Phoenix, AZ

Arizona Going Green Mortgages & Asbestos Prevention

11-20-09

David Krushinsky: Loan Officer in Phoenix, AZ

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Office: (623) 594-7600 x108

Mobile: (602) 695-7575

Located in the Southwestern part of the United States, Arizona is a state known for its wonderful weather, beautiful scenery and national parks. It is one of the ideal spots for active lifestyles and is easy to see why many potential home buyers are choosing Arizona as their destination of choice.

The path to home ownership is an exciting time for you and your family, but it is one that may bring additional responsibilities into your life. Having the assistance of an honest and experienced Arizona mortgage professional can make all the difference during this process.

Homes that are newly purchased may require additional remodeling or repairs. The FHA 203k loan may be the perfect opportunity to make the necessary repairs for safety and cosmetic upgrades. There are also other options for VA and FHA loans for "Going Green" on your home mortgage. Building or remodeling your home with eco-friendly materials can lower utility and water bills, achieve federal tax credits, higher real estate value, purer air quality, reduced waste sent to landfills and conservation of natural resources.

What is Asbestos?

Asbestos is the name given for a group of fibrous minerals that were mined for their qualities as fire resistant, insulation and high durability. Asbestos may still appear in roof shingles, dry wall, attic insulation, popcorn ceilings, joint compounds and electrical wires. It's flame resistant and durable qualities made it an ideal choice for many industries. Homes built before 1980 may still contain asbestos Asbestos in Arizona materials. There are now many eco-sustainable options that make the use of asbestos obsolete.

Tips & Important Information on Asbestos

If any asbestos is located in your home, the best thing to do is leave it un-disturbed until a home inspector can determine the best course of action. In many situations, the best action is no action. Asbestos that is disturbed or damaged due to age is known as "friable" asbestos. This is a concern because its toxic fibers can easily circulate and become inhaled.

Although asbestos exposure does not always lead a related illness, long term inhalation of its fibers can cause a rare but severe ailment known as malignant mesothelioma. Asbestos-related illnesses may not appear until 20 to 50 years after exposure, which makes mesothelioma diagnosis even more difficult.

The removal of asbestos must be performed by licensed abatement contractors who are trained in handling dangerous materials. They work under state and federal regulations to ensure no health concerns arise from improper removal.

Arizona "Going Green"

The Arizona Department of Environmental Quality is committed to protecting the public from asbestos-containing materials by educating and assisting with asbestos removal, transport and disposal. The removal of hazardous substances must be performed by professional abatement contractors who are trained in these matters. Eco-friendly options must be considered when the removal is complete.

Implementing green methods of building can have positive environmental, health and economic benefits. These include: Conservation of natural resources, enhance air quality, protect eco systems, energy sustainability, increase property value, improve quality of life, improvement of pulmonary and cardiac health, Reduction of waste.

Environmentally safe alternatives to asbestos include the use of cotton fiber, lycnene and cellulose. There is no need for any products used in construction to be made from asbestos, yet over 3,000 work and home-based materials still contain this toxin.

With growing education and technology in green sustainable energy and building resources, the state of Arizona has taken actions to ensure safety and health is a top priority in this great state. If you are looking for more information on asbestos or mesothelioma please visit www.asbestos.com.

If you're considering remodeling or rehabilitating your home, the FHA 203k program may fit your needs. If you want more information on the FHA 203k or other rehabilitation loans please contact The Krushinsky Team at 602.695.7575 or david.krushinsky@wjbradley.com.

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Desert Ridge Realtor - Real Estate Agent Desert Ridge Phoenix

11-19-09

Mike Bruen

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Office: (480) 390-5140

Mobile: (480) 390-5140

Desert Ridge Realtor offers Buyers that are looking for homes for sale in Desert Ridge exclusive representation in the home buying process. We are happy to represent Seller's in selling their Desert Ridge Home as well.

For buyers searching for Desert Ridge homes for sale, homes for sale in Desert Ridge can easily be found by visiting http://www.DesertRidgeSubdivision.com where you will find the tools to make the home hunting process easy, convenient, and informational. You can find luxury homes for sale in Desert Ridge broken down by category. Search for Desert Ridge golf course homes, Desert Ridge Homes with a pool, available Desert Ridge rental properties, gated homes in Desert Ridge, Desert Ridge Homes With a Pool, and much, much more all at the click of your mouse. All for free! All information is in real time when you are looking for homes for sale in Desert Ridge.

As Real Estate agents for Desert Ridge we are happy to provide sellers with current information regarding homes for sale in Desert Ridge and recent Desert Ridge homes sales. Contact us to see what your Desert Ridge home is worth in today's market. Do you know how many short sale homes in Desert Ridge are currently on the market? Or how many Desert Ridge foreclosures are on the market?

Whether you are an Desert Ridge luxury home buyer, relocating from another state, or just want to up to date information regarding the Desert Ridge real estate market, please feel free to contact us.

