Parrish, FL

A lot has changed since you bought your Parrish home. Home values have tanked, unemployment has spiked and homeownership has taken a turn for the worse.

Millions feel stuck in a home they can’t afford to sell because they owe more on their mortgage than the home is worth. And for many, the mortgage payment is no longer manageable, so they are slipping farther and farther behind every month.

At the same time, scam artists are coming up with new schemes to take advantage of Parrish homeowners who are down on their luck.

As a Certified Distressed Property Expert (CDPE) my mission is to help Parrish homeowners to steer clear of scams and figure out the best option based on their circumstances. The fact is, no one wants to see you foreclose on your home, and more help is available than ever before.

I invite you to visit my website FloridaForeclosurePreventionCenter.com for a copy of my recent report entitled, “Are You Living Under the Cloud of an Unmanageable Mortgage?”



And then contact me for a confidential consultation.

Fewer real estate agents expect price drops

EMERYVILLE, Calif. – Sept. 19, 2011 – Most real estate professionals and homeowners expect home values to decrease or stay the same through the end of the year, according to HomeGain’s third quarter survey. While the outlook remains dour, however, a higher percentage of real estate agents seem to think their market area has hit bottom and is rebounding.

In Florida, one in five (22 percent) real estate professionals surveyed expect prices to rise over the next six months, as did 22 percent of homeowners. That’s second only to Arizona, where 33 percent of agents anticipate a price increase and 29 percent of homeowners.

Nationally, 11 percent of real estate professionals expect home values to increase in the next six months, down one percent from last quarter; 12 percent of homeowners expect home values to increase, down 3 percent from last quarter.

According to the survey, 47 percent of agents and brokers and 45 percent of homeowners think that home values will decrease over the next six months. However, agents’ attitudes have become slightly less pessimistic since the second quarter (50 percent expected price declines) even though homeowners have become more pessimistic (30 percent expected price declines).

An almost equal number of agents and homeowners expect selling prices to remain roughly the same for the next six months, with 42 percent of agents expecting the status quo to continue compared to 43 percent of homeowners.

According to agents and brokers, 75 percent of homeowners believe their homes are worth more than the agent’s recommended listing price. In contrast, 68 percent of homebuyers believe homes are overpriced.

The five states with a rising outlook about home prices – Arizona, Florida, Texas, California and Ohio – were generally hit hard by the real estate crisis and now may be bouncing back. The five top states where agents expect prices to decline include New Jersey (77 percent of agents expect a six-month price drop), Pennsylvania (75 percent), North Carolina (68 percent), Georgia (62 percent) and Virginia (58 percent).

Over 500 real estate agents and brokers and over 2,200 homeowners were surveyed.

© 2011 Florida Realtors®

Parrish Florida Short Sale Agent - Parrish Stop Foreclosure - Parrish Short Sale Help – FREE information on Foreclosure Defense, Mortgage Modification, Tax Consequences, Deed-in-lieu-of-foreclosure, Short Sales, Deficiency Judgments, Bankruptcy Referrals & more. John Michailidis, SaraMana Properties – Phone: (941) 822-5221

Parrish Florida Short Sale - FREE Tele-Seminar - Steps To Successfully Short Sale Your Home

The Short Sale Process can be confusing for those without the knowledge to navigate it successfully, which is why the "Florida Foreclosure Ender" team of SaraMana Properties is presenting a free Short Sale Tele-seminar to walk you through the process and answer your questions.

In addition to Short Sales, we will be discussing:

• Why a Short Sale is preferable to Foreclosure.
• Debt relief options through Chapter 7 & 13 bankruptcy.
• How to avoid Deficiency Judgments and the resulting long-term debt.

If you are a Parrish Florida homeowner behind on your mortgage payments, REGISTER HERE for our free, upcoming tele-seminar . . .

The Florida Foreclosure Ender Team of SaraMana Properties helps Short Sale Property Owners in Sarasota, Lakewood Ranch, Bradenton, Venice and throughout Manatee & Sarasota Counties Florida to STOP Foreclosure, potentially Avoid Deficiency Judgments, Successfully Short Sale their homes, and move on with their lives.

