Tracy, CA

First of all, I would just like to say that I am now affiliated with Connect Realty. After a year with Prudential (which I'm going to miss some of the agents and my old broker), I am sad to say that I have found another brokerage where it is willing to offer a high split than what I am or was getting with Prudential. I like it, when I'm doing most of the hard work and I'm getting most of my commission split.

The easiest 'virtual tour' I've ever done.

I had some photos, and I use Picasa to keep my photos organized.

If you upload your photos to PicasaWeb, you have the option to "make a movie."

You can add music to the movie, and then voila - you create the movies.

Upload to YouTube (this is the first one I tried, it's photos of my son golfing) and you are DONE.

All this in less than 10 minutes.

When did this ball BOUNCE? 

I can tell you --- it bounced when it hit bottom and started back up.

There is an old saying, "buy low".  This is TRUE- however - no one has EVER said "Buy Bottom".

Why not -- why not "Buy Bottom, Sell TOP?"

Because we don't know know where Bottom is?  We don't know where TOP is either.

So here is the best advise I can give..... AIM LOW!

Weigh all the facts, the interest rate, the current price of homes and when you think it's LOW enough for you, get off the fence and BUY.

I do know this --- there are going to be a lot of people in a few years who said "I wish I had bought that house in 2009, it was ONLY $XYZ. "  We've seen it before, we'll see it again.

AIM LOW ----- BUY LOW-----

Attention First Time Home Buyers!!!!

I spoke to a client - and shame on me - for not telling y client myself -- his tax person had no idea about the tax credit available for First Time Home Buyers. SO --- to redeem myself - Im going to tell everyone...

If you purchased a home between April 9, 2008 through June 30, 2009 (yes it can be retroactive) and you have not owned a home for the past 3 years, you qualify.

If you are single or married filing jointly the govenment will give you an interest free loan of $7500. Your payments will be $500 over the next 15 years, and will be paid via your tax returns yearly. THis credit is REFUNDABLE which mean even if you don't owe taxed you get the money.

There are some income stipulation and if you should sell or refinance the loan would need to be paid back. Check with your Tax Advisor, ask them if they qualify.

Have fun!

Home Buyers -- Investors --- it's 2009!!

Everywhere you turn you hear about gloom and doom of the economy.  However, out of the Great Depression came more new Millionaires than every before.... and we are still so much better off than that era. 

Every buyer wants to buy at the bottom, get the best deal, not pay a single cent more than necessary. No one can predict the futher, I can tell you that the prices today are at about 1990 levels and interest rates are lower than anyone has seen in 20 years.  I will know that we have hit bottom the second you are calling saying "Susan why didn't we buy a house last week, month, year?"

Here is a quick chart of the real estate market.

As I study this chart I picture a rock skipping along on a lake, bouncing along, up and down.  How low will the market continue like this? If only I hadn't thrown my crystal ball out the window 10 years ago.  

Tracy Real Estate - Trulia

What's your opinion - what do you think will happen in the next 3 months, 6 months, 9 months, a year?

 
Tracy, CA Real Estate