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Clearwater, FL

Foster Grant Ironman World Championship in Clearwater Florida

Lana Robbins P.A., GRI, Realtor ® in Tampa Bay, Florida: Real Estate Agent in Tarpon Springs, FL

Foster Grant Ironman World Championship in Clearwater Florida

 

The Ironman 70.3 Series culminates with its world championship in Clearwater, Florida. It will be held this Saturday November 14, 2009.

More than 1,800 domestic and international competitors earn the right to compete in the Foster Grant Ironman World Championship 70.3 by qualifying at one of the 31 Ironman 70.3 events held around the world.

 

Clearwater Beach Florida

 

For local people there will be road closures.

 

Roads from the beach to Countryside and East Lake will have temporary closures Saturday to accommodate the bicycling and running portions of the Foster Grant Ironman World Championship, the city announced tonight. The bicycling segment will see intermittent closures on some roads for nearly three hours as police stop motorists to make room for the athletes before vehicular traffic can resume. The running portion will affect traffic for up to seven hours. Here is a complete list of closures, detours and suggestions for getting around:

Estimated Times of Impact

The bike route, which travels 56 miles throughout northern and mid Pinellas County, will affect the following areas:

-Coronado Drive at the Clearwater Beach Roundabout, 3 a.m. to 5 p.m.
-Martin Luther King Jr. Avenue and Court Street, 7 a.m. to 1 p.m.
-NE Cleveland Street and Drew Street, 7 to 9:15 a.m.
-Drew Street and Keene Road, 7 to 9:25 a.m.
-Drew Street and Belcher Road, 7 to 9:30 a.m.
-Sunset Point and Belcher Road, 7:15 to 9:45 a.m.
-Countryside Boulevard and State Road 580, 7:15 to 10 a.m.
-Countryside Boulevard and Lake St George 7:15 to 10:15 a.m.
-Lake St. George and Tampa Road, 7:15 to 10:15 a.m.
-Tampa Road and Off ramp to East Lake Road, 7:30 to 10:30 a.m.
-East Lake Road and Keystone Road, 7:30 to 11 a.m.
-East Lake Road to Trinity Oaks Boulevard and back, 7:45 to 11 a.m.
-McMullen Booth Road and Curlew Road, 7:45 to 11:15 a.m.
-McMullen Booth Road and Enterprise Road, 8 to 11:30 a.m.
-McMullen Booth Road and Drew Street, 8:15 to 11:45 a.m.
-McMullen Booth Road and Roosevelt Boulevard, 8:30 a.m. to noon ?East Bay Drive and Belcher Road, 8:45 a.m. to 12:15 p.m.
-Belcher Road and Belleair Road, 8:45 a.m. to 12:15 p.m.
-Belcher Road and Gulf to Bay Boulevard, 8:45 a.m. to 12:30 p.m.
-Gulf to Bay Boulevard to Clearwater Beach, 9 a.m. to 12:30 p.m.

The run route, which travels 13.1 miles from Pier 60 throughout Clearwater Beach, across the Memorial Causeway Bridge and into downtown Clearwater, will affect the following areas:

-Fort Harrison Ave., from Chestnut St. to Jeffords St., 9 a.m. to 4 p.m.
-Bay Ave., from Druid Rd. to Jeffords St., 9 a.m. to 4 p.m.
-Magnolia Dr., from Pinellas Trail to Druid Rd. South, 9 a.m. to 4 p.m.
-Druid Rd. South, from Jeffords St. to Orange Ave., 9 a.m. to 4 p.m.
-Orange Ave., from Druid Rd. to Turner St., 9 a.m. to 4 p.m.
-Turner St., from Orange Ave. to Oak Ave., 9 a.m. to 4 p.m.
-Oak Ave., from Turner St. to Chestnut St., 9 a.m. to 4 p.m.

To access Morton Plant Hospital, drivers will have to use Pinellas Street.

Detours and Road Impacts

Belcher Road
If you live along east side of Belcher Road please use U.S. 19 as your north-south route. It will be difficult to exit your neighborhoods onto Belcher Road to go north bound or to turn left out of your neighborhoods and travel south.

East Lake Area Detours
The median openings along East Lake Road between Tampa Road and Trinity Boulevard will be blocked throughout the duration of the bike portion of the race. If you live in the area or know someone that does, plan ahead and learn the detour routes.
-Residents living west of East Lake Road will be able to travel south on East Lake Road to access Tampa Road.
-Residents who live east of East Lake Road can travel north on East Lake Road, turn right on Trinity Boulevard and make a U-turn at the second median opening to go south.
-Residents living east of East Lake Road can also utilize East Lake Woodlands Parkway to access Tampa Road.
-At McMullen Booth Road and State Road 580, traffic traveling on McMullen Booth Road will be detoured east on State Road 580 to Tampa Road where cars will able to access East Lake Road.

