Redding, CA

Well, here we are in SF and getting ready for RainCamp. I'll be taking tons of photos and blogging a bit here and there about our day. Looking forward to meeting the AR Team and fellow bloggers that I have known for so long....what a treat!

Keep you posted on the events. I love Social Networking and ActiveRain....but this is by far the best part of it all is meeting all these people that I know so well. Feeling fortunate and excited. See you throughout the day......

The home buyers tax credit was expanded and extended but here are just some of the reasons you DON'T want to wait until spring to start shopping.

#1. If you wait until spring to start shopping and you find your dream home just before your time runs out you will be under a LOT of stress to get your home closed....and since no one can Guarantee that they can get a home closed in less than 30 days....is it worth the stress to wait?

#2. Interest rates WILL be going up....that's UP....they can't give loans away at these historic low levels forever...

#3. There will be more buyers in the market place as always in the spring...that means you will be competing against more people....people that want the tax credit also....and waited....till the last minute......like you did?

#4. It probably won't be the lenders fault or the Realtors fault or the title companies fault if you don't close on time to get your tax credit....and if it is? You should have started earlier?

#5. Timing the bottom, the lowest interest rate on the planet and the tax credit deadline can be suicidal....do you want to try and time all that or start now and find the home of your dreams and be in with no stress and no worries while everyone else is scrambling to get their home closed so they get their credit?

Regards,

Richard

Website

Back at it after a great Thanksgiving dinner.

I spoke with a man that had lost his home the other day.It was very interesting talking with him. He said they spent over $12,000 in attorneys fees to fight the bank....I asked fight the bank?.... why did he do that? He said that they weren't going to just let the bank take their home!!

Now I can understand the stress and the aggravation that people are feeling out there right now...the banks don't respond or they transfer you to this dept and then that one and tell you to keep making those payments and everything will be fine....

Losing one's home is probably up there with death/divorce and speaking in public....a LOT of stress no doubt.

The part that I don't get is if they saved their $10k they would have money to move into something else now....instead of having ZERO....The bank WILL indeed take a persons home sooner or later if they Do Not make their payments or they don't qualify for a loan mod....it's pretty much GUARANTEED....so why spend money to fight a losing battle?

"There are many companies and individuals that claim they can help you fight the bank and help you keep your home because the bank doesn't even know what the own etc". Just remember that Attorneys get paid by the HOUR!!!

There have also been many that unfortunately have wasted money on paying a "Loan Modification"
company to try and get the payments reduced....There were many people that lost their homes after Paying money....anywhere from $1500-$3000 with no guarantee's.....

They have recently changed the law for companies and people that want to help consumers with Loan Mod's....now they get paid when and IF they get the job done....and not until! They way that Realtors have worked from day one.

Fighting the bank when you have not made payments for 6/9/12 months is probably not the best use of what little cash you have if you are having a hard time.Save that money and make plans to move....It wil save you some stress!

What is it that makes a man continue to fight a losing battle?

I asked him if he had ever considered doing a short sale? He said NO!

Short sales can help many people out of a tough situation...they are not for everyone and yes you will be selling your home in the end....and satisfying the bank....and helping your credit out....

Regards

Rick

The time of year is upon us again to remember what we are thankful for....I am thankful for my son...he is 6...and the best little boy in the World! I am thankful for my family and my friends....I am thankful for my clients and for living in a great place.

I am thankful for a roof over my head and my cupboards with food in them....I am thankful to be in Remission for 6.5 years now from cancer....

What are you thankful for?

Regards

Richard

In the ever changing and evolving complex world of our global economy and our national economy, how has the profession of a Real Estate Agent or Realtor changed?

Are the older traditional methods still relevant with all the technological changes in our Industry? Has social networking resulted in a division from traditional real estate and that of the latest trending technology solutions for real estate?

With the new mobile solutions that allow us to basically do most of our business on our cell phones, to using video and pod casting for better ways to communicate with our Consumer along with the creation of better websites that provide the Consumer with the tools they can use to better learn about local, national and global real estate markets, have we left the majority of Realtors and Real Estate Agents behind?

My personal opinion while qualifying the fact that I am a "Technologist" and have been so for longer than I care to share is that the answer would be NO. Real estate is and will always be a "relationship-based" profession. A good agent with a mature business and who has lived and worked within his or her community for a long time can be just as successful as those Real Estate Agents and Realtors who are using every leading edge technology solution.

I would encourage all agents to invest in learning how technology can better help you in your business, however I will always know that it is the work we do on behalf of our clients that enables us to remain in business and to continue to build our business. Relationship is everything in our Industry and the REAL in Real Estate Agent means connection to helping our clients reach their goals and staying in touch on both a personal and professional level.

The job does not end when the keys change hands. That's the REAL part of being a Real Estate Agent!

I am Jeanean Gendron, your Redding and Shasta County Specialist. You can reach me at 530 276-7417. I answer my phone.

Here are the city of Redding and Shasta County demographics and links to the many things available to the people who live The Shasta Lifestyle here in Redding and Shasta County. Enjoy! Shasta County, Land area is 3,785.2 square miles, Density 47.4 people per square mile, versus California Density at 217.2 people per square mile. Population (2006 estimate): 179,951. House Hold Income: Median $37,696, Persons below poverty is 13.4% and Home ownership rate is 66.1%. Education: High School graduates: 83.3% of adults 25 and up. Bachelor’s degree is 16.6% of adults 25+ Redding, population is 90,033 (in 2000), incorporated in 1887. Average temperature in January is 55 and average July temperature is 98.

Information Links for Recreation and County and City Resources: Shasta County: A Guide to Shasta County ~ Shasta County Parks, Trails and Open Space Plan Shasta County Guide to Recreation ~ California State Parks - Shasta Cascade ~ City of Redding Information Center ~ Turtle Bay Museum ~ Redding Convention Center ~ Cascade Theatre Schreder Planetarium ~ Turtle Bay Exploration Park ~ Shasta State Historica Park ~ Sacramento River Trail/Caldwell Park ~ Sacramento River Trail Map Redding Community Services ~ Shasta County Library ~ Shasta Historical Society

Visit my main real estate website that provides you with the ability to Search the MLS and to set up an account so that you can save searches and select favorite properties. I also have many saved searches for you to take advantage of. There are saved City Searches and Community Searches. We also save Foreclosure Listings and Short Sale Listings.

Visit and learn more about The Shasta Lifestyle and the experience of living here in Shasta County.

Here are my blog sites:

Redding Properties and Land

New Homes Shasta County

Redding Elegant Homes

The Redding Golf Lifestyle

Owning Your First Home

Short Sale Help for Sellers

Jeanean Gendron ~ I love Redding and Shasta County, California

530 276-7417