About Contra Costa County, CA

I have posted a chart for Contra Costa County Real Estate Mortgage Loan Defaults from December 2001 through December 2009. This chart uses a 12-month moving average of data.

How to read this chart: when the market momentum reading falls from above the "0" line to below the "0" line, this signals that the trend in mortgage loan defaults changes from an uptrend to a downtrend. When fewer people have difficulty making their mortgage payments, this is a positive sign for the local economy.

When the marketing momentum reading climbs from below the "0" line to above the "0" line, this signals that the trend in foreclosure sales has changed from a downtrend to an uptrend. More and more people are having difficulty making their mortgage payments. This is a negative sign for the local economy and its real estate market.

This chart is one of five key real estate indicators called "vital signs" used to track local real estate market trends. Mortgage Loan Defaults (NOD's) is Vital Sign #3.

NOTE: when you see that Vital Sign #1, #2, and #3 all give signals to buy, you can now be 80%-90% confident that a major real estate upcycle is underway.

"The Campbell Method" is a proven system for buying and selling real estate for maximum profits. Based on five key real estate indicators- called "Vital Signs" - The Campbell Method is a clearly defined approach to real estate investing that shows you how to anticipate the peaks and valleys of real estate cycles with incredible accuracy. These Vital Signs act as "leading indicators" and give you as much as 3 to 6 months advance notice to the direction real estate prices are likely to take, long before it becomes obvious to the general public.

I recommend that you purchase and read the book "Timing the Real Estate Market"- Robert Campbell. Log on to http://www.realestatetiming.com/ to learn about The Campbell Method, purchase the book and Market Momentum software.

Here is what Timing the Real Estate Market shows you...

How to identify the best time to buy a home- and the best time to sell

How to maximize real estate investment profits - and avoid losses

How to identify the sweet spot in real estate cycles - where the prices can go full throttle through the roof

How to identify the four stages of all real estate cycles - and position yourself to have an overwhelming advantage when you buy and sell

How to read the signals that tell you when the market is about to change

How to avoid real estate's single biggest mistake

Ten cardinal rules to follow - that guarantee optimal real estate success

Why economists and market forecasters are usually dead wrong.

Homes for Sale in Greenbrook in Danville CA, January 2010 - Market Snapshot for Greenbrook in Danville CA February 6, 2010 * provides details on recent home sales and homes for sale in Greenbrook in Danville CA or Greenbrook homes for sale in 94526 as well as the median home price in Greenbrook in Danville CA. There are currently four detached single family homes on the market in Greenbrook. Each is a spacious home ranging in size from a reported 1,943 square feet to 2,431 square feet. The average home price for these listed homes in Greenbrook is $814,487 while the homes range in price from $799,000 to $860,000. The median home price in Greenbrook in Danville CA at this time is $799,475.

No detached single family home for sale in Greenbrook in Danville CA sold during January 2010

How to get there?
Homes for sale in Greenbrook in Danville CA span an area East of the I-680 freeway that is encircled by El Capitan Drive.


As of February 6, 2010 one of the single family detached homes for sale in Greenbrook in Danville CA or homes for sale in 94526 is currently pending sale. This single family home has 2,478 square feet of living space priced at $688,000.

Greenbrook in Danville CA is a sought after planned community that was launched in 1965. The Association consists of 784 homes and townhomes situated on 206 acres of mature landscaping including 24 acres of parks, creeks and walking paths. Convenient shopping and downtown Danville are just minutes away by foot or bicycle on the Iron Horse Trail.

Click here to receive ongoing monthly market snapshots for Homes for Sale in Greenbrook
Click here to request a list of homes currently available for sale in Greenbrook

There are currently three attached homes, each a townhome, on the market in Greenbrook all with a reported 1,542 square feet of living space. The average home price for these listed town homes in Greenbrook is $440,500 while the homes range in price from $415,000 to $469,000. The median home price in Greenbrook in Danville CA at this time is $437,500.

