About Denver County, CO

This week we are going to see Yelp reviews of Tallgrass Aveda Spa & Salon, located at 997 Upper Bear Creek Road, Evergreen, CO 80439. In addition to a complete menu of skincare, body treatments, massage and nail services, our luxurious Evergreen Spa offers a hair salon, a boutique featuring Aveda products and the Sage Room where our TallGrass Tango side-by-side massage takes couples miles beyond any other Denver day spa.

Few of the top reviews are given below:

Sara from Denver, CO says, “I've been lucky enough to check out a few spas over the years and I can say without any doubts that Tallgrass is as good as it gets. Considering the beautiful and relaxing location, the quality of service and comfort that abounds at Tallgrass, the friendly and knowledgeable staff, and the professional treatments, and the Aveda products, I left feeling extremely pampered, relaxed and happy - and thought the prices were moderate. I admit I was a bit sore from the amazing massage I received - but I needed it. I also loved my facial and was happy to try the steam room (but only made it for 7 minutes, not 11). I can't wait to try the pedicure stations - the main\pedi room looks so comfortable. You can sit and relax in their great room, and enjoy the mountain view, the fireplace and some cucumber water and snacks while waiting for treatments (or just hesitating to leave). I simply cannot wait to go back!!”

Brandon from Denver, CO says, “I visited Tall Grass after receiving a gift certificate earlier this year, and I was not disappointed! The location is awesome; after growing up in the mountain area, it's always nice to get back up there from time to time. The staff was very friendly and helpful. I used my certificate to purchase a massage, and it ranks up there as one of the best I've had. All in all, a very nice experience, and I'd like to go back there again sometime soon!”

Click here to Get started searching for YOUR Colorado Dream Home.

VA Streamline Rates

No appraisal required on VA Streamline Refinances!

If you are looking for great VA Streamline Rates, you have come to the right place. We specialize in helping active duty and retired military with VA loans, and have especially low VA Streamline Rates currently.

The VA refinance program has changed this month and is now not requiring an appraisal on IRRRL (VA to VA) refinances. This will make the process even easier for all veterans. For the past couple years, we were only able to avoid an appraisal on some VA IRRRL's. This will make rolling over into great VA Streamline Rates that much easier!

A VA IRRRL does not require any income verification, and can be structured with no cash needed to close on your transaction. We can even help you skip 2 payments! This will allow you to get caught up on other bills.

In order to get the best VA Streamline Rates, you must have a credit score above 680. However, VA Streamline Rates are still excellent with a score all the way down to 620, which is the minimum credit score required. We can help you obtain your credit report fast, and are experts in helping you with tips to get the score up fast, if necessary.

In addition, if you need help with your Certificate of Eligibility, we can help there too! We can get most COE's in a matter of minutes. However, for the VA IRRRL, you do not need a Certificate of Eligibility, because your eligibility is already implied by the fact that you currently have a VA home loan. For lower VA Streamline Rates, we simply need to pull up a new "VA Case Number" and get rolling on a lower payment.

Call us today for a free consultation!

VA Streamline Rates

An unfortunate trend that we are seeing is mature couples getting a divorce. Sometimes the remaining spouse takes out a new mortgage to payoff the departing spouse for their equity or agrees to make the monthly payments. The problem is that many mature people do not have the necessary income, etc. to obtain a new mortgage or the ability to live comfortably after they make the mortgage payment. When you consider selling in a down market, costs associated with selling and moving, etc, a Home Equity Conversion Mortgage (HECM) could be a good option.

A HECM is usually utilized as a refinance option to help people, over 62, who have substantial equity in their home live better. More commonly known as a reverse mortgage, it may also be the best option for a couple that is divorcing. The remaining spouse keeps the home and will only have to pay property taxes and hazard insurance. The departing spouse can receive cash for their equity to help them get a fresh start and not be encumbered with a mortgage payment for a property they no longer occupy.

All in all, this a win-win option for people in a sad situation. As always, your mortgage professional should take the time to see what mortgage option is best for your unique personal situation.

Chip Allen

Crestline Mortgage Bankers

A Division of Universal Lending Corp

Direct: 303.947.2109

Fax: 303.987.0676

Loanchip@hotmail.com

Colorado Mortgage Broker License # 100019831

NMLS# 378621

Your Lender for Life!

When people you care about need a mortgage,

for purchase or refinance, please do not keep me a secret.

Click here to Get started searching for YOUR Colorado Dream Home.

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If you’re a current Denver homeowner looking to refinance or a potential Denver home buyer, the labor market has just given you something to smile about.

The recent Jobs Report confirmed that job numbers have gone up and the unemployment rate has gone down. More than 257,000 private-sector jobs have been created since the previous Jobs Report, and the Unemployment Rate has dropped by 0.2 percent landing at 8.3 percent—the lowest rate since February 2009.

And according to the Commerce Department, December personal incomes jumped up 0.5 percent, which was higher than expected and a vast improvement over November’s 0.1 percent. In fact, this is the largest increase in the past nine months.

So how does all this help with home buying and refinancing for Denver residents? Although it’s been one step forward and two steps back at times the labor market is slowly improving, giving people confidence that their employment won’t be pulled out from under them.

Combine this job confidence with interest rates that are still at near-record lows and you have a good scenario for folks to think about (and possibly make) larger purchases such as a home or a home refinance. And once the trend starts, more people will opt in causing prices to rise.

So now really is a great time to buy or refinance a home, and lenders are ready and waiting. If you act now, you’ll likely save yourself lots of money and get your pick of the many beautiful Denver homeson the market.

Let the professionals at the Bandy Team help you buy or sell a Denver home, contact us for a no-obligation consultation. If you’re thinking about buying a home in Denver, we can show you some terrific properties in Denver, including homes in Denver Highlands and real estate in Washington Park (also known as Wash Park). You may also be interested in horse property in Franktown or homes in Parker, including a wide variety of homes in Canterberry and real estate in Stonegate.

Marianne Bandy

Denver Relocation