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Valrico, FL

Finding the Right Real Estate Agent Does Not Have to be a Game of Cat and Mouse!

Rick Frissell- Realtor, CDPE, ePro Tampa and all of Hillsborough County: Real Estate Agent in Lithia, FL

The Dreaded Phone Call

The phone rings, I answer "Hello, this is the Red Baron Realtor ...." I can hear the defense in their voice as they speak. "Eh, Hi, eh yes, eh I am looking at one of your yard signs."

Red Baron: "Yes sure, which one are you in front of?

Caller: Hesitation, as if an answer will reveal way too much information.

Caller Thinking: Must give that info if I want to ask a question.

"Well, I am over on 123 Main Street." Now with a quicker pace to not give any time for the agent to start a sales pitch on the house. "I wanted to know how many bedrooms it has?"

Real question: "How much is it selling for?

Red Baron: "It is a four bedroom."

Caller: "How many square feet?"

Real question: "How much is it selling for?"

Red Baron: "It is 1580 square feet."

Caller: "Well, how much is it selling for?" Ah, the real question!

Red Baron: $165,000."

Caller, afraid they have been on the phone too long and it is probably being traced, hurriedly responds "Okay, that is all I wanted to know, thanks." CLICK.

Finding A Good Agent Will Make Your Real Estate Life Easier

There are a lot of people that take on one the biggest financial decisions they will make in their lives believing they can do it all by themselves on the internet. Well, maybe that is true. So, how much money does the buyer save? Not a penny! Agents are not paid by the buyer, but by the seller. So is there a risk to passing up this free service? Well, how about negotiation? How about house history such as sink holes or Chinese drywall. How about announced price drops of a house viewed, but was too expensive at the time?

Which is the right agent for you?

This is a great time to get the record straight. The "Dreaded Phone Call" exists because of a fear of being sold. Do NOT begin a relationship with an agent afraid all they are is a sales person that is out to get your name on the dotted line. Rather, adjust your thinking that you are hiring them the same way you would any professional. Here are three suggestions that will make your home shopping a less pressured event.

  1. Check their resume. Do you have a name of someone or a local broker? Enter their name in a Google search and see how many different links come up from their name. You want an agent that is active on the internet and you want to read their blogs to get to know them and what they are all about. Have they published articles and do they show knowledge and dedication to their trade? You don't need an agent that is simply going to drive you around an open front doors for you.
  2. Meet and interview them. So you found someone that has a lot of experience. Are they the right one for you? Does everybody mesh together? Are they willing to work for you as your hired consultant or are they in fact only interested in "selling you something."
  3. Define the mutual expectations. What is the agents response time on phone calls and emails. Find out so you can hold them to it. How available is the agent for showings? This is important to know for both the agent and the buyer. A good agent is not going to be available if you call and say you are in front of a house and can they come by and show it to you. Determine, mutually, the best way to work together.

A good agent would likely guide you through steps two and three. If being interviewed and putting a plan together that meets your needs is foreign or not important to them, you might want to keep shopping ... not for a house, but for a good agent.

Happy Halloween!! Some scary times in empty houses.

10-31-11
Garth Jones
Garth Jones: Real Estate Sales Person in Valrico, FL

Our dinner conversation this evening was reminiscing on what Halloween was to us as kids, and what we used to do to scare ourselves. My group used to seek out abandoned homes, or barns, in the surrounding MD countryside, and we would explore, attics and basements included. This would get the blood going in this thirteen year old, as empty basements are scary, even in the middle of the afternoon!

Afterwards, I started thinking about the same feeling, which I still get when previewing empty homes for prospects. There is still the surge of adrenalin, as each room holds the unknown, until you see that it is just another empty bedroom with carpet that is a little scary! But at least twice this year, I have truly left homes with the hairs up on the back of my neck. One because I just got a very bad feeling, and another because of the strength of the unidentified odor.

I guess it is just another thing that I will not miss about this market we are in-ALL of the empty homes. Let's hope next Halloween is a little less scary!

Happy Halloween!

PURCHASE AND REHAB YOUR HOME IN VALRICO FLORIDA WITH THE FHA 203(K) LOAN

Jim Poole Zero Down USDA Purchase Loans FHA 203(K) Rehab & VA Streamline Loans  : Loan Officer in Tampa, FL

PURCHASE AND REHAB YOUR HOME IN VALRICO FLORIDA WITH THE FHA 203(K) LOAN - Most home buyers are turned off at the sight or even thought of buying a fixer-upper; a foreclosure or an older home today. However, educated and informed home buyers are utilizing the FHA 203(k) loan to buy their new home and fix it up with no additional out-of-pocket expense.