One of the attached homes for sale in Greenbrook in Danville CA or homes for sale in 94526 sold during January 2010. Details on this sale follow.

What did 153 Lawnview Cir. in Greenbrook sell for? 153 Lawnview Cir. in Danville CA sold for $400,000 after 14 days on the market.


None of the attached homes for sale in Greenbrook in Danville CA or homes for sale in 94256 are currently pending sale as of February 6, 2010.

Twenty (up from 16 in 2008) single family homes for sale in Greenbrook in Danville CA or homes for sale in 94526 sold in 2009. The median home price of those sixteen homes is $782,500. Four attached homes for sale in Greenbrook in Danville CA or homes for sale in 94526, all townhomes, sold in 2009. The median home price of those four homes is $350,000.

Greenbrook boasts a million dollar recreation area that serves as a central meeting place for an active community hosting a variety of clubs, groups and social events. Award winning Greenbrook Elementary and Charlotte Wood Middle Schools are an easy walk for most of its children down its private greenbelts through park settings.

Greenbrook is active in many ways including activities for all ages. The recreation area is located in the center of the community and includes a large clubhouse, four lighted tennis courts, community size swimming pool, wading pool, children's play area, a shuffle board and a volley ball court. Tennis is a common interest in the community which supports a number of internal teams and events at both recreational and competitive levels.

Are you interested in what is going on in the hyper-local real estate market at this moment? The market snapshot shows homes for sale and homes recently sold, including price as well as community and school information. Click here to create your own, up to the minute market snapshot directly from the MLS.

Buying or selling a home in Greenbrook or Danville CA real estate, contact us as we are skilled agents, offering extensive knowledge and strong negotiation skills who are truly focused on "Getting You Where You Need to Be!"

Contact Vickie Nagy REALTOR®, ABR, CRS, GRI e-PRO, SRES - CA DRE Lic. #01363932
(925) 407-7987 or click to e-mail Vickie Nagy
OR
Contact Steve Nagy REALTOR®, - CA DRE Lic. #01863790
(925) 407-7853 or click to e-mail Steve Nagy

Please contact Vickie Nagy or Steve Nagy for all of your real estate needs in Alamo, Danville, San Ramon, Dublin, Livermore, Pleasanton, Walnut Creek and Concord. Search for Homes For Sale - Keller Williams Realty

To see homes for sale in Danville CA neighborhoods including Greenbrook in Danville CA visit Danville CA Neighborhoods Real Estate. Click here for the Median Home Price in Danville CA . More information on homes for sale in Danville CA, including foreclosures for sale can be found at www.VickieSellsHomes.com

Recent archives of Real Estate Market Updates for Homes for Sale in Greenbrook in Danville CA include:
December 2009 Homes for sale in Greenbrook and Danville CA real estate market update
November 2009 Homes for sale in Greenbrook and Danville CA real estate market update
October 2009 Homes for sale in Greenbrook and Danville CA real estate market update
September 2009 Homes for sale in Greenbrook and Danville CA real estate market update
August 2009 Homes for sale in Greenbrook and Danville CA real estate market update
July 2009 Homes for sale in Greenbrook and Danville CA real estate market update
June 2009 Homes for sale in Greenbrook and Danville CA real estate market update
May 2009 Homes for sale in Greenbrook and Danville CA real estate market update
April 2009 Homes for sale in Greenbrook and Danville CA real estate market update
March 2009 Homes for sale in Greenbrook and Danville CA real estate market update
February 2009 Homes for sale in Greenbrook and Danville CA real estate market update
January 2009 Homes for sale in Greenbrook and Danville CA real estate market update
December 2008 Homes for sale in Greenbrook and Danville CA real estate market

** Based on information from the Contra Costa Association of REALTOR'S® MLS (for the monthly period from the first through the last day of the month). Display of MLS data is deemed reliable but is not guaranteed accurate by the MLS.

