Copperopolis, CA

The view from my house on the shores of Lake Tulloch includes a panoramic view of Connor Estates, probably one of the most beautiful collections of waterfront homes in California.

First time guests stepping out on my deck look out across the lake and gasp, "Those.....aren't really......VACATION houses.....are they?"

Well, quite actually, yes, they are.

They are million dollar plus houses that people do not live in full time.

With an amazing location only 2 hours from most places in the Bay Area, owning a waterfront house at Lake Tulloch, behind the gates of Connor Estates, just might be the ultimate antidote for the high stress lifestyle in the Bay Area.

After a hectic work week, you can arrive just in time to watch the sun set behind the table top mountain, and have a glass of wine as the moon rises over the lake.

Another fun weekend awaits.

Who says your primary residence needs to be bigger and better than your second home? For many of my Bay Area mortgage clients, their "trophy home" sits on Lake Tulloch. Their primary home may be far less grand.

And that's okay.

Maybe they plan to retire to their waterfront home. Maybe they see their second home as a way to bait children and guests to visit. Maybe they just prioritize their weekends higher than their work weeks?

Think they're on to something?

I do. Check out my view as the sun set over the lake last Friday night.

Want to know more about owning a waterfront property on Lake Tulloch? The home pictured in this post is currently on the market.

Would you like to discuss mortgage options for buying a first or second home at Lake Tulloch? I have great rates for JUMBO LOANS on SECOND HOMES. Yes, you can get a FIXED RATE!

Do you need a referral to a Realtor that can show you waterfront homes at Lake Tulloch?

I am Janet Guilbault, your Lake Tulloch Mortgage Specialist. I own a Lake Tulloch waterfront property myself, and have had the privilege of helping people just like you realize their dream of owning a piece of waterfront paradise. Call, text, or e-mail me today. My contact information appears below.

There are are few opportunities left anywhere in California to live right on a lake, but now, thanks to a real estate market focused away from second homes, a rare opportunity exists to own a Lake Tulloch waterfront property.

If you ever wanted to live on a lake, don't let this opportunity disappear.

The cool clear pristine waters of Lake Tulloch offer Californians a rare chance to own water front property complete with a private boat dock.

Combine this with a location in the quaint gold rush town of Copperopolis, (a mere 2 hours from the Bay Area), and you will find the perfect location for a second home, a retirement home, or simply a magical place to live full time.

I know because I have owned a waterfront property on the shores of Lake Tulloch for a decade.

To walk down to your own boat dock, cruise the lake, do a little wakeboarding, watch the wildlife, and swim through the crystal clean water whenever you want, is something close to heaven on earth.

I confess my favorite part of owning a waterfront property is simply sitting on the deck, looking over Lake Tulloch, with the golden Sierra foothills as the backdrop.

WHY THIS IS THE BEST TIME TO ACQUIRE WATERFRONT PROPERTY AT LAKE TULLOCH

The current economic climate has exposed once in a lifetime opportunities to own your own waterfront paradise. Have you ever wondered exactly HOW a family came to own something as special as a house on a lake? Many of them dreamed for years (just like you?) then took the plunge when they recognized an opportunity that might never pass their way again.

Why do I believe the timing is near perfect to acquire a Lake Tulloch waterfront home?

1. Prices have fallen dramatically, bringing the actual cost of ownership down by hundreds of thousands of dollars.
   
2. There is a good supply of waterfront homes currently for sale surrounding Lake Tulloch. Just a few years back, only a few homes periodically came available for sale. In times of economic hardship, more second homes than ever become available for sale.
   
3. Mortgages rates have fallen. Yes, there are fixed rate mortgages for second homes, AND for jumbo loans, and they will probably not be this low again.
   
4. They aren't making any more waterfront properties. This makes your chances for appreciation excellent in my opinion.
   
5. Lake Tulloch is still somewhat undiscovered. That will not be the case for long. A world premier golf course, a new Town Square, and plans to build upscale homes in the area will attract a wave of Bay Area baby boomers ready to retire.
6. Owning a second home has specific TAX BENEFITS. Buying a second home when prices are this low will lock in lower property taxes. With higher taxes in the future for all Californians, buying a property at Lake Tulloch could benefit you tax-wise.
7. Here is a strategy to consider: Buy your second home at Lake Tulloch with a mortgage. Sell your main home when you retire. With your equity, pay off the loan on your second home and be mortgage free while you live on the water and enjoy all the amenities of Lake Tulloch.

