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Elegant and Prestigious Homes for Sale in Atlanta
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What to Look for in an Atlanta Relocation Home.....
Atlanta, the sixth-largest city in the Southeastern region and home to over 5.3 million residents, has undergone a transition from a city of regional commerce to a city of international influence. It has been among the fastest growing cities in the developed world for over a decade. And, fortunately for those of us who live here, we see no signs of this slowing down. As a matter of fact, by the year 2020 Atlanta is projected to house over 8 million residents!!! And, with all of the global technology companies and international corporate headquarters such as UPS, Delta, Coca-Cola, CNN, TBS, the Center for Disease Control, etc. there will always be a steady flow of people relocating to the area.
So, when you are being relocated to the sweet tea capital of the world, keep in mind these simple tips when your company or you are looking for your perfect relocation home:
1) LOCATION: How many times have we heard this one?? We'll, you will need to consider this EVEN MORE carefully in Atlanta, as some of the commutes can have you in your cars for days. Most people who are relocating to the area opt for a "suburban feel" with proximity to "the city" where most headquarters are located.....In comes the ideal town of Sandy Springs. Perfectly situated near I-285 and GA-400, this is one of the BEST areas in terms of family life, proximity, shopping, entertainment and more. The air is clean, people friendly and you have access to just about ANY restaurant, store, etc. that you may need.
As a real estate agent, I spend 90% of my time in the car and doing ANYTHING to avoid the ATL grind and I'm happy to say that Sandy Springs/Atlanta has been my home for the last three years. It's just SO close to the city and SO safe and suburban. Remembering your location is the first tip to finding a good Atlanta home.
2) FEATURES-Most people that are being relocated to the area tend to hold high power, high stress and highly time consuming jobs. Renovations and rehab are not items that most are able to do and even if they wanted to or could afford to, just don't have the time. You will want to find a home that has the features you want, so you can move right in and get settled.
3) FINISHED BASEMENTS-While this is really one of the "features" you are looking for, finding a home with square-footage and more importantly, a finished basement will be KEY to your resell value. Atlanta is BIG ON BASEMENTS. And, they MUST be finished. You can find homes that have basements, but don't actually have bathrooms, bedrooms, full kitchens, etc. Having an In-Law/Teen suite DRASTICALLY increases your property value. And, if you CAN'T find a home with an In Law suite, then be sure to have one built out or finish your basement to help compete with other owners.
4) PRIVACY-This goes for both "inside" and "outside" the home. If you've moved here from another location, chances are you will want your friends and family to visit. Be sure to chose a home that has plenty of space, and more importantly, individual suites, rooms and bathrooms, so your guest feel welcome. This also goes for the exterior positioning of your home. You want a home with space that is not too close to your neighbors and boasts an attractive lot.

While these are just some of the things to look for when relocating to Atlanta, other things such as low taxes and schools will also need to be considered. Although, its hard to find all of the items above in a home, its not impossible.
Recently, this BREATHTAKING Entertainer's Estate with INFINITY Space has recently come up for sale and is the PERFECT relocation home. And, its MUCH MORE THAN MEETS THE INITIAL EYE.....
With a complete renovation from the studs in, this resort-like home proves a luxury living experience with every modern convenience and lavish item available and at only a FRACTION of what you might expect to pay.
Other Detailed Features of this Home Include:
-COMPLETE Chef's Kitchen with MASSIVE Granite Island and View Into Fireside Family Room!
-Custom-Built Cabinets with EXTENSIVE Millwork and Unsurpassed Detail!
-STUNNING Stainless Steel Appliances and Island 5-Burner Gas Stove!!!
-Hand-Placed Rough-Edged TRAVERTINE Backsplash!!!
-LAVISH Master on Main Suite with EXTENDED, Trey Ceilings, and Private Sitting Area!
-MASSIVE California Walk-In Closet!!!
-UNBELIEVABLE Master Bath Renovation that Boasts His/Her's Beveled Granite Countertop Vanities!
-Commissioned Master Bath Steam Shower with European Arches