The FHA 203(k) loan is a tool that savvy home buyers, successful contractors, Realtors and mortgage originators have been using since 1978. An FHA 203(k) loan is very similar to the traditional FHA loan. The only real difference is that with the FHA 203(k) loan, the home buyer is adding money to their mortgage balance to finance-in any repair/improvement cost.

Whereas the traditional FHA loan requires that certain repairs be done before the home is purchased, theFHA 203(k) loan allows the home buyer to purchase their home and complete the repairs after the transaction closes.

The other traditional FHA qualifications (appraisal guidelines,seasoning rules,credit qualifications, etc...) still apply. But with the FHA 203(K) loan, a home buyer can fix up his home and not have to worry about the additional out-of-pocket expenses for the repairs/improvements. What a brilliant way to purchase a fixer-upper!

Same house, northern side

HERE ARE THE REASONS SMART HOME BUYERS ARE CHOOSING TO GO WITH THE FHA 203(K) LOAN

1. Better opportunities for a great financial deal on a home purchase

2. Allows buyers who are approved for an FHA loan to buy properties that would not otherwise qualify

3. Allows buyer to put personal touches into the interior/exterior making it feel like more of a home

4. Sellers do not have to pay for repairs prior to listing the property if they do not care to

5. There is less competition to buy fixer-uppers which forces sellers to accept lower offers

6. FHA loans are assumable; so when buyers go to sell house it will be easy to market.

Cold Creek

10-02-11
Pam Joffe
Pam Joffe: Real Estate Brokerage in Tampa, FL

Cold Creek is located in the larger division of Bloomingdale. The subdivision is affordable single family homes. It is within walking distance to A-1 rated schools. It is also close to shopping, restaurants, parks and YMCA with Splash Park. There is a 4.5 mile walking/biking path that circles the subdivision. No CDD/Low HOA. Express bus service available to MacDill AFB. To look for homes for sale or rent on MLX in this subdivision and others in Tampa Bay and Pinellas area go to my website by clicking on Tampa Homes.

The contents of this posting are the property of Pam Joffe and Solaris Realty of TampaBay. Pam Joffe is a broker working in the Pinellas and Hillsborough area helping buyers and sellers buy and sell homes. Contact Pam at 813-245-0316 to list your property for sale or to purchase a property in Hillsborough, Pinellas or Pasco County area. Information is provided in this blog with the intent to educate homeowners and buyers about Tampa, St. Petersburg, Clearwater, Brandon, Wesley Chapel, Lutz, Valrico, Odessa and other communities in the Tampa area. For more information on different communities and subdivisions go to my website by clicking on Tampa Homes. You can also call 813-245-0316

Saint Cloud Manor

09-26-11
Pam Joffe
Pam Joffe: Real Estate Brokerage in Tampa, FL

Saint Cloud Manor is a community of 2000 square foot homes conviently located close to shopping and dining on the east end of Highway 60 in theBrandon/Valrico area. Homes are 4 bedrooms with at least a two car garages. The community is a small commuity of 23 homes with an affordable HOA and no CDD. It is located near a Super Walmart, Home Depot, Lowes and many other shopping and dining facilities. Westfield Mall is just 4 miles to the east.

The community is located near many entertainment and area attractions such as, Adventure Island, Busch Gardens, Lowry Park Zoo and Raymond James Stadium. If art is your calling this community offers easy access to the Tampa Bay Museum of Art, Tampa Theater and Ruth Eckerd Hall is within 60 minutes with the easy access to the Selmon Crosstown Expressway.

There are many museums for your enjoyment in the area such as, Florida International Museum, University of South Florida Art Museum and the Museum of Science & Industry. The Valrico area offers shopping at near by malls that include the Brandon Town Center Mall, Ellenton Prime Outlets, Westshore Plaza and the International Mall.To view homes for sale in the Pinellas and Hillsborough area by searching the Tampa Bay MLS just click on: Tampa Homes and then fill in the information on your dream home or just call 813-245-0316.

The contents of this posting are the property of Pam Joffe and Solaris Realty of TampaBay. Pam Joffe is a broker working in the Pinellas and Hillsborough area helping buyers and sellers buy and sell homes. Contact Pam at 813-245-0316 to list your property for sale or to purchase a property in Hillsborough, Pinellas or Pasco County area. Information is provided in this blog with the intent to educate homeowners and buyers about Tampa, St. Petersburg, Clearwater, Brandon, Wesley Chapel, Lutz, Valrico, Odessa and other communities in the Tampa area. For more information on different communities and subdivisions go to my website by clicking on Tampa Homes . You can also call 813-245-0316.