Windemere in San Ramon CA Foreclosure Report January 2010 - What do REO Bank Owned Foreclosures in Windemere in San Ramon CA sell for? Well, as of February 6, 2009, One of the foreclosure homes for sale in Windemere or Windemere foreclosure homes for sale in 94582 have sold this year to date. The home that sold is a detached single family home and the median home price for foreclosures in Windemere in San Ramon CA is $932,000. The home has 4 bedrooms, 4 baths with a reported 3,810 sq. ft. of living space and it sold for $932,000 which was almost $82,000 over asking price. In 2009 23 detached single family homes sold with selling prices that ranged from $575,000 to $930,000 for foreclosure or REO homes for sale in Windemere in San Ramon CA. Eight homes that sold in 2009 were condos and townhomes and their median selling price was $490,000 while selling prices for foreclosures on condos and townhomes in Windemere ranged from $395,000 to $535,000.

There are currently no single family detached foreclosure homes for sale in Windemere or Windemere foreclosure homes for sale in 94582.

One of the foreclosure homes for sale in Windemere or Windemere foreclosure homes for sale in 94582, a detached home closed during the month of January 2010. Additional details on the low and high end detached home sales follow.

How much did 3051 Hastings Way in San Ramon CA sell for? 3051 Hastings Way in San Ramon CA sold for $932,000 after 7 days on the market:


Seven foreclosure homes for sale in Windemere or Windemere foreclosure homes for sale in 94582, five detached single family homes and 2 townhomes, are currently pending sale and the single family homes are priced from $559,000 to $879,900. The townhomes are priced at $429,000 and $510,000.

Click here to receive ongoing monthly market snapshots for Windemere Real Estate
Click here to request a current list of foreclosure homes for sale in Windemere
Click here for automatic notification of new listings that are foreclosures in Windemere

The master planned community of Windemere in San Ramon CA is fulfilling the original vision. This diverse neighborhood has been very popular due to the amenities and the excellent schools. After six years, homes are selling briskly and the complete build-out is in sight.

Windemere boasts five new schools that are a part of the highly regarded San Ramon Valley Unified School District. These five schools serve students from pre-school through high school.

The San Ramon Valley Unified School District consistently ranks among the top 10% of all school districts in California. California High School, Iron Horse Middle School, Stone Valley Middle School were 2006 Blue Ribbon schools, nationally recognized by the U.S. Department of Education. SRVUSD has been recognized for its excellence by receiving the coveted State Department of Education's Distinguished Schools Award (twenty-two such awards in the past ten years), Seven district schools were named California Distinguished Schools in 2006 alone.

Are you interested in what is going on in the hyper-local real estate market at this moment? The market snapshot shows homes for sale and homes recently sold, including price as well as community and school information. Click here to create your own, up to the minute market snapshot directly from the MLS.

Recent archives of foreclosure homes in Windemere include the following:
December 2009 Foreclosures in Windemere - What do foreclosures in Windemere in San Ramon sell for?
November 2009 Foreclosures in Windemere - What do foreclosures in Windemere in San Ramon sell for?
October 2009 Foreclosures in Windemere - What do foreclosures in Windemere in San Ramon sell for?
September 2009 Foreclosures in Windemere - What do foreclosures in Windemere in San Ramon sell for?
August 2009 Foreclosures in Windemere - What do foreclosures in Windemere in San Ramon sell for?
July 2009 Foreclosures in Windemere - What do foreclosures in Windemere in San Ramon sell for?
June 2009 Foreclosures in Windemere - What do foreclosures in Windemere in San Ramon sell for?
May 2009 Foreclosures in Windemere - What do foreclosures in Windemere in San Ramon sell for?
April 2009 Foreclosures in Windemere - What do foreclosures in Windemere in San Ramon sell for?
March 2009 Foreclosures in Windemere - What do foreclosures in Windemere in San Ramon sell for?
February 2009 Foreclosures in Windemere - What do foreclosures in Windemere in San Ramon sell for?

Buying or selling a home in Windemere or San Ramon CA real estate, contact us as we are skilled agents, offering extensive knowledge and strong negotiation skills who are truly focused on "Getting You Where You Need to Be!"

