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Colorado Home Buyers: Top 7 Reasons to Buy Your First Home Today

02-09-10
STEFAN GEYER: Realtor, Certified Appraiser, ECO Broker
STEFAN GEYER: Realtor, Certified Appraiser, ECO Broker: Real Estate Agent in Aurora, CO
  • view my blog
  • Office: (303) 858-8100

Top 7 Reasons to Buy Your First Home Today

1. Free Money. The $8,000 tax credit for first time home buyers is valid before April 30, 2010(under contract deadline). This is a special tax credit from the government that you don't have to pay back, as long as you stay in the home for at least 36 months. Contact me today for a free and informative a tax credit packet.

2. Affordability. Based on recent property declines and current interest rates, home affordability has not been higher since it was first tracked over 40 years ago. Your grandparents couldn't have received a better interest rate than you can today.

3. Tax Breaks. The IRS allows you to deduct the interest you pay on your mortgage, your property taxes and, in many cases for those who qualify, some of the costs to buy your home and mortgage insurance. Owning a home is a great way to lower your tax bill.

4. Build Wealth. Unlike paying rent, with each mortgage payment you make, you build equity and you decrease your income tax liability. Owning a home is still the best long-term investment.

5. Appreciation. As home prices have fallen precipitously in today's tough economy, the basis for realizing appreciation in future years is very strong. Historically, even with other periods of declining value, home prices have exceeded consumer inflation. From 1972 through 2005, home prices increased on average 6.5%, according to the National Association of Realtors®.

6. Stability. Knowing you can establish roots and raise a family in one location, free of the desires or needs of your landlord to sell the property you are living in. This is something no other investment provides. You can't live in a stock, and you can't raise your kids in a bond.

7. Independence. Enjoy the freedom to do what you want to your home. After all, it's yours to do what you wish. And, with any improvements you make, you have the ability to benefit from your investment. Try that with an apartment!

Call me today to get started!

Stefan Geyer, Home Real Estate, 303-858-8100

Have Colorado home listings sent directly to your e-mail: www.StefanMax.com

Reprinted courtesy of:

Mandy Hammer, Loan Officer, Pinnacle Mortgage, Phone: 877-716-9006 ext 885

mhammer@pinnacle-mortgage.com

www.mytoplender.com

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Colorado: Real Estate Questions? I Have Answers. No Pressure.

02-09-10
STEFAN GEYER: Realtor, Certified Appraiser, ECO Broker
STEFAN GEYER: Realtor, Certified Appraiser, ECO Broker: Real Estate Agent in Aurora, CO
  • view my blog
  • Office: (303) 858-8100

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Don't Burn Money, Get Paid to Buy a Home

02-09-10
STEFAN GEYER: Realtor, Certified Appraiser, ECO Broker
STEFAN GEYER: Realtor, Certified Appraiser, ECO Broker: Real Estate Agent in Aurora, CO
  • view my blog
  • Office: (303) 858-8100

Buy a Home, and GET PAID.

Lease Termination Fee? No Problem!

Own a Home & Want to Move? You get Paid to Buy too!

The home buyer tax credit offers you a chance to get cash from the government for buying your dream home...but you need to be under contract no later than 04/30/2010. Time to Act! It is EZ! Not to mention, rates and home prices are LOW. Don't plan on the tax credit being extended again. We can help you with the four easy steps below:

1. Qualify with a Lender.

2. Negotiate your Current Lease. Early termination fee? There is a potential solution.

3. Find your Dream Home.

4. Collect your Money from the Governement($6,500-8,000 is typical).

Why wait? Call today and receive an informational free Homebuyer Tax Credit Guide.

Stefan Geyer Tom Turnquist

303-766-4663 720-407-8100 x217

Realtor® | Eco Broker Senior Loan Officer

Home Real Estate American Summit Mortgage

http://www.stefanmax.com/ tturnquist@americansummitmortgage.net

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Colorado: $8,000 reasons to buy a new home.

02-09-10
STEFAN GEYER: Realtor, Certified Appraiser, ECO Broker
STEFAN GEYER: Realtor, Certified Appraiser, ECO Broker: Real Estate Agent in Aurora, CO
  • view my blog
  • Office: (303) 858-8100

$8,000 REASONS

FOR YOU TO GET OFF THE FENCE!

Dear Future Homeowner,

There's never been a better time to buy a home. Really!!

That's because Congress is offering the $8,000 tax credit to help first-time homebuyers, like yourself, purchase a home. If you qualify and buy a principal residence before April 30, 2010, then you're eligible for the credit-allowing you to subtract 10% of the purchase price of your home up to $8,000 from your tax bill.

Also, the FHA at the urging of NAR has changed the rules to make this money available to you at closing! Visit www.HousingMarketFacts.com for more information.

So, why wait? Please contact me for more information about this can't-miss opportunity.

STEFAN GEYER, Realtor®, Home Real Estate

303.858.8100, http://www.stefanmax.com/

"A Modern Realtor® for Modern Times"

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Homebuyer Tax Credit Quandaries Answered

02-09-10
STEFAN GEYER: Realtor, Certified Appraiser, ECO Broker
STEFAN GEYER: Realtor, Certified Appraiser, ECO Broker: Real Estate Agent in Aurora, CO
  • view my blog
  • Office: (303) 858-8100

Tax Credit Quandaries Answered - Here are answers to some of the most confusing questions related to the new home buyer tax credits:

How does a current home owner qualify for the $6,500 credit? Buyers must have lived in their homes for at least 5 out of the last 8 years. The home they buy must become their primary residence, but buyers don't have to sell their previous home - they can use it as a rental or a second home and still claim the credit.

Does the new home have to be more expensive than the one the buyer currently owns? No, but if the property sells for more than $800,000, the buyers don't qualify.

Can buyers who are building a new home claim the credit? Yes, although the contract must be in place by April 30 and the buyer must move in by July 1.

Can buyers claim the credit if they purchase a home from a relative? No.

Contact me for a homebuyer tax credit package today, get your questions answered and find out if you qualify by doing a quick and easy quiz.

Stefan Geyer, Colorado Realtor, 303-858-8100

Have home listings sent directly to your e-mail: www.StefanMax.com

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