We represent buyers and sellers in the home purchasing and/or selling process and are happy to help and work for you in the home buying and/or selling process. For buyers, if you prefer, feel free to contact us and we will set up a custom search designed exclusively for you, the Desert Ridge home buyer, with your exact search criteria that you require and automatically notify you via email when a home that meets your specific needs hits the market. Shouldn't it be you, the Desert Ridge home Buyer, not the Realtor that makes the decision on which homes you would like to see? Call us when you see a property that interests you and we will be happy to show it to you.

For sellers we are happy to provide accurate information to determine the value of your home. If you so decide to list your Desert Ridge home for sale we can provide excellent Seller representation and make sure your home is marketed for all to see.

Feel free to give us a call anytime as we are happy to help and be of assistance.

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FREE CONTINUING EDUCATION CLASSES FOR ARIZONA REALTORS

11-19-09

David Krushinsky

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Office: (623) 594-7600 x108

Mobile: (602) 695-7575

FREE CONTINUING EDUCATION CLASSES FOR ARIZONA REALTORS

You are invited to attend the continuing education seminar " Answers To Tough Questions About Credit In Today's Market" on Wednesday, January 13th from 2:00 pm - 5:00 pm. This event is FREE and provides (3) three Accredited General Hours towards your continuing education requirements.

David Krushinsky, a Certified Mortgage Planning Specialist, will address those tough questions regarding your clients credit in today's real estate industry. The following are a few key topics that will be discussed: Real Estate Continuing Education Hours

-Is it better for your client to file bankruptcy or to foreclose?
-What is a short sale and how can it affect your clients credit?
-What about a Deed-In-Lieu of Foreclosure?
-Foreclosure vs. Short Sale
-What should my clients do???
-Many more items to cover!!!

Don't miss out on this opportunity to learn about new and changing information and get your questions answered by a mortgage professional.

The Seminar will be held at the Foothills Recreation & Aquatic Center 5600 West Union Hills Drive, Glendale, AZ 85308 on Wednesday, November 18th from 2:00pm - 5:00pm.

Please RSVP to reserve your seat. For any questions or to RSVP, please contact David Krushinsky at 623-594-7600 or email david.krushinsky@wjbradley.com

Hope to see you there!

Accredited by C. David McVay School - 3412 E. Dunlap Ave., Phoenix, AZ 85028
602-749-2098 Email: dmcvay@cdavidmcvayschool.com ; www.cdavidmcvayschool.com

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27317 N 63rd Dr Phoenix, AZ. 85083

11-18-09

Shayne Kilber, Realtor, CDPE, GRI, CNE, CSSN

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Office: (623) 344-8011

Mobile: (623) 853-6644

Shayne Kilber | Keller Williams Professional Partners | 623-853-6644

27317 N 63rd Dr, Phoenix, AZ

Nice REO home for sale in Phoenix, Arizona.

3BR/2.5BA Single Family House

offered at $169,500

Year Built	2004
Sq Footage	2,230
Bedrooms	3
Bathrooms	2 full, 1 partial
Floors	2
Parking	2 Car garage
Lot Size	4,950 sqft
HOA/Maint	$0 per month

DESCRIPTION

Nice REO home for sale in Phoenix, Arizona. This foreclosed home features 3 bedrooms/2.5 baths, and plenty of cabintet and counter space in the kitchen. Entertaining friends out back in this bank owned home will be a breeze. The price is right Call today!!

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Walk-in closet
- Dining room	- Laundry area - inside

ADDITIONAL PHOTOS

Front	Front Room, Formal Dining
Kitchen	Loft
Eat In, & Family Room	Back of Home

Contact info:

Shayne Kilber

Keller Williams Professional Partners

623-853-6644

For sale by agent/broker

Equal Opportunity Housing

Posted: Nov 18, 2009, 1:54pm PST

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Moon Valley - Phoenix, Ariz. Residential Real Estate Market Report - Oct 16 to Nov 16, 2009

11-17-09

Anna "Banana" Kruchten Broker & Business Development Coach

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Office: (602) 595-8900

Moon Valley - Phoenix, Ariz. Residential Real Estate Market Report - Oct 16 to Nov 16, 2009

These are active listings, pending sales with contingencies, pending sales, and houses that have closed.

Here is a typical home for sale in Moon Valley:

Moon Valley Home for sale Nov 2009

Asking price: $495,950
Subdivision: Lookout Mountain
Built: 1984
Size: 2,378 sq ft; 3BR, 2.5 BA

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Thinking of buying a home in the Moon Valley area - or know someone who is? This is the PERFECT climate for move-up buyers.

Thinking of selling your Moon Valley home? Call us today to request your complimentary market analysis to determine how your home compares to others in your area.

Find out how we can help make the buying or selling process simple, stress-free, and enjoyable. Feel free to contact me by phone 602-595-8900 or email me.

Search here for homes in Moon Valley.

You can also visit our website for more information on Moon Valley and the surrounding areas.

Phoenix Property Shoppe

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