“World's Most Complete Neighborpedia”
Explore:   What's happening in your neck of the woods?

Montrose, CO

News for you from Unifirst Mortgage provided by the Zappa Team March 13, 2012

03-13-12
Nick Zappa
Nick  Zappa: Real Estate Agent in Montrose, CO

Here are some news articles presented by Unifirst Mortgage, and passed along to you from The Zappa Team, Montrose Colorado's Real Estate Experts.

Relocating to Montrose Colorado, call The Zappa Team, Montrose Colorado's Relocation Experts.

RE/Max Alpine View

970-901-0434

Top News
Regulators close small Chicago bank, making 13 bank failures so far this year
Washington Post - The Federal Deposit Insurance Corp. on Friday closed New City Bank, which had $71.2 million in assets and $72.4 million in deposits as of Dec. 31. The FDIC did not find another lender to take over the bank’s operations, so it will mail out checks to depositors in the amount of their insured funds.

Market News
Real Estate Weekly: Best places to invest in rental properties
MarketWatch - With home prices falling now but certain to rise in the future, and the cost of renting a home going up, investors are seeing opportunities in many markets throughout...

Fannie, Freddie executive pay limited, bonuses cut
USA Today - The pay cap will apply to 70 executives at the companies, although not all of them will earn the top salary. The pay and bonus structure of the government-controlled...
BofA to slash mortgage balances
CNN Money - Bank of America will significantly slash mortgage balances for as many as 200,000 borrowers. Part of reached between the five major mortgage servicers, the federal government and the attorneys general of 49 states and District of...

Technology News
AT&T bringing 4G LTE to a dozen new markets
CNET News - New Orleans, St. Louis, and Cleveland are just a few of the cities on AT&T's upcoming LTE deployment list. The company revealed today that it will bring 4G access to a dozen markets in April and May and on into the early summer. Locations...
Dropbox gets a redesign
CNN - Dropbox has launched a major redesign, simplifying many file management tasks and bringing a new video and photo viewer. The first thing you'll notice in the new Dropbox UI is...

Other News
KB to make NationStar preferred mortgage lender
MarketWatch - KB Home reached an agreement with NationStar Mortgage Holdings Inc. making NationStar its preferred mortgage lender.
New Rent Report Suggests Possible Bubble
CNBC - When home prices go up, more turn to renting, but today’s housing market is anything but typical. Rents were up 3 percent nationally in January, year-over-year, according to a soon-to-be released new rental index from Zillow...

Bank Owned And Move In Ready In Montrose, CO Too Cute

Debbie Laity, GRI, SFR, REO Specialist, CNE: Real Estate Agent in Cedaredge, CO

--ank Owned And Move In Ready In Montrose, CO. Too Cute. This one is too cute to miss. Nice one story house behind the fairgrounds and across the street from a city park. No new flooring or painting needed. Laminate flooring in the kitchen. Carpet throughout the rest of the house except in the bathrooms. The master bedroom has it's own full bath.

Front of houseLiving room

KitchenLiving room

3 bedroom 2 full bath and almost 1200 square feet. The lot size is .17 of an acre and the house was built in 1977. Open kitchen, dining and living room format. No garage. Priced at 89,900.

For all your Western Colorado Real Estate Needs

Debbie Laity, GRI, SFR, REO Specialist, CNE, AHWD, BPOR

Broker Associate, Cedaredge, Land Company 970-589-2886

www.debbiesellscolorado.com

news from our friends at Unifirst Mortgage, brought to you by The Zappa Team

01-13-12
Nick Zappa
Nick  Zappa: Real Estate Agent in Montrose, CO

Here are some great news articles brought to you by our friends at Unifirst Mortgage. The Zappa Team, Montrose Colorado's Real Estate Experts,

Relocating---Call The Zappa Team 970-901-0434

Top News
Justice Department Issues Report in Support of Foreclosure Mediation
DSNews.com - The U.S. Department of Justice released a 69-page report Tuesday on a foreclosure intervention method that is becoming increasingly popular across the country – mediation. The paper, titled Foreclosure Mediation: Emerging
MetLife Closes Mortgage-Origination Business
REALTOR Magazine - is getting out of the mortgage-origination business and that it will no longer be accepting new mortgage applications as it prepares to shutter its residential mortgage unit. However, the company says MetLife Home Loans will continue to offer

