About Monterey County, CA

You have heard it...it's true. Prices on homes in Monterey are a buyer's dream..So many to choose from at affordable prices. I would love to show you what is on the market.

Monterey California has great weather, great people, and living here is like being on vacation all the time.

SEARCH FOR HOMES IN MONTEREY COUNTY AND BEYOND

Take A Glimpse at the beauty of Monterey

After three months of searching and interviewing Brokerage's ....Deluca Real Estate stood out from them all.

I am very excited to start the next chapter in my career with a team guided by the many years experience of Leslie Deluca.After moving back and deciding to once again do what I love (Real Estate) I promised myself to take my time , interview lots of brokers and not settle for less. At this point in my career I need to really connect with my broker, I needed guidance, someone with drive, someone who cares about our community and someone who makes sure my clients get the service they deserve. Leslie Deluca has offered all of this with her company. Deluca Real Estate has been around a long time offering a full range of real estate services.To include property management and commercial sales.I am very excited about this move and plan on making 2012 my strongest year in sales ever!!!

Coming back to Monterey County has not only been long overdue it was necessary. Growing up here has made this my home.. Leaving in 2007 was not easy but taking the time to allow the VA to address my combat injuries for the last four years has given me my life back. I have been given a chance to come back make amends and be with my family.

The last three years I have been surrounded by wounded combat veterans, some from wars long ago and some just coming home. I have a whole new outlook on life. What it means to life with honor, to make the best of your life and love those around you... Many soldiers did not come home," I owe it to them to live my life the best I can as they do not have the option to do this"...I TAKE THIS VERY SERIOUS, and it will show in my services to you as i guide you through the real estate process.

When I started real estate in 2000.. I remember telling Cheryl Savage "This is what I was born to do"I have that same drive today and will be offering TOP NOTCH Real Estate Service....

Please do not hesitate to call me , even just to say HI..

Jason L Skerik/Realtor

Deluca Real Estate

415-532-7403

Jasonlskerik@yahoo.com

DeLuca Real Estate would like to welcome South Monterey County Real Estate Specialist Jason L. Skerik to our team.

Jason comes to us with vast experience in residential real estate sales. He prides himself on giving top quality customer service, expert area knowledge, and as a decorated Combat Veteran, who has served in the front lines in the Gulf War as a Military Police Officer, one can be assured of his loyalty, integrity and dedication to others.

Jason was born and raised in South Monterey County, with family history that is deeply rooted in the South Monterey County community. He knows the area well, and can help you to discover all of the hidden treasures South Monterey County has to offer.

Jason is equally effective in working with both buyers and sellers. His experience includes:

• Short Sales
• Multi-Unit Investment Properties,
• Assist Investors In Adding Properties To Their Real Estate Portfolio
• First Time Home Buyers
• Help In Avoiding Foreclosure
• Top Listing Agent

Jason participated in local housing for non-profits, and is familiar with non-profit housing, property management and CHISPA.

DeLuca Real Estate is proud to welcome Jason L. Skerk to our brokerage and we are exited to have an expert available in the Salinas and South Monterey County areas to better serve our clients. Jason has a reputation for getting the job done, with excellent follow-up and strong negotiation skills.

If you are looking to purchase or sell property in Salinas or South Monterey County, Jason L. Skerit is ready to serve your real estate needs.

Just in from California Association Of Realtors: Freddie Mac will soon increase the incentives for completed short sales.

In California, there is a high percentage of short sales on the housing market. A large percent of home owners who are in distress do nothing. Please take action and talk to a licensed real estate professional about a short sale. If you are having trouble paying your mortgage, you have options, you do not have to let the property go into foreclosure. A short sale may be a good alternative for you if you can not get a loan modification that makes sense.

Excerpt from CAR Newsletter:

Short Sale Soundoff: Freddie Mac to increase short sale incentives

Freddie Mac soon will increase incentives paid for completed short sales, according to a spokesman for the government-sponsored enterprise.

Through HAFA, the Treasury currently provides $1,500 for servicers and up to $2,000 for investors who allow up to $6,000 of the short sale proceeds be paid to subordinate-lien holders.

But servicers completed only 27,600 short sales and deeds-in-lieu of foreclosure through December. Of those, only 1,600 were for GSE-backed mortgages, according to Treasury Department data released Monday.

Private investors approved more than 18,300, and the rest were held on the servicer portfolio.

Nearly two-thirds of HAFA activity occurred in three states. Roughly 43 percent of these transactions occurred in California, followed by 15 percent in Florida and 6 percent in Arizona.

According to the Freddie spokesman, the upcoming incentive changes are being constructed with the hope of boosting short sale volumes. Whether these higher payments will go to servicers, investors, or the subordinate-lien holders is unknown.

Short Sale Incentives For Distressed Homeowners

How To Obtain A Mortgage Loan In Monterey County

When you decide to buy a home, the first thing you need to do is get pre-approved for a loan. Many people start shopping for a home, only to find that they are looking in the wrong price range, or that they can not get a loan at all.

Your loan is the "Heart Of The Deal". It is the pulse that drives everything else. Finding a great loan is the first key step in making a wise investment in real estate in Monterey County.

Where you get your information makes a big difference. don't rely on yesterday's real estate flyers, or rumor. This is one of the most important purchases you will ever make. Get real facts from trusted sources that you can trust. Make sure that the loan is tailored to your life, your plans and your dreams.

Having someone just quote a rate to you is not enough. Real estate lending has become very detailed and there are many more rules today than in the past. You must understand lending guidelines for each investor, and all of the hurdles to qualification. You want to have someone who will work for you to get you the best rate, terms and care about your life, not just your loan.

For referrals to local real estate lenders in Monterey County, please call me at 831-214-1934.

THINGS TO BRING TO APPOINTMENT:

• Two Most Recent Pay Stubs
• 2 Most Recent W-2's
• 2 Most Recent Tax Returns
• 2 Most Recent Bank Statements on all Asset Accounts
• Information On Where Your Down Payment Is Coming From