Bayside Bridge Detour

Traffic traveling south bound on the McMullen Booth will be unable to use to Bayside Bridge during the race. Cars will be detoured to go west on Drew St., south on U.S. 19. When cars get to Roosevelt Boulevard, exit and make a U-turn under the over pass and go east on Roosevelt Boulevard to get onto 49th Street.

North Pinellas County
-Keystone Road will be shut down at East Lake Road from 7:30 to 11 a.m., find an alternate route and avoid the area if you can.
-All eastbound and westbound intersections along East Lake Road will be blocked between Tampa Road and Trinity Boulevard. If you need to cross East Lake Road, you will have to travel south to Tampa Road or north of Trinity Boulevard.

Full Road Closures


Most roads along the route will have only partial lane closures. Soft closures allow the police officers to let cars through when there is a break between the bicycles. Cars may have to wait for an extended period of time until they are permitted to travel through the intersection.

Full road closures on race day include the following:

-Most of South Gulfview Boulevard will close on Tuesday, Nov. 10 at 8 a.m. and re-open Monday, Nov. 16, 8 a.m.
-Keystone Road will be shut down at East Lake Road/McMullen Booth Road from 7:30 to 11 a.m.
-McMullen Booth Road from Curlew Road to Tampa Road, Northbound lanes will be closed to traffic
-Bayside Bridge, from Drew Street to Roosevelt Boulevard, Southbound lanes will be closed to traffic
-Coronado Drive will be closed from the Clearwater Beach roundabout to Devon Drive starting at 3 a.m.

Clearwater Beach Traffic Impact

Because the majority of the event takes place at Pier 60, most of South Gulfview Boulevard will be closed from Tuesday, Nov. 10, to Monday, Nov. 16. and Coronado will be closed from the Clearwater Beach roundabout to Devon Drive starting at 3 a.m. on race day. If residents need to leave the beach on race day, they should plan to leave the before 7 a.m. to avoid the traffic impacts. Between 7 and 9 a.m. North Beach residents will have limited access to the roundabout. South Beach residents and those needing access to and from South Beach after 3 a.m. will need to use the Belleair Causeway.

Helpful Driving Hints for Race Day

To ease congestion on race day, drivers should leave early to allow for extra traffic and lane closures. The bike course will re-open at 12:30 p.m. and the run course will re-open at 3:30 p.m. Since the race route does not affect U.S. 19, use it as the main north-south route. Signalized intersections along the route will have police officers assisting motorists and will let vehicles through when and if it is safe to do so. Motorists who come upon a non-signalized intersection should yield to bicyclists as bikes have right-of-way on the course.

Drivers will have to share multi-lane roads with bicyclists. Throughout most of the route, cyclists will be in the outside curb lane and vehicles will travel in the remaining lanes. On McMullen Booth Road, cyclists will be traveling on the inside median lane, and vehicles will be traveling in the outside lanes.

For more information, including maps of the route, go to www.myclearwater.com/ironman or call the hotline at (727) 562-INFO (4636).

 

A hui hou (until next time)

 

~ Lana Robbins

Single Family - Clearwater, 33763

Caroline Huising: Real Estate - Other in Cadyville, NY
www.fizber.com
Clearwater, FL -  for sale by owner at Fizber.com

Price: $149,900

FIZBER.com ID 11649106

Single Family with 4 bed, 2.5 bath, in 2062 San Sebastian Way N Clearwater, FL, 33763

http://www.fizber.com/11649106/

2062 San Sebastian Way N - For Sale By Owner

Property Details:

Type: Single Family
Address: 2062 San Sebastian Way N, Clearwater, FL, 33763
Sq footage: 1645.0
Floors: n/a
Bathrooms: 2.5
Bedrooms: 4
Year built: 1973
View full property details and seller's contacts. View more Florida homes for sale. Homes for Sale by Owner.

Description:

Fully updated - Looks Like a Model Home - Possible Lease/Owner Financing

4Bedrooms, 2.5 Baths, 1 Car Garage, 1,645 Sq.Ft. in excellent conditions in and out. Updated kitchen and baths, newer roof, wooden and ceramic tile floor. Looks like a model home. Inside utility. Well and Sprinklers system. Automatic Garage door.


Centrally located, 5 minutes from Countryside Mall in a PUD (Planned Unit Development). A 2-story single family dwelling (you own the lot underneath the house, not a condo!)) with access to 2 community swimming pools, and a small park with tennis courts. Home Owner Association Fee is $18/Mo.


Nice, safe, and quiet family neighborhood close to everything (shopping, doctor offices, hospital, schools, beach, etc.). Priced to sell $149,900. Possible owner financing. Close before November 30 and get the $8,000 government incentive!