Market News
Mortgage Apps Increase in Latest MBA Weekly Survey
Mortgage Bankers Association - Mortgage applications increased 4.5 percent from one week earlier, according to data from the MBA Weekly Mortgage Applications Survey for the week ending January 6, 2012. The results include an adjustment to account for the New Year’s Day holiday.
Mortgage rates fall to new lows
USA Today - Fixed mortgage rates fell once again to a record low, offering a great opportunity for those who can afford to buy or refinance homes. Freddie Mac says the average rate on 30-year fixed mortgages
Foreclosures fall to lowest level since 2007
CNN Money - Foreclosure filings and repossessions fell to their lowest level since 2007 last year. Total filings of default notices, scheduled auctions and bank repossessions were down 33% for the year to

Technology News
4 Ways to Enhance Your Web Site
REALTOR Magazine - A good Web site can do some of the work for you to bring in new clients. Tricia Andreassen, CEO and founder of Pro Step Marketing, recently highlighted ideas in an article at RISMedia about how to enhance your real estate Web site to make sure it’s serving as a lead generator for your business.
Real estate site Trulia taps "big data" for new service
Portfolio.com - the best leads by tapping a trove of data the company started analyzing last year. The service, called Trulia Insight, shows agents which consumers have pre-qualified for a mortgage and whether they are looking to buy a home in the next six months. The...
Keeping your online accounts safe
CNN - To keep your personal information and your finances safe, here are five things you need to know about online security.

Other News
5 Things To Do NOW If You Want to Buy A Home In 2012
Forbes.com - planning to house hunt in an area where many of the listings are described as short sales or foreclosures, get educated about what you can expect from a distressed property purchase transaction before you get your heart set on a short sale.
Lennar earnings fall 5.5%, but revenue improves
MarketWatch - Lennar Corp.'s (NYSE:LEN) Lennar had seen its revenue decline for more than a year as the housing market continued limping through the worst downturn in generations. But several builders have reported increased orders in recent months, leading some industry
Multifamily REITs Looking Forward to Strong 2012
Multi-Housing News - those new households are turned off by the prospect of wading into the weak and uncertain single-family housing market. Thus, demand for apartments is growing, says Moody’s, but “other than the relatively modest development pipelines of the multifamily
Is bamboo flooring really 'green'?
MSN Real Estate - Bamboo can be a good alternative to hardwoods, but consumers must know what to look for and what questions to ask suppliers. Bamboo is one of the "it" floors of the moment. The grass that looks like wood has everyone aflutter

Last Closing of the year

12-30-11
Nick Zappa
Nick  Zappa: Real Estate Agent in Montrose, CO

The Zappa Team is closing on our last deal of 2011. While we have had the highest number of closings ever, we feel like we have had to double our efforts to get deals done.

This is the final property we are closing and it was creative to finance as many of you have done as well.

This beautiful custom home is in Monte Vista in Montrose Colorado. Listed by The Zappa Team in Montrose, Colorado.

Have a great 2012 and Happy New Year!!

Uh Oh...The IRS Has Made Santa's Naughty List

Debbie Laity, GRI, SFR, REO Specialist, CNE: Real Estate Agent in Cedaredge, CO

Uh Oh...The IRS Has Made Santa's Naughty List. Can you believe the government red tape that even someone like Santa Claus has to go through? Santa, don't forget to include that new digital SLR that I'm sure you are going to bring me.

Santa's IRS TroubleThis is just too good NOT to share. I hope you all get a good laugh off of this one.

For all your Western Colorado Real Estate needs.

Debbie Laity, GRI, SFR, REO Specialist, CNE, AHWD

Broker Associate, Cedaredge Land Company

970-589-2886 Cell

www.debbiesellscolorado.com

on FaceBook http://www.facebook.com/pages/Debbie-Laity-Your-Western-Colorado-Real-Estate-Specialist/183233741756311