• Professional Short Sale Management.
• No-Fee! Foreclosure Defense Attorney referral and initial consultation.
• No Fee! Ch 7 & Ch 13 Bankruptcy Attorney referral & initial consultation.

For more information, Call 941-822-5221, or use this ONLINE FORM.

CLICK to View Schedule and Register For An Upcoming Short Sale Seminar

Sarasota Short Sale Agent - Venice Stop Foreclosure - Bradenton Short Sale Help – FREE information on Foreclosure Defense, Mortgage Modification, Tax Consequences, Deed-in-lieu-of-foreclosure, Short Sales, Deficiency Judgments, Bankruptcy Referrals & more. John Michailidis, SaraMana Properties – Phone: (941) 822-5221

The Parrish Florida Short Sale Process - What Should A Short Sale Seller Expect?

Except for two differences, a Parrish Florida Short Sale is very similar to a conventional real estate sale. The differences include: 1) A Short Sale can take several months longer than a conventional sale, 2) The documentation is slightly different, with the seller needing to provide proof of their current finances to the lender(s).

The Short Sale Listing Agent will manage the process, so from the homeowner's point of view it is like any other sale, just longer -- the property is listed, a buyer is found, a contract is negotiated, and eventually (in 90%+ of cases) the transaction closes.

Are you a Parrish Florida homeowner behind on your mortgage? There is a highly effective group of state licensed brokers and attorneys ready to serve YOUR needs . . .

The Florida Foreclosure Ender Team of SaraMana Properties helps Short Sale Property Owners in Sarasota, Lakewood Ranch, Bradenton, Venice and throughout Manatee & Sarasota Counties Florida to STOP Foreclosure, potentially Avoid Deficiency Judgments, Successfully Short Sale their homes, and move on with their lives.

• Professional Short Sale Management.
• No-Fee! Foreclosure Defense Attorney referral and initial consultation.
• No Fee! Ch 7 & Ch 13 Bankruptcy Attorney referral & initial consultation.

For more information, Call 941-822-5221, or use this ONLINE FORM.

CLICK to Request Our FREE 48-page Foreclosure Options eBook

Manatee County Short Sale Agent - Parrish Stop Foreclosure - Bradenton Short Sale Help – FREE information on Foreclosure Defense, Mortgage Modification, Tax Consequences, Deed-in-lieu-of-foreclosure, Short Sales, Deficiency Judgments, Bankruptcy Referrals & more. John Michailidis, SaraMana Properties – Phone: (941) 822-5221

Short Sale Benefits Parrish Florida Property Owners Behind On Their Mortgage

Many Parrish Florida property owners who find themselves in the unfortunate position of not being able to keep up with their mortgage payments have found a Short Sale to be an honorable way to Eliminate Mortgage Debt, Avoid Foreclosure, and move on with their lives.

Regardless of how much you owe on your mortgage, if you can demonstrate a true hardship (loss of income, divorce, medical bills, etc.) the odds are extremely high that we can manage a Short Sale on your behalf that allows you to walk away free from mortgage debt, without a Foreclosure on your record, and without having to pay on a Deficiency Judgment.

If you are Parrish, or Manatee County Florida homeowner who is behind on your mortgage payments, there is a highly effective group of local, state licensed brokers and attorneys ready to serve YOUR needs . . .

The SaraMana preForeclosure & Short Sale Assistance Team helps Short Sale Property Owners in Sarasota, Lakewood Ranch, Bradenton, Venice and throughout Manatee & Sarasota Counties Florida to STOP Foreclosure, potentially Avoid Deficiency Judgments, Successfully Short Sale their homes, and move on with their lives.

• Professional Short Sale Management.
• No-Fee! Foreclosure Defense Attorney referral and initial consultation.
• No Fee! Ch 7 & Ch 13 Bankruptcy Attorney referral & initial consultation.

For more information, Call 941-822-5221, or use this ONLINE FORM.

CLICK to Request Our FREE 48-page Foreclosure Options eBook