This is the first in a series of articles about owning real estate at Lake Tulloch, located in the town of Copperopolis, in the California foothills of Calaveras County.

Want to know more about owning a waterfront property on Lake Tulloch?

Would you like to discuss mortgage options for buying a first or second home at Lake Tulloch?

Do you need a referral to a Realtor that can show you waterfront homes at Lake Tulloch?

I am Janet Guilbault, your Lake Tulloch Mortgage Specialist. I own a Lake Tulloch waterfront property myself, and have had the privilege of helping people just like you realize their dream of owning a piece of waterfront paradise. Call, text, or e-mail me today. My contact information appears below.

I've got the latest Calaveras County / Lake Tulloch area residential sales statistics for you to see in four clickable graphs. As usual, the first three graphs cover three years including 2007, 2008 and 2009. The first graph spells out the Residential Unit Sales. The second graph highlights Residential Sales Volume. And the third graph shows Residential Average Sales Price. And finally, the fourth graph focuses on the price range breakdown of Residential Units Sold through July 6, 2009. Before you click on the graphs, here are some of the numbers in simple black and white...

Total Residential Unit Sales: June 2009 = 78; June 2008 = 52; June 2007 = 75

Total Residential Sales Volume: June 2009 = $23,225,750; June 2008 = $18,330,150; June 2007 = $32,922,564

Total Residential Average Sales Price: June 2009 = $297,766; June 2008 = $352,503; June 2007 = $438,968

For more market information and help with buying or selling, contact your Sugar Pine Realty Lake Tulloch / Copperopolis real estate professional today. Call 209-785-5757. (The data used in this post comes from the Calaveras Multiple Listing Service and is deemed reliable, but not guaranteed.)

Total Residential Unit Sales:



Total Residential Volume Sales:

Total Residential Average Sale Price:

Residential Market Facts & Figures:

I've got the latest Calaveras County / Lake Tulloch area residential sales statistics for you to see in four clickable graphs. As usual, the first three graphs cover three years including 2007, 2008 and 2009. The first graph spells out the Residential Unit Sales. The second graph highlights Residential Sales Volume. And the third graph shows Residential Average Sales Price. And finally, the fourth graph focuses on the price range breakdown of Residential Units Sold through June 11, 2009. Before you click on the graphs, here are some of the numbers in simple black and white...

Total Residential Unit Sales:

May 2009 = 56

May 2008 = 60

May 2007 = 84

Total Residential Sales Volume:

May 2009 = $7,476,500

May 2008 = $18,330,150

May 2007 = $32,922,564

Total Residential Average Sales Price:

May 2009 = $299,060

May 2008 = $352,503

May 2007 = $438,968

For more market information and help with buying or selling, contact your Sugar Pine Realty Lake Tulloch / Copperopolis real estate professional today. Call 209-785-5757. (The data used in this post comes from the Calaveras Multiple Listing Service and is deemed reliable, but not guaranteed.)

Total Residential Unit Sales:

Total Residential Volume Sales:

Total Residential Average Sale Price:

Residential Market Facts & Figures:

I've got the latest Calaveras County / Lake Tulloch area residential sales statistics for you to see in four clickable graphs. As usual, the first three graphs cover three years including 2007, 2008 and 2009. The first graph spells out the Residential Unit Sales. The second graph highlights Residential Sales Volume. And the third graph shows Residential Average Sales Price. And finally, the fourth graph focuses on the price range breakdown of Residential Units Sold through May 15, 2009. Before you click on the graphs, here are some of the numbers in simple black and white...

Total Residential Unit Sales:

April 2009 = 72

April 2008 = 46

April 2007 = 45

Total Residential Sales Volume:

April 2009 = $17,140,463

April 2008 = $14,882,236

April 2007 = $19,680,450

Total Residential Average Sales Price:

April 2009 = $228,465

April 2008 = $361,150

April 2007 = $481,516

For more market information and help with buying or selling, contact your Sugar Pine Realty Lake Tulloch / Copperopolis real estate professional today. Call 209-785-5757. (The data used in this post comes from the Calaveras Multiple Listing Service and is deemed reliable, but not guaranteed.)

Total Residential Unit Sales:

Total Residential Volume Sales:

Total Residential Average Sale Price:

Residential Market Facts & Figures: