Cromwell, CT

WOODSIDE INTERMEDIATE SCHOOL

ART SHOW AND ICE CREAM SOCIAL

30 WOODSIDE ROAD

CROMWELL, CT

WIS Annual Art Show and Ice Cream Social is an event you don't want to miss. This an annual event that the school puts on every year. Mr. Segarra, the art teacher is very proud of his students, and has cordially invited you to come and take a look at the creativity of his students. The children in grades 3 to 5 at Woodside Intermediate School have displayed their artwork on the walls for everyone to view. This year this is to include handmade masks.

Everyone is welcome and this event is being held tonight, May 15th from 5:00pm to 8:30pm at 30 Woodside Road in Cromwell CT.

Once you have viewed the artwork, please stop by for an ice cream in the cafeteria.

You can make this a family event... what better way to start a weekend than to spend it with your children.

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

Valerie Osterhoudt is a Cromwell Connecticut Residential Realtor who can assist you with the purchase and/or sale of real estate in the Middlesex County of CT, which includes Rocky Hill, Berlin, Middletown, Wethersfield, Newington, as well as all other surrounding areas. Please visit me at www.CTrealtorMLS.com for all your relocation and/or local needs.

If you're thinking about buying a home in Cromwell CT there are plenty of great buys in today's market. There is no better time than now to take advantage of these homes while interest rates remain at an all time low. For more information on Cromwell CT real estate's homes and/or condos please visit Johnson Real Estate to access the newest listings.

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.635.0387 #2 - valerierealtor@sbcglobal.net.

Copyright © 2009 By Valerie Osterhoudt, ABR, All Rights Reserved...*WIS ANNUAL ART SHOW AND ICE CREAM SOCIAL*

TAG SALE

BOY SCOUT TROOP #26

SATURDAY, MAY 16TH FROM 8AM TO NOON

The Boys Scout Troop 26 of Cromwell CT will be having a tag sale this Saturday, May 16th, from 8am to noon at the Scout Hut located at the entrance to Watrous Park on Porter Road in Cromwell, right behind the baseball fields. Early birds are welcome for 7am to 8am for a fee of $10.00. Remember it is going to a good cause.

This is a fundraiser for their High Adventure trip that is scheduled in 2010, which is a camping trip into the White Mountains of New Hampshire. All proceeds will go directly into this fund.

Now is the time to empty out your closets, attics and garages... bring all your items you no longer wish to the scout hut on Thursday night between 7:00pm and *8:30pm. If you can't make it tonight, you have tomorrow evening at the same time too. They will NOT be taking clothes or stuffed animals.... sorry.

If you can't make it to drop off the items arrangements can be made to pick thing up if needed.

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

Valerie Osterhoudt is a Cromwell Connecticut Residential Realtor who can assist you with the purchase and/or sale of real estate in the Middlesex County of CT, which includes Rocky Hill, Berlin, Middletown, Wethersfield, Newington, as well as all other surrounding areas. Please visit me at www.CTrealtorMLS.com for all your relocation and/or local needs.

If you're thinking about buying a home in Cromwell CT there are plenty of great buys in today's market. There is no better time than now to take advantage of these homes while interest rates remain at an all time low. For more information on Cromwell CT real estate's homes and/or condos please visit Johnson Real Estate to access the newest listings.

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.635.0387 #2 - valerierealtor@sbcglobal.net.

Copyright © 2009 By Valerie Osterhoudt, ABR, All Rights Reserved...*BOYS SCOUTS HAVING TAG SALE AS A FUNDRAISER*

"We are writing to advise you about a change being made to your account." This prologue is a part of letters being sent to millions of U.S consumers and sets an ominous tone for the remainder of the communication. The "change" being referred to is either your credit card account has been closed or the credit limit has been severely slashed. In this particular example, the credit limit was lowered on a Barclay's Bank credit card by $15,000.

In normal economic times a credit card issuer would only take such adverse action against one of their cardholders if they've done something wrong, such as miss a payment. However millions upon millions of cardholders are seeing their terms changed because of seemingly innocuous actions such as "a change in spending patterns" or "inactivity." I guess we can attribute this to the fact that we're not in normal economic times, but it's not fair to consumers to leave it at that. Closing accounts and lowering credit limits can harm your FICO® credit scores. And since these actions are being taken against consumers who, in many cases, have fantastic credit scores the damage can be dramatic. Here's what you can do...

Knock the dust off that old credit card - An inactive credit card, one that is open but never used, actually costs the credit card issuer money each month. Your account information is taking up space in their databases and they're still likely buying credit scores on you each month trying to decide how to entice you to actually use the card. If you never use the card you are not generating merchant fees, or interchange fees, for the credit card issuer. And, obviously, if you're not using the card you won't have a balance rolling month over month so you're not generating interest income for them either.

