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These days I wish I was a first time home buyer. With the low interest rates, 100% loans available with no mortgage insurance and the $8,000 tax credit... it is such a great time for buyers to take advantage of all of these incentives and get a great deal. For example, presently there are 18 single family homes for sale between 109k-150k in great neighborhoods in NE & NW neighborhoods. Combining the 100% financing and seller pais closings costs buyers can still buy a home with little to no money down. As a matter of fact get paid $8,000 to buy a home. Doesn't get much better than this...!!!
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Everybody has gone to calling this day the “4th of July,” but as a veteran I will always think of it as what it is.
This is the day that we celebrate our Independence.
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I came across a survey of homeowners that I think is very enlightening for many reasons. This Zillow real estate survey (a real estate aggregator and internet portal) asks homeowners what they think of their home value and what its value will be in the future. They also ask what the homeowner thinks about their home in relation to others in the market.
Perhaps the greatest thing about the Zillow real estate survey is that we can look at past and current surveys to see the trend of homeowner “consumer confidence” as it is measured using the home as the standard. Not surprisingly, homeowners are much more aware of the depreciation that has occurred in the past two years than they were just last year. But what do they think of their home value versus that of their neighbors?
[click to see Zillow Homeowner Confidence Survey…]

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Have you ever seen something that is so extreme that you think to yourself that you are truly witnessing something remarkable? No, I don’t mean have you seen UFOs flying over the back of your home or Big Foot running through the neighborhood, rather I’m talking about certain market conditions that defy all historic norms and trends.
Below is a real estate graph depicting the 365 day trend of daily home sales in Tallahassee going back to 1991. What this means is that each point on the graph represents one full year of sales (divided by 365 days) to generate a non-seasonal daily average.
What this graph shows is that just since December, our daily sales rate has dropped 25%! Ouch. But what if we look at a longer-term view of this same information. What if we graph daily sales all the way back to 1991?
Click To See How To Determine Changes In Real Estate Demand
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With this Fourth of July approaching, I thought it was only right to spread knowledge on how to honorably retire your flag. Many will be flying high this weekend and then put away, but many more fly all year round and weather the heat, rain, snow and here in Florida, the Hurricanes at times! Make sure when the time comes to replace Old Glory, that you lay her to rest properly!
Have a great and safe holiday weekend!
Article originally posted at Military.com
We raised our flags September 11, 2001 and flew them proudly. Our flags stand tall as we leave our mark on foreign soil. Each year, Americans across the nation unfurl their flags on Independence Day, Memorial Day, and Flag Day. For some, the Stars and Stripes decorates their porches all year as a daily reminder of what it means to be an American.
But what do we do when our flags become tattered and torn, and can fly no longer?
There is a justified reason and dignified way of burning the flag when the time has come for Old Glory.
The Council for Okinawa Protection and Police Services (C.O.P.P.S.) did just that when they retired Old Glory in fiery fashion during a flag retirement ceremony on Flag Day.
"U.S. Flag Code 1 simply reads: 'The flag, when it is in such a condition that it is no longer a fitting emblem for display, should be destroyed in a dignified way, preferably by burning,'" said Les Donoho of Boy Scout Pack 133, who participated in the ceremony.
Lt. Col. Kevan Kvenlog, Provost Marshal, Marine Corps Base, opened the ceremony by discussing the tradition of retiring the flag, the conditions for the retirement and expressed his gratitude to those in attendance.
After opening comments, one representative from each military branch held a corner of Old Glory, the post flag flown over Building 1, as it was inspected by 2nd Lt. Leroy Corte-Real, district officer in charge, central district provost marshal's office, Camp Foster.
Corte-Real reported to Kvenlog that the flag had been found unserviceable and unsuitable to be displayed. Kvenlog then gave the order for the retirement of the flag to commence.
The four Servicemembers carried it to a burn barrel, lit it on fire and saluted the flag one last time.
Following the retirement of the Building 1 post flag, members of local Boy Scout packs and Girl Scout troops brought forward other tattered flags to be disposed of properly.
Along with Boy Scout and Girl Scout representatives in attendance, some junior enlisted Marines made their way out to observe the occasion for the first time.
"I've never been to a flag retirement ceremony and I wanted to pay respects to my flag," said Lance Cpl. Christopher Jose, multi-channel equipment repairman, Marine Wing Communication Squadron 18, 1st Marine Aircraft Wing.
According to Kvenlog, having representatives from the four military services and local law enforcement agencies in attendance displayed the working cooperation between each. He said the ceremony was the first for C.O.P.P.S. and it was sponsored by all law enforcement agencies on the island.
"We held this ceremony for public service and to show honor to the flag," Kvenlog said. "It was an opportunity to show the four services and local agencies working together."
He said it was also a way of letting people know what to do if they have old, unserviceable flags to be disposed of.
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