed.
Please CLICK HERE to read more stories and if YOU have a story to tell please use the link below:
One of the reports dated March 6, 2009 titled "Foreclosure Crisis:Working Toward a Solution" is a very detailed report on how serious the foreclosure crisis actually is and the Need for a Comprehensive Foreclosure Plan and a Checklist for Successful Loan Modifications.
Checklist for Mortgage Mitigation Program
1. Will the plan result in modifications that create affordable monthly payments? 2. Does the plan deal with negative equity? 3. Does the plan address junior mortgages? 4. Does the plan overcome obstacles in existing pooling and servicing agreements that may prevent modifications? 5. Does the plan counteract mortgage servicer incentives not to engage in modifications? 6. Does the plan provide adequate outreach to homeowners? 7. Can the plan be scaled up quickly to deal with millions of mortgages? 8. Will the plan have widespread participation by lenders and servicers?
In the video below, Chairwoman Elizabeth Warren of the TARP Congressional Oversight Panel introduces the COP June Report: Stress Testing and Shoring Up Bank Capital. The full report is available at
PLEASE STAY INVOLVED IN THIS CRITICAL TIME THAT CAN HAVE SUCH AN IMPACT ON OUR ECONOMY!
YOU ARE THE VOICE OF AMERICA!
About the Author
Debbie Hutchins a Certified Residential Specialist has been a licensed Realtor since 1987. Serving the Greater Birmingham Area and specializing in Shelby County Debbie is available to assist you with your real estate needs. We hope you have enjoyed reading and hope you will come back! You may also subscribe to "debs doodles" and have it delivered to your email! And as always, you are welcome to search the MLS through Debbies Re/Max website. All phone calls are welcome! You can reach Debbie via her cell phone at 205-368-2474
All data contained within is deemed correct however, RE/MAX First Choice and/or its Sales Associates are not responsible for errors and/or omissions. Prices are subject to change without notice.
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
When the U.S. Treasury was given the authority to spend $700 billion to stabilize the U.S. economy, Congress created a Congressional Oversight Panel (COP) to "review the current state of financial markets and the regulatory system."