In many cases, now, the issuer is simply choosing to lose you as a customer by closing your account. You want to avoid this so you'll have to appease them by generating a little bit of revenue. The good news is that it won't come out of your pocket. Simply move the card to the front of your wallet and the next time you fill up your car or buy a pair of shoes, use that dusty credit card. This will reset the clock of activity and generated a little bit of income for the issuer. Pay off the bill when it shows up so you don't pay any interest and repeat this strategy at least once per quarter.

Watch your spending patterns - This is a friendly way of your issuer telling you that you don't have enough debt. For example, if you have a card with a $25,000 credit limit but have never charged more than a few hundred dollars in any month, and you pay it in full, then the issuer is questioning the need for such a high credit limit. They still have the risk of the "open-to-buy" (unused credit limit) so many have made the decision to adjust credit limits so they are more in line with your spending patterns.

Of course to avoid this you'd have to get into much more debt with that issuer, which could hurt your credit scores and cause other credit card issuers to take adverse actions too. If you've received a letter lowering your credit limits because of spending patterns there's simply not much you can do other than be happy that they didn't close the account, which would have been worse. Continue to use the card sparingly and think about opening a new card to help replace the lost credit limit. Eventually we'll get back to the time when we can pay our credit cards on time and not have to worry about credit card issuers being scared of their customers, but for now you need to think outside of the box to prevent the bank from putting you outside of the vault!

:)

Matt

Toll Free: 888-NCFIXER (623-4937)

Toll Free Fax: 888-FAX-4020 (329-4020)

Local: 860-282-6181

330 Roberts Street 4^th Floor

East Hartford, CT 06108

credit repair company

NEIGHBORHOOD WATCH

CROMWELL HILLS, CROMWELL CT

When living in a condo community today, not many people seem to get out and do things together. No one *really* knows all their neighbors, and few venture out to say hello as people walk by. After traveling all over the country, I find that New England *tends* to be this way.

Cromwell Hills condominum complex, in Cromwell CT is trying to change all of this. They have formed a neighborhood block watch. Unit owners have volunteered their time to walk with others to make sure the community is safe. There is no set schedule for this, and is left up to the volunteers to schedule their time. Not only is this a smart move for security purposes, but with this, they will learn who their neighbors are, and who does not belong.

If you live in Cromwell Hills, please feel free to say hello when you see these unit owners out and about. Also if you are interested in partaking and being a volunteer, the next block watch meeting is scheduled for Wednesday, May 27th at 7pm at the clubhouse located at 9 Birch Court.

Info about the author:

Valerie Osterhoudt is a Cromwell Connecticut Residential Realtor who can assist you with the purchase and/or sale of real estate in the Middlesex County of CT, which includes Rocky Hill, Berlin, Middletown, Wethersfield, Newington, as well as all other surrounding areas. Please visit me at www.CTrealtorMLS.com for all your relocation and/or local needs.

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.635.0387 #2 - valerierealtor@sbcglobal.net

Copyright © 2009 By Valerie Osterhoudt, ABR, All Rights Reserved...* CROWELL HILLS in CROMWELL CT IS FORMING NEIGHBORHOOD WATCH*

"NEW TO YOU"

EARTH DAY CONTINUES.........

On the heels of Earth Day yesterday, April 22, and everyone mentioning ways to preserve the Earth, the town of Cromwell, CT is also doing their part.

If you have games and toys that your family has outgrown, or sports equipment that you no longer use? You can now share them with others in Cromwell.

The Recreation Department is sponsoring a "New to you Day", on Saturday May 2, 1009 from 9:00am to 12:00pm in the town hall gym.

Next Friday, May 1st between 4:00 and 7:00pm, they will be collecting your old items. The sports equipment must be clean and not broken and all games must have all the pieces.

---and then on Saturday morning Cromwell residents only can come and see if there is something they are looking for that is new to them. There will be a limit of the number of items you will be allowed to take initially.. from 9:00an ti 11:00am, giving everyone a chance to get something. After 11:30am all items must go.

There is no charge for this program but photo ID will be required to enter the gym on Saturday.

For more information contact Cromwell Recreation Department at 632.3467 I'M CURIOUS TO KNOW IF YOU CAN GET A TAX DEDUCTION FOR THIS.

Let's hear it for Cromwell, CT and the Recreation Department for doing their part to go GREEN!!!

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

Valerie Osterhoudt is a Cromwell Connecticut Residential Realtor who can assist you with the purchase and/or sale of real estate in the Middlesex County of CT, which includes Rocky Hill, Berlin, Middletown, Wethersfield, Newington, as well as all other surrounding areas. Please visit me at www.CTrealtorMLS.com for all your relocation and/or local needs.

If you're thinking about buying a home in Cromwell CT there are plenty of great buys in today's market. There is no better time than now to take advantage of these homes while interest rates remain at an all time low. For more information on Cromwell CT real estate's homes and/or condos please visit Johnson Real Estate to access the newest listings.

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.635.0387 #2 - valerierealtor@sbcglobal.net.

Copyright © 2009 By Valerie Osterhoudt, ABR, All Rights Reserved...*NEW TO YOU...EARTH DAY CONTINUES....*