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North County Coastal San Diego Real Estate Home and Condo Search Made Easy - Find Homes and Condos by selecting the Community or Zip Code you want to look at Homes and Condos in - These North County Coastal San Diego Real Estate Listings are from the San Diego MLS and is updated daily.

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All information is believed to be correct but not guaranteed.

East County San Diego Real Estate Home and Condo Search Made Easy - Find Homes and Condos by selecting the Community or Zip Code you want to look at Homes and Condos in - These East County San Diego Real Estate Listings are from the San Diego MLS and is updated daily.

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	East County San Diego Real Estate
	Alpine Real Estate 91901
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A San Marcos philosophy professor and several supporters are hoping to open a non-denominational liberal arts college in the upscale San Elijo Hills community in fall 2010, in the hopes of filling a void in San Diego County. If San Elijo College succeeds, it will join a growing list of facilities that have helped turn San Marcos into a major education center.

San Elijo College founder Tim Mosteller said last week that the campus will be a classical liberal arts institution modeled after so-called "great books" schools in other parts of the country.

Examples include Gutenberg College in Eugene, Ore.; St. John's College in Indianapolis, Ind., and Santa Fe, N.M.; and New St. Andrews College in Moscow, Idaho.

"In North County, especially, there aren't any really traditional sort of liberal arts colleges,"

The school cannot start the multiyear process of seeking accreditation by the Western Association of Schools and Colleges until after it has opened.However, the college has registered with the state as a nonprofit corporation and recently received its nonprofit status from the Internal Revenue Service. Student are presently being recruited.

"We need at least 12 students, with a maximum of 35," he said, referring to the fall 2010 session. "We hope to end up with about 150 total (in five or six years)."

No textbooks

A San Elijo Hills resident, the 39-year-old Mosteller has bachelor's, master's and doctorate degrees in philosophy.

He is a full-time faculty member at California Baptist University, a private Christian university in Riverside, and teaches part-time at Cal State San Marcos and the Vista extension campus for Biola University, a private Christian university in La Mirada.

Mosteller said he selected San Elijo Hills as a home for the college because he and his family live in and love the 3,400-home community, and because the college can be incorporated nicely into the area.

The college's six-member Board of Trustees has talked with the owners of the San Elijo Hills town center and a local church about leasing administrative office and classroom space in those buildings, he said.

San Elijo College's catalog states that students will spend four years pursuing a rigorous, liberal arts course of study centered around the great works of Western civilization.

The planned curriculum includes English grammar, logic, rhetoric, mathematics, geometry, astronomy and music. Students also will be required to study Latin and Spanish.

Rather than textbooks, Mosteller said, students will read books and other materials written by people commonly recognized as Western civilization's "great thinkers." Examples include Shakespeare, Aristotle, Plato, Chaucer, Dante, Leo Tolstoy and Anton Chekhov.

"For instance, biology ---- they would read the original experiments and the original books by the great biologists like Darwin," Mosteller said. "And instead of taking a class in, say, American History, students would go back and read the original writings of the people who were writing at the time of the American Revolution."

Life lessons

City officials began touting San Marcos as an "education hub" after CSUSM opened in 1989. The university joined Palomar Community College, which founded its Mission Road campus in 1946.

High Tech High School, the University of Phoenix, Coleman University, the University of St. Augustine and the North County Regional Education Center now call San Marcos home, as well.

Mosteller said he met with the founders of private liberal arts colleges across the country before developing a business plan for San Elijo College.

"Between all of them, I was able to get a clear path in my mind about how to go about starting a school," he said.

The Nicene Creed ---- a basic statement of beliefs used by many Christian denominations ---- is prominently displayed on San Elijo College's Web site.

Mosteller said the board incorporated the creed to give the college a philosophical breadth without tying it to a particular church.

Christian scriptures, well-known theologians' works and other religions' texts will be on students' reading lists, he said, but students will not be required to adhere to a particular religion or belief system.

San Elijo College's tuition will be $8,000 a year. Mosteller said graduates will leave with bachelor's degrees in liberal arts and the ability to apply critical thinking skills to all aspects of their lives.

Rate Lock Advice and Mortgage Market Update

November 21, 2009, 9:00 PT

Next week should be an intersting week in Mortgage Land. A wide range of economic data will be released during the shortened week ahead.

Existing Home Sales will come out on Monday. GDP, Consumer Confidence, and the FOMC Minutes from the November 4th Fed meeting will be released on Tuesday. Durable Orders, Personal Income, Core PCE inflation, New Home Sales, and Consumer Sentiment will all be packed in on Wednesday. In addition, there will be Treasury auctions on Monday, Tuesday, and Wednesday. Mortgage markets will be closed on Thursday for Thanksgiving.

RATE LOCK ADVISORY

Lock Advice: FLOAT With CAUTION
The Float with Caution recommendation is only because rates have been down for a while and they almost always adjust in the other direction after a long run.
MBS prices closed +2/32.
No economic data was released Friday.

