FIRST CONGREGATIONAL CHURCH

335 MAIN STREET

CROMWELL, CT

860.635.4806

Not all of you reading this know, but Connecticut is called the Nutmeg State.

With this, the First Congregational Church at 335 in Cromwell CT is holding their 2nd annual nutmeg fair this Saturday, September 19th from 9 to 3pm. This year it is called simply... "Fall Fair".

This fair will include a bake sale featuring homemade pies of all kinds.. imagine the yummies there. Homemade crafts, free demonstrations, free entertainment, along with their *** GIANT TAG SALE***

This would be a great time to socialize and meet your neighbors, and maybe make new friends.

Info about the author:

Valerie Osterhoudt is a Cromwell Connecticut Residential Realtor who can assist you with the purchase and/or sale of real estate in the Middlesex County of CT, which includes Cromwell, Rocky Hill, Berlin, Middletown, Wethersfield, Newington, as well as all other surrounding areas. Please visit me at www.CTrealtorMLS.com for all your relocation and/or local needs.

If you're thinking about buying a home in Cromwell CT there are plenty of great buys in today's market. There is no better time than now to take advantage of these homes while interest rates remain at an all time low. For more information on Cromwell CT real estate's homes and/or condos please visit Johnson Real Estate to access the newest listings.

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

Copyright © 2009 By Valerie Osterhoudt, ABR, All Rights Reserved...* FALL FAIR IN CROWELL CT*

TOUCH A TRUCK FUNDRAISER

During the course of the year, I received calls on the Touch a Truck Fundraidser that was held in town last year. I have some GREAT news.....

The Touch a Truck Fundraiser was such a success last year, that the town of Cromwell, CT is having this event again this year. The money being raised build and maintain playscapes at the elementary schools in town. Right now the children have a playscape at Woodside Intermediate School thanks to the help of this program. Money is still needed for a new playscape at Edna C. Stevens.

On Saturday, September 19th, (raindate September 20th) from 10:00am to 3:00pm, the Children's Committee "Project Recess Rescue" is going to hold the fundraiser again" in efforts to raise money for playground equipment at Edna C. Stevens. Admission to the event this year is $8.00.

So come on over to Pierson Park on West Street in Cromwell, CT. The young children will be able to touch, and sit in one of many vehicles, such as a firetruck, police vehicles, landscaping truck, oil trucks, and construction trucks.. or for the older children how about a Mercdes? You never know what vehicle might show up.

Free food and bottled water will be provided by the 99 Restaurant. There will also be face painting, temp tattoos, crafts, and Dance and Grove with Mr. Gym.

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Info about the author:

ATTENTION!!! HURRY!!!

CROMWELL HILLS RESIDENTS

CROMWELL, CT

Cromwell Hills is FHA approved, and first-time home buyers are looking to purchase a home here to acquire the $8,000 tax credit. Looking to sell your condo? I have sold 2 in our complex already this year. Yes, I reside in this condo complex... who better to represent you than a Realtor that lives on sight and can be over to your unit in minutes.

Contact me ASAP.. time is running out for this stimulus. We have buyers ready and they need to be moved in by November 30th at the latest.

Being that Cromwell is also centrally located in the state, we are also getting calls for rentals.... did you know that I can rent a 2 bedroom unit at Cromwell Hills, starting at $1,100*. We get an average of 3 to 5 calls a week for this alone. This does not include renters looking for 3 bedrooms. Think of the possibilities!

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

Valerie Osterhoudt is a Cromwell Connecticut Residential Realtor who can assist you with the purchase and/or sale of real estate in the Middlesex County of CT, which includes Cromwell, Rocky Hill, Berlin, Middletown, Wethersfield, Newington, as well as all other surrounding areas. Please visit me at www.CTrealtorMLS.com for all your relocation and/or local needs.