More Photos:

for sale by owner at Fizber.com

for sale by owner at Fizber.com

for sale by owner at Fizber.com

for sale by owner at Fizber.com

for sale by owner at Fizber.com

for sale by owner at Fizber.com

for sale by owner at Fizber.com

for sale by owner at Fizber.com

for sale by owner at Fizber.com

On Top of the World in Clearwater Florida Condo Sales Statistics for October 2009

Lana Robbins P.A., GRI, Realtor ® in Tampa Bay, Florida: Real Estate Agent in Tarpon Springs, FL

On Top of the World in Clearwater Florida Condo Sales Statistics for October 2009

On Top of the World is a 55+ retirement community located in beautiful Clearwater, Florida and offers convenient access to U.S. Highway 19 as well as to downtown Dunedin and Clearwater Beach.

There are approximately 1,000 condos in On Top of the World.


On Top of the World in Clearwater Florida

In the Multiple Listing Service (MLS) realtors ® list it under “On Top of the World” under “Subdivision Name.”

For October 2009 eight 10 condos that were listed in the MLS sold.

On Top of the World Condos Clearwater Florida

This is an increase since September 2009 when eight condos in On Top of the World that were listed in the MLS sold.

To view On Top of the World sales for September 2009 click here.

August 2009 sales statistics can be seen here.

Whether buying or selling in On Top of the World or in Clearwater, Florida feel free to contact me via email.

A hui hou (until next time)

~ Lana Robbins

CLEARWATER, LARGO, INDIAN ROCKS BEACH, REDDINGTON SHORES SHORT SALES EXPERT NEGOTIATOR- FLORIDA SHORT SALE REALTOR

Mike Ceparano- TAMPA SHORT SALE PRO Tampa Bay Florida Realtor: Real Estate Brokerage in Tampa, FL

Hello homeowners, homebuyers & Real Estate Agents looking for Short Sale Guidance!

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HOMEOWNERS around Clearwater in need of Clearwater Short Sale Help>>>>> Read my Short Sales Blog ( almost a book) which should answer all your Short Sale Questions Here.

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  • Clearwater Home loan: (97%w560+ FICO) Clearwater Fl FHA mortgage:

    10-26-09
    Mike Harkins
    Mike Harkins: Mortgage Company in Davie, FL

    Clearwater Home loan: Clearwater Fl FHA mortgage: : Clearwater Florida FHA Mortgage Loan

    Providing mortgage solutions for those looking for an FHA loan in Clearwater Florida!

    Clearwater Florida home buyers should know the many advantages of the FHA mortgage loan programs. Clearwater FHA loans were created to help increase home ownership. For the Clearwater Florida home buyer the FHA program can simplify the purchase of a home, making financing easier and less expensive than a conventional mortgage loan product. Some highlights of the Clearwater Florida FHA loan program include:

    Minimal Down Payment and Closing costs.

    • Down payment less than 3% of Sales Price Gifts are allowed
    • Seller can credit up to 6% of sales price towards closing and prepaid costs.
    • 100% Financing available
    • No reserves required.
    • FHA regulated closing costs.

    Easier Credit Qualifying Guidelines such as:

    • No minimum FICO score or credit score requirements.
    • FHA will allow a home purchase 1 year after a Bankruptcy.
    • FHA will allow a home purchase2 years after a Foreclosure.

    To take advantage of the FHA program in Clearwater Florida, give us a call 1-800-570-0448 or use our quick application to find out more about the many Clearwater FL mortgage programs we can make available. Or Apply now for a FL FHA home loan.

    Many Clearwater Floridians are confused about what types of loans are available to them. In the Florida real estate market that has been hit with large declining values, this is especially true. So, let me try to help you understand what is available to the average home owner or purchaser as far as FHA mortgage loans in Clearwater Florida are concerned.

    In a market such as Clearwater Florida, FHA works great because even with the declining values that Floridian property owners have experienced, an FHA buyer can borrow up to 97% of the home's appraised value or purchase price -whichever is less. Apply now for a FL FHA home loan with a HUD approved Florida FHA lender.

    The maximum loan amount varies by which county in Clearwater Florida the property is located. The FHA mortgage may be used to purchase or refinance a single family home, 1-4 unit projects, Condos, PUDS, Modular and Manufactured homes.

    The FHA mortgage is available to U.S. Citizens, permanent resident aliens, and non permanent resident aliens may qualify too, so talk to your licensed Florida loan officer to check your eligibility.

    The income ratios allowed are up to 31% for housing and up to 43% total payments, but may vary depending on compensating factors. To check your ratios, you can use this debt-to-income ratio calculator to see where your income fits in. So again, make sure you ask your licensed Florida loan officer. Apply now for an FHA home loan.

    Florida is considered a high closing cost state, which means the costs are at or above 2.1% of the sales price. One of the reasons for this is that Florida has a 1% Mortgage tax; even on a refinance, the state of Florida requires you to pay tax of 1% on the new mortgage amount.

