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California

The Holy Grail of all mortgage loans!

Nevin Williams,FHA,VA,Jumbo broker NC,CA,OR,WA: Loan Officer in Cary, NC

Best mortgage rates and service are available right here!

Show me the best rate!

 

 

Looking for the Holy Grail of all mortgage loans?

 

In today's lending environment it seems banks are sitting atop their tall buildings questioning instead of assisting people that request their help.

Here at our branch we listen to your concerns and needs. We don't interrupt you, question you and we won't ignore or redirect your questions.  You won't sit on the phone waiting to be redirected to another department either because we actually answer our phone!

Get great service with competitive terms. Isn't this really what you are looking for?

Give us a call or click on our logo for a complimentary quote.  You'll be happy you did!(And so will we.)

 

Show me the best rate!

 

You won't find the Holy Grail but you'll say Holy Moley! when you realize how much money we saved you!

Calculators, current rates, buying a home, refinancing, VA, FHA, USDA, Conventional and Jumbo loans.

Best mortgage rates are available with our company because of our size and our 300 lender relationships. Finding the best mortgage rate is hard if you shop the big banks retail mortgage divisions.

We are a mortgage broker servicing California, North Carolina, Oregon and Washington. Our corporate office is headquartered in Fairfield California since 1977.

We are Carlsbad's premier mortgage broker offering huge discounts

Licensed to brokerloans with over 300 lenders including Bank of America, Wells Fargo, Citimortgage, Met Life, Fifth Third Bank, Flagstar, ING,Luther Burbank, Provident, Suntrust, US Bank and many more. 

Find a home with our network of professional real estate agents interviewed and selected for their extensive knowledge and expertise! 

 

Send us an e-mail with the city and state.  nevin@nevinloans.com

You may also call us at (888) 206-5781 My extension is 1017

Nevin's CA DRE Lic#01366552  FPF CA DRE Lic#00654852   eho

 

The ActiveRain Symphony Station: One of our own (me!) performs Claude Debussy at Pacific Regent in La Jolla

Jim Frimmer, San Diego Mission Valley Realtor: Real Estate Agent in San Diego, CA

My owner is a Realtor with Century 21 Award in San Diego.For those coming into town for the 2009 Convention of the National Association of Realtors, I will be performing in my chamber music group on Friday afternoon, November 13, at 4:00 p.m., at the Pacific Regent in La Jolla, 3890 Nobel Drive.

The concert should last about 1½ hours, and the public is welcome, so if anyone wants to come up to La Jolla, enjoy a bit of classical music, and then go out to
tour La Jolla afterwards and possibly have something to eat, call Russel Ray at 619-341-0173 (he also happens to be my page turner for the concert). Keep in
mind that the best touring is during daylight hours, and darkness gets here around 6:00 p.m. now, but there are lots of good places to eat in La Jolla, especially if price is no object.

Following is the concert program:

Claude Debussy: Flower Child, Impressionist, Revolutionary

Joanne Regenhardt, Narrator
Janelle DeStefano, Mezzo Soprano
James Frimmer, Piano

  • C'est l'Extase - Janelle and James
  • General Lavine - James
  • Clair de Lune - James
  • Chevaux de Bois - Janelle and James
  • Sarabande - James
  • Pagodes - James
  • Serenade for the Doll - James
  • Sarabande Excerpt - James
  • Nuit D'Étoiles - Janelle and James
  • Beau Soir - Janelle and James
  • Il pleure dans mon coeur - Janelle and James
  • Pour Les Arpeges Composes - James
  • L'isle Joyeuse - James

About Claude Debussy

Claude Debussy (1862-1918), a French composer, one of the most important impressionist composers (even though he himself disliked the term), is also one of the more prominent composers from late 1890s and early 1900s.

Debussy began piano lessons at the age of 7, and at the age of 10 was admitted to the Paris Conservatoire where he studied for 11 years. In 1884 he won the prestigious Prix de Rome with his composition L'Enfant prodigue.  His win resulted in a scholarship to the Académie des Beaux-Arts, which included a four-year residence at the Villa Medici, the French Academy in Rome. Much of his later music displayed harmonies and chords featuring dissonances that were never musically resolved. His harmonies, considered radical in his day, were influential to almost every major composer of the 20th century. 

Performer Biographies

Joanne Regenhardt, narrator, has been known to San Diego audiences since 1955 when she represented San Diego in the San Francisco opera auditions and began signing with Starlight Opera. She has sung concerts throughout Southern California both in oratorio and in solo peformances withy symphony orchestras and in recitals. Her book of poetry, "Soundings," was published in 2002. Joanne is currently integrating narratives of musicians' lives into programs of their music, choosing aspects of the lives and musical selections which can be nejoyed in an intimate setting. She has done this with the lives and music of Johannes Brahms, Frederic Chopin, Sergei Rachmaninoff, and, of couse, Claude Debussy.

Janelle DeStefano, mezzo soprano, has been praised for her passionate delivery and rich, seamless voice. She has sung on regional operatic orchestral and musical theater stages throughout the United States. Recent roles have included Romeo in "I Capuletti e I Montecchi," Mrs. Winemiller in "Summer and Smoke," and the title role in Benjamin Britten's "The Rape of Lucretia." Janelle has a special interest in Spanish song and Zarsuela, and has performed at the Zarzuela Festival in Napa, California, as well as with the acclaimed early music ensemble, El Mundo. Janelle has won several vocal competitions, including the Metropolitan Opera National Council Auditions, San Diego District; the National Association of Teachers of Singing; and the Musical Merit Foundation. She currently is pursuing a Doctor of Musical Arts at the University of Southern California in Los Angeles.