Contact Vickie Nagy REALTOR®, ABR, CRS, GRI e-PRO, SRES - CA DRE Lic. #01363932
(925) 407-7987 or click to e-mail Vickie Nagy
OR
Contact Steve Nagy REALTOR®, - CA DRE Lic. #01863790
(925) 407-7853 or click to e-mail Steve Nagy

Please contact Vickie Nagy or Steve Nagy for all of your real estate needs in Alamo, Danville, San Ramon, Dublin, Livermore, Pleasanton, Walnut Creek and Concord. Search for Homes For Sale - Keller Williams Realty

To see homes for sale in San Ramon CA neighborhoods including homes for sale in Windemere visit San Ramon CA Neighborhoods Real Estate. Click here for Foreclosure Homes for Sale in San Ramon CA . More information on homes for sale in San Ramon CA, including foreclosures for sale can be found at www.VickieSellsHomes.com

* Based on information from the Contra Costa Association of REALTOR'S® MLS (for the monthly period from the first through the last day of the month). Display of MLS data is deemed reliable but is not guaranteed accurate by the MLS.

13 of the foreclosure homes for sale in Windemere sold over asking price in 2009 as did the home sold in January 2010. Sometimes bank owned homes in Windemere do sell for a good bit over asking price if they are priced really low, just to bring in multiple offers.

Well they finally did it after 43 years of trying. The New Orleans Saints have won their first Super bowl. There are many stories going around about the influence of voo doo, destiny or something supernatural bringing about this win.

My favorite one is how the priest of a catholic church in New Orleans petitioned the Pope to fly the Saints flag in place of the papal flag during Sundays mass at his local church. Not only did the Pope concede, it is rumored that the Saints flag was flown over the Vatican on that Sunday. The pictures that I have seen are too fuzzy to confirm though. The priest of the New Orleans church was also shown wearing a Brees jersey over his robs after mass.

How can you not win with that kind of support?

When buying a home or buying a condominium that has a Homeowners Association, it is very important to read all of the documents provided to you. While this may appear to be a daunting task because the HOA documents can run to hundreds of pages, these documents govern - and sometimes limit - your use of your home as well as your expenses as a homeowner within that Association.

The Covenants, Conditions and Restrictions (CCRs) and By-Laws, are the governing documents of the Homeowners Association (HOA). These documents outline how the HOA is run and the basic rights, duties and obligations of the home owners within the HOA. They also specify any limitations to your use of your home. For instance, they may limit the number and size of pets, your ability to rent the home in the future, whether you can operate a home based business, the procedures you must follow if you wish to upgrade or remodel your home and where you can park your car.

The Rules and Regulations typically cover the day-to-day matters such as the use and expense of the common areas (open space, pools, clubhouse, etc.).

The Minutes of the Board of Directors meetings will contain the details on current and future repairs, improvements, expenses, lawsuits and any increases in monthly assessments. You should receive copies of the minutes for the most recent 12 months.

You should pay particular attention to the Financial Documents from the HOA, specifically the rate of delinquency, adequacy of the financial reserves, operating losses and any current or planned asessments. The financial information can be contained in numerous documents including the Reserve Funding Disclosure, Financial Statement Review, Pro Forma Operating Budget, Assessment Enforcement Policy and Special or Emergency Assessments, if applicable.

It is enormously important that you fully understand the financial condition of the Homeowners Association. Have the reserves been adequately funded? Are there many delinquent dues and assessment payments? If there is an assessment on the home you are purchasing, does your purchase contract specify whether the assessment will be paid by the seller or will you be responsible for payments after the close of escrow?

HOA Documents Checklist:

1. CCRs with current Amendments
2. Articles of Incorporation or Association
3. By-Laws
4. Current Rules and Regulations
5. Copy of Minutes for the last 12 months
6. Year-to-date Budget
7. Financial Statments
8. Insurance Summary
9. Association Collection Policies and Practices