    FHA Loans in high closing cost states such as Clearwater Florida can have a loan to value on a purchase of up to 98.75% if the property is valued at less than $50,000, and 97.5% for a value of $50,000, up to $125,000. For all values above $125,000, the rate is 97.15%.

    FHA mortgages are insured with up front mortgage insurance, referred to as (UFMIP) and monthly mortgage insurance (MIP). UFMIP is 1.50% of the base loan amount excluding UFMIP, which can be rolled into the loan or paid all in one shot at close. FHA/HUD charges an annual premium which is split into 12 payments - this is what is known as MIP.

    Some Florida borrowers may be entitled to a partial refund of the UFMIP, if their loan closed on or after January 1, 2001, to pay off or refinance an FHA loan within five to seven years of its original closing date.

    When making a decision on taking out a Clearwater Florida FHA mortgage on your purchase or refinance of a home, you must make sure that you can qualify for this type of loan. So again, make sure that you work with an experienced FHA licensed Florida loan officer.

    FHA loans require full documentation of income and assets. You will be required to show 2 months most recent pay stubs, 2 years W-2s and/or tax returns, a written verification of employment, as well as 2 most recent statements for all checking, savings, 401k, and like accounts with a verification of deposit from your bank. Also required is a 4506 form, which gives the IRS permission to verify your taxes.

    You will also have to show verification of rent or previous mortgage history, and depending on your underwriter, you may have to show cancelled checks for the last 6 months to one year of rent or mortgage payments made. Due to the tremendous amount of fraud that has occurred in Florida, expect that all FHA loans underwritten on Florida homes will be scrutinized.

    Apply now for a Clearwater Florida FHA home loan.

    Clearwater Florida FHA Loan Programs

    At one point and time many years ago, the FHA loan was the only alternative to local bank financing for home buyers. In the fashion world, there is a saying: Wait long enough, and everything comes back into style. That rule applies just as well to Clearwater Florida FHA mortgage program. Long-overlooked, the FHA mortgage is becoming popular again with Florida Home Buyers for its low rates and the real security it provides borrowers.

    For ClearwaterFlorida banks and other mortgage lenders, FHA mortgage loan financing offers the security of a government insured Mortgage. Win/Win! To learn more, call today at 1-800-570-0448 or just use our fast and easy quick application!

    For Clearwater first time home buyers and other borrowers, the FHA home loans can have key advantages:

    Easy Qualification - The FHA loan insures Clearwater FL FHA lenders against loss for loans made to properly qualified FHA home loan borrowers. So you're likely to find FHA mortgage loans with terms that make it easier for Clearwater FL homebuyers to qualify.

    Minimal Downpayment Requirements - FHA mortgages can work with as little as 3% down and those funds can come from a family member, charity, or your employer. Although the FHA loan does not have a zero down mortgage option yet, you will find that your 1st Continental Mortgage loan officer can point you to many Downpayment assistance programs that work well with Clearwater Florida FHA home loans.

    Less than A-1 Credit is Okay - The ClearwatervFlorida FHA home loan program exists to expand the pool of home buyers. Even borrowers with prior bankruptcies or mortgage lates get approved every day for FHA mortgages to buy or Refinance homes in Hillsborough County or any of the other Florida counties we serve. The FHA loan program uses credit quality, not credit score!

    Lower Cost Over the Life of the Loan - The Florida FHA home loan rates are extraordinarily competitive. FHA's lower risk to the lender means a better rate for the borrower.

    Safeguards for Borrowers Who Get Behind - The ClearwaterFlorida FHA loan mortgages also allow the lender more options in helping Clearwater FL borrowers who fall behind keep their homes are get current again: special forbearance, workouts, even free mortgage counseling. Further, HUD can allow the lender to take past due payments and move them to the end of the loan and in some instance will actually pay your past due payments for you. Options to save your home you'll never get from a conventional loan! In an uncertain world, this is another excellent reason for you to get an FHA mortgage.

    Options for Manufactured Housing - Under certain conditions, you can even finance a Clearwater FL Mobile Home or manufactured home using a Clearwater Florida FHA mortgage loan. Call 1-800-570-0448 to get pre-approved for a Florida FHA loan for manufactured housing or just use our quick application to learn more!

    FHA Loans Are Fully Assumable - When you are ready to sell your Clearwater FL home, you can offer buyers FHA financing! All FHA loans can be assumed by qualified Clearwater Florida home buyers.

    These are just seven of the many good reasons to apply for an FHA mortgage in Clearwater FL. Call 1-800-570-0448 to speak with a friendly Florida FHA loan specialist now!

    The FHA program has evolved since it started in 1934 and now has options for HUD insured loans that fit a variety of different borrowers and situations.

    http://www.FHAmortgagePrograms.com

    http://www.fhamortgagefhaloan.com/