James Frimmer, piano, received his Bachelor of music and Master of Music degrees in Piano Performance from the University of Redlands in Redlands, California. While at the University of Redlands, James served as staff accompanist and was a winner of the University's concerto competition, the Redlands Bowl Young Artists Auditions and the Young Artists competition. He has performed in master classes of Daniel Pollack, John McCabe, and José Feghali. In addtion to being an active chamber musician in the San Diego area, James is also a Realtor with Century 21 Award in Mission Valley and the Operations Manager at Borders Books and Music at Plaza Bonita in National City.

**********

If you're looking for a great condominium in Mission Valley,
the heart and soul of San Diego, please give me a call.

I'm available 24/7, so feel free to contact me by phone or email.

**********

Jim Frimmer, Realtor
Century 21 Award Mission Valley
California DRE License #01458572
619-729-5701
jimfrimmer@century21award.com
Mission Valley Condos Information

**********

15 recent blog posts:

  1. Are you missing a great opportunity to reach out to past Clients?
  2. Remind your buyers and sellers about the home improvement tax credit
  3. Four great posts about mold
  4. A different kind of team
  5. Reblogging courtesies, or letting the originator have all the glory
  6. If you like your ActiveRain points, don't go on vacation!
  7. Previewing properties can be scarey!
  8. You have to go here when you come to the NAR Convention in November
  9. Using your ActiveRain blog to establish relationships
  10. It's pansy digging time at Weidners Garden!
  11. Are you making it fun for your Clients?
  12. Recent San Diego Zoo renovations featuring young flamingos
  13. Public art along San Diego's Embarcadero
  14. A guide to Balboa Park in downtown San Diego
  15. Hotel safety tips for those coming to the NAR Convention next month

Click here to subscribe to Jim's blog

My favorite ActiveRain Groups:

ActiveRain Convention Channel
ActiveRain Guerrilla Marketing Channel
ActiveRain History Channel
ActiveRain Library Channel
ActiveRain Nature Channel
ActiveRain Symphony Channel
ActiveRain Travel Channel

Inventory Has Been Dwindling. . . Where Have All The Foreclosures Gone?

Pamela Seley - Realtor® - Temecula California: Real Estate Sales Person in Temecula, CA

We, meaning us real estate agents, keep waiting for those bank-owned properties to hit the market, so we have more choices to show our buyers. We wait, and wait and wait. The word is they're coming. We've been hearing that since last January. Right?

I hear from my real estate sources that the auction dates are being pushed back on foreclosures. I know in some of the areas I farm, there have been vacant homes for over a year. When I research them, I discover a mortgage, but not even a notice of default having been filed. What's going on? This phenomena seems to be national, not just local.

Here's an article that may shed some light.

Buyers... sorry that offer is pending .... so one buyer wants to go out EVERYDAY

Rosemary Brooks -Mother & Daughter (866)-750-8282: Real Estate Agent in Stockton, CA

And the buyer says ..... can we go out looking EVERYDAY???

The market is so confusing right now that it is almost that you have to take the buyers out to view properties at least 2 times a week!  The properties are not staying on the market long, the offers are going way higher than the listed price and therefore the offers are in Pending before you can set up an appointment to go out and view it.  Is this a good thing? What about your other buyers and other things you have to do during the day?

It is a good thing for the seller and the listing agent, but it is unfortunate for anxious buyers if there is no time to get the offers submitted before they are gone.

Fannie Mae has changed the way of their listings:

  • 3-5 days on market before they will consider the offers ** this include the NSP buyers (assisted)
  • Offers up to 15 days will only be for the owner occupied buyers
  • After 15 days investors offers will be considered

Although we don't agree with all of Fannie Mae rules, these are a few good changes.

FHA buyers have enough competition and restrictions to their purchase -- this change should help them get at least a chance at the listings.  FHA will not lend on flips that are younger than 90 days.

While it is almost impossible to take one buyer out EVERYDAY... it is wise to go often so your buyer does not miss the buying opportunity.

Need an agent?  Give us a call...

 

Call us at 866-543-0461

Mother & Daughter Blog

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CHECK OUR WEBSITE: http://www.motheranddaughterrealty.com

Marin County and Southern Sonoma County Home Sales Statistics for October 2009

Kelley Eling (Marin & So. Sonoma Real Estate): Real Estate Agent in San Rafael, CA

The table below shows the sales activity for Marin County and Southern Sonoma County for the month of October 2009, sorted alphabetically by the name of the City.

For more detailed information about a specific City, click on the corresponding link below.

City

# of homes sold

Average Days on Market

Average ORIGINAL Asking Price

Average FINAL Selling Price

# Sold AT Original Asking Price

# Sold OVER Original Asking Price

% of Available Listings in Escrow

Corte Madera

8

114

$756,613

$702,413

1

-

37

Fairfax

7

80

$760,429

$708,857

1

2

38

Greenbrae

7

88

$779,286

$749,714

-

3

20

Kentfield

4

56

$3,478,500

$3,258,500

-

2

31

Larkspur

4

131

$1,299,750

$1,089,144

-

-

29

Mill Valley

24

122

$1,216,288

$1,080,144

-

3

25

Novato

72

94

$596,785

$560,843

6

15

49

Ross

2

33

$2,745,000

$2,794,200

-

1

30

San Anselmo

9

139

$873,333

$762,872

1

1

30

San Rafael

57

97

$768,712

$728,242

8

10

34

Sausalito

7

70

$1,197,429

$1,190,750

1

1

21

Tiburon

8

88

$2,703,556

$2,408,125

1

1

14

Marin County

221

104

NA

$884,040

NA

NA

30

Petaluma

60

114

$481,687

$439,140

2

18

42

Sonoma

33

134

$523,709

$465,276

1

10

40

Please note that all Original Asking Prices are without any price reductions.

This information is current as of November 6, 2009 and the sources are BAREIS and CleanOffer.