RATE NOTES:
When MBS prices are up, Rates are down.
Lock advice can change throughout the day .
Good economic news = Bad Rate News.

National Average Fixed Rate Mortgage
Down 0.01% at 4.98% on Nov.20

Fannie Mae Mortgage Backed Securities
MBS Opened at 4.513% Down 0.004%.

10 Year Treasury Currently 3.370% Up 0.01%

DJI Stocks closed Friday $10,318.16, Down -14.28, -0.14%

European and Asian Markets closed the week Down -0.758%

Nymex Crude Oil Currently $77.47 Down $0.58

Take 5 minutes to watch this humorous and educational video... The big bailout banks find another way to rip off the consumer ... just in a nick of time for them, but not for us. See TBWS Video

Rates 11-20-09, 11:00AM PT
30 Year Fixed to $417,000
Rate 4.500% Point 1.250, APR 4.665%
APR Based on $350,000 Loan at 80% LTV
Above Rate can be locked for 30 days.
Call for Quotes on FHA and VA loans With Detailed Good Faith Estimates.
No Application or Credit Report required

• How to Find Legitimate Rate Quotes
• What is APR
• What is Yield Spred Premium (YSP)
• Avoid Closing Day Nightmares

President signs the First Time Buyer Tax Credit Extension Read Story

RATE LOCK ADVISORY

Lock Advice: FLOAT With CAUTION
The Float with Caution recommendation is only because rates have been down for a while and they almost always adjust in the other direction after a long run.
MBS prices closed +2/32.
No economic data was released Friday.

RATE NOTES:
When MBS prices are up, Rates are down.
Lock advice can change throughout the day .
Good economic news = Bad Rate News.

National Average Fixed Rate Mortgage
Down 0.01% at 4.98% on Nov.20

Fannie Mae Mortgage Backed Securities
MBS Opened at 4.513% Down 0.004%.

10 Year Treasury Currently 3.370% Up 0.01%

DJI Stocks closed Friday $10,318.16, Down -14.28, -0.14%

European and Asian Markets Down -0.758%

Nymex Crude Oil Currently $77.47 Down $0.58

Lots of people feel that Queen Eileen's is the best Encinitas gift shop around to look for gifts of all kinds in downtown Encinitas California.

A visit to this amazing store in the heart of Encinitas's shopping area near the beach will quickly show you why that's so.

READ MORE: Encinitas - An Eclectic Seaside Community

Queen Eileen's was established in 1989 by owner Eileen Burke, "Queenie," and the store has become somewhat of an institution among shoppers and Encinitas residents. Here's just a small sampling of what you can find at Queen Eileen's (take the virtual tour to see more):

• Jewelry from Bali
• Scarves
• Pajamas
• T-shirts (fun or serious, for all ages)
• Glassware (the martini and beer glasses are very popular)
• Holiday items - wonderful ornaments, decorations for Easter, etc
• Magnets - some are hilarious (the one we have says "I Took the Road Less Traveled, Now Where the Hell am I?").
• Gifts for all occasions - birthdays, retirement, weddings, get well, etc.

The list goes on and on and it is impossible to cover everything - you just have to visit!

A big selling item are the beautiful gift baskets which they will create for you, or you can pick what you want included in them. You can order these in the store, over the phone or on-line at the Queen Eileen's website. During the busy season they make as many as a hundred baskets a day.

And a huge part of her success is Queenie herself, and her friendly staff - Penny and Denise. You might not meet Rosario but she helps with making hundreds of gift baskets throughout the year (she and her husband own the popular Auggie's House of Crab in Leucadia which is a terrific casual seafood eatery for lunch and dinner).

Queen Eileen's also sponsors fun events - their Martini Fridays during the holiday season are very popular - bring a friend, have free martinis, and get discounts on your shopping (10% with 1 friend, 20% with 2 or more).

They also have pajama parties, and events for the guys too.

If you are attending the Encinitas Fall Street Fair this Sunday November 22, why not stop in - they'll be making fresh baked cookies all day.

Queen Eileen's is located at 548 S. Coast Highway just south of D Street.

Call them at 800.233.4386 (toll free) or 760.436.4845 (local).

Hours are 9 - 7 Monday through Saturday and 9:30 - 5 on Sundays.

You may already be a fan of the store, but you can become a Fan of Queen Eileen's on-line - visit their Facebook business page.

Enjoy the tour of Queen Eileen's. And check out my interview with Queenie herself.

********************************

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If I can provide more information about Encinitas real estate and surrounding areas, or the housing market in general, or otherwise assist you in your homes search, please contact me by phone or text at (760) 840-1360 or email me at JDowler@remax.net.

All content copyright © 2009 Jeff Dowler "The California Relocation Dude" Carlsbad Homes and Real Estate Tidbits