If you're thinking about buying a home in Cromwell CT there are plenty of great buys in today's market. There is no better time than now to take advantage of these homes while interest rates remain at an all time low. For more information on Cromwell CT real estate's homes and/or condos please visit Johnson Real Estate to access the newest listings.

*depending at location and condition of unit.

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell - valerierealtor@sbcglobal.net.

Copyright © 2009 By Valerie Osterhoudt, ABR, All Rights Reserved...*CROMWELL HILLS RESIDENTS... YOUR CONDOS ARE NEEDED....*

If I had to pick the question that I am asked most, it would be an easy choice "what do you think the rates are going to do?" I get asked this question almost every time I do a loan at the point when the Borrower has to make the decision whether to lock the rate or float it.

My answer to this question is simple "if I new what the rates were going to do, I would be on a very warm sunny beach, without a care in the world". If I could predict whether the rates were going to go up or down, I would be a very, very wealthy man.

My second response to this question is "that what ever I tell them that I think the rates are going to do, they will most likely do the opposite". I have been wrong so many times about what direction the rates will go in, that it is not even funny. You would think that the law of averages would be on my side by now, but it is unbelievable how I still get it wrong.

Many men and women much smarter than I am have tried to predict what the interest rates are going to do. But guess what, they are right about as often as I am. Yet every time a well known Economist comes out with a prediction on what they feel the interest rates will do, many accept it as if it were gospel.

There is only one thing that I know for sure about interest rates, and that is that they will constantly change, and that the only sure interest rate is the one I have at that moment in time. Which leads me to the answer that I give for the question "should I lock the rate now or wait to see what they will do?"

My answer is again a very simple one, "I am not a gambler, so for me the best rate is the one I know for sure right now." I then leave it up to the Borrower to decide for themselves, and hope that they make the right decision.

So what do you think the interest rates are going to do? :) :) :)

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Info about the author:

George Souto is a Loan Officer who can assist you with all your FHA, CHFA, and Conventional mortgage needs in Connecticut. George resides in Middlesex County which includes Middletown, Middlefield, Durham, Cromwell, Portland, Higganum, Haddam, East Haddam, Chester, Deep River, and Essex. George can be contacted at (860) 573-1308 or gsouto@mccuemortgage.com

This week the Travelers Championship has been going on in Cromwell, Connecticut. This exciting PGA Golf Tournament started on Monday the 22nd with a week full of various activities before the serious glof begins this weekend. More than 200,000 spectators are expected to be at the TCP River Highlands Golf Coures.

The field will be lead by golfers such as Sergio Garcia, currently the No. 3 ranked player in the world; Vijay Singh, reigning FedExCup champion; and 2008 Champion Stewart Cink. Other well known golfers that are also here this week are Paul Azinger, Ricky Barnes, Chad Campbell, , Ben Crane, Ben Curtis, Lucas Glover, Anthony Kim, Justin Leonard, Hunter Mahan, Billy Mayfair, Kenny Perry, Justin Rose, Heath Slocum, David Toms, D.J. Trahan, Bubba Watson, and Boo Weekle.

The early part of the week the Travelers Championship tornament hosted events such as the Michelob ULTRA 19th Hole Concert Series, Women’s Day, kids events, and a new on-course Fan Zone featuring mini-golf. The last activity before the tournament begins will be a Pro-Am tournament with celebraties such as Ray Allen, Bill Belichick, Chris Berman, Jim Calhoun, Doug Flutie, Sandy Koufax,Joe Pesc, and many more.

This is a great event not only for golf fans, but for the whole family to come out and enjoy. I know that I am going to try to go at least one of the days this weekend.

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Info about the author:

George Souto is a Loan Officer who can assist you with all your FHA, CHFA, and Conventional mortgage needs in Connecticut. George resides in Middlesex County which includes Middletown, Middlefield, Durham, Cromwell, Portland, Higganum, Haddam, East Haddam, Chester, Deep River, and Essex. George can be contacted at (860) 573-1308 or gsouto@mccuemortgage.com