ResMac Mortgage is a direct mortgage lender in Tampa. We offer the best rates and fees in the industry with in house underwriting, processing and with no lender overlays allowing us to close loans in 28 days or less.

We are a full service direct lender with no lender overlays with Conventional, Jumbo, FHA, VA, USDA, HUD Homes, My Community, Home Path, Foreign Nationals & Private Money to 70%.

I also have access to many local county down payment assistance programs in Hillsborough, Pinellas, Pasco and Orange Counties.

• Down to a 620 Mid Score on FHA, VA & Conventional Financing, a 640 Mid Score on HomePath & USDA Financing Options along with Foreign Nationals & Hard Money Loans to 70% LTV
• REO, Short Sale, Foreclosure & Probate Purchase's
• Up to 100% Financing On VA & USDA
• Up to 97% Financing On HomePath with No Appraisal Required
• No Monthly Mortgage Insurance Payments HomePath & VA
• Fixed Rate, ARM & Interest Only Options Available
• I Can Close Your Loan in 28 Days or Less, All Programs
* Up to 6% Seller Paid Closing Costs on FHA, VA & USDA, Up to 3% Seller Paid Closing Costs on Conventional
* Cash Out Refinance Up to 85% LTV on FHA & Conventional and Cash Out up to 90% LTV on VA.
* Hard Money Purchase Up to 70% for Primary, Second Home and Investment Property
* Very Low Lender Fees, Very Competive Rates and Exceptional Customer Service

Please contact Jason R Hands for information on getting a rate quote. Or if you have a current offer from a lender please fax it to 866-216-6322 and I will beat their offer! Please contact me to discuss our loan programs, current rates and financing options.

Jason R Hands

ResMac Mortgage

5811 Memorial Highway, Suite 206

Tampa, FL 33615

800-917-7002 Ext 103 - Office

813-463-0283 Direct

813-385-1109 - Mobile

866-216-6322 - Fax

jason@res-mac.com

http://www.mortgagestampa.org

NMLS Originator ID: 214834 FL # LO562

TAMPA – The weather is beautiful inFlorida more often than not and you should really take advantage of it without leaving home.

Many homes inFloridacome with a patio. Sometimes the patio is an attractive outdoor living space and other unfortunate times the patio is unappealing addition to a home. You can have a patio that you adore and that’s also practical if you figure out how you want to use it.

If you’re going to use it to throw parties, dine with family or have it as your own exclusive get away, you need to decorate it accordingly.

If your patio is situated off the kitchen then that patio lends itself to gatherings with family or friends. If your patio is small and located off to the side of the house, then a getaway patio theme is what you want to create.

Take a stroll, with clear eyes, around the property and determine which area you have and what you want to do with it.

If you are starting from scratch and need to build your patio, you have the rare option of locating your patio exactly where you want it. Check out the landscaping and small details that can add up to a lot for your patio location. You want to make note of where the best view lies, as well as the proximity to other homes.

If you are building your patio, spend a large amount of time determining exactly how large it should be. Think about how many people are in your family, as well as how people you need to regularly entertain in the space.

You also need to take into account the size of your home so the patio can be proportioned to the scale of the home. The patio should be the same length as the house, as well as the same height.

Your house should also be a factor in the building materials. You want to select colors and styles that compliment your home.

Lastly, remember to plan for a fireplace or fire pit. A water feature can enhance the mood and distort traffic noise.

Even for those of us who are highly brand loyal, it can be overwhelming when making a selection on kitchen appliances for your home. We desire products that are innovative, efficient, long-lasting and compatible with our kitchen’s design elements. The following brands will suit your home perfectly, providing you with the best balance of performance and value.

When it comes to refrigerators and freezers, Sub-Zero is a renowned favorite. Although their appearance is often contemporary in design and style, they are well-equipped for optimum food preservation. Sub-Zero’s refrigeration is recognized for its dual refrigeration technology and sleek glass door model. Their wine storage coolers and under-counter refrigerators are also quite popular. General Electric is another brand favorite found in the kitchen, preferably Monogram and Cafe. Their new fully integrated (and customizable) refrigerators and dishwashers are already best sellers. GE’s stainless steel warming drawer and bar refrigerator (with ice maker) are other great kitchen additions. Much like GE’s product-line, Frigidaire also offers high-quality appliances, ranging from smart technology refrigerators to double oven ranges.

Wolf (Sub-zero’s cooking counterpart) is a top choice for ovens, ranges and cooktops. Wolf’s induction cooktops are a great choice for conserving energy, using electric-magnetic fields for heating. Their new convection steam oven has also become a big hit, making meal preparation easier, healthier and more accurate. The Viking brand is well-known for their high-end ovens, ranges and ventilation systems. They offer a wide variety of styles and designs, including wall, chimney and island hoods, as well as rear down drafts and custom ventilation systems. Viking’s inventive trash compactor is another convenient kitchen appliance.

Fisher Paykel’s uniquely designed dish drawer takes “washing the dishes” to a whole new level; featuring single touch programming, flood prevention, adjustable racks and higher drawers for loading and unloading dishes. Their multiple temperature control cooling drawer is another product that no kitchen should be without.

The Delta Touch2O faucet allows you to “tap” your kitchen’s water source on or off, making kitchen clean-up a breeze. No more soiled hands making bigger messes; this high-tech faucet also features a multi-flow spray system which conserves water and cuts down on germs and kitchen clean-up.

One of the many benefits of building a custom kitchen is that you not only get to design your own layout, color patterns and finishes, but you also get to choose your appliances. As a Tampa custom home builder, Javic Homes works with you to select high-quality appliances while still ensuring pricing that matches your budget. New homes are built with many of the above brands, as well as many other amenities found outside of the kitchen. If you are interested in building a custom home or remodeling your kitchen, contact us.

Follow us on our Blog & Social Networks -

Javic Blog: http://javichomes.wordpress.com/

Facebook: http://www.facebook.com/javichomes

Twitter: http://twitter.com/#!/javichomes

LinkedIn: http://www.linkedin.com/pub/jon-solomon/4/547/660

YouTube: http://www.youtube.com/user/jondsolomon?feature=mhum

Home prices are on the rise with a 7.4 percent home price increase in the Tampa Bay for 2012, which would make it the sixth in the nation in terms of predicted price improvement in the Tampa Bay area. It's great to see the Tampa Bay Times writing an article explaining just that! Click below to read the whole article.

By Mark Puente, Times Staff Writer In Print: Monday, January 9, 2012

Tampa Bay home prices predicted to rise in 2012

Check out my website at Palm Harbor Luxury Homes

A lot has changed since you bought your Apollo Beach home. Home values have tanked, unemployment has spiked and homeownership has taken a turn for the worse.

Millions feel stuck in a home they can’t afford to sell because they owe more on their mortgage than the home is worth. And for many, the mortgage payment is no longer manageable, so they are slipping farther and farther behind every month.

At the same time, scam artists are coming up with new schemes to take advantage of Apollo Beach homeowners who are down on their luck.

As a Certified Distressed Property Expert (CDPE) my mission is to help Apollo Beach homeowners to steer clear of scams and figure out the best option based on their circumstances. The fact is, no one wants to see you foreclose on your home, and more help is available than ever before.

I invite you to visit my website FloridaForeclosurePreventionCenter.com for a copy of my recent report entitled, “Are You Living Under the Cloud of an Unmanageable Mortgage?”



And then contact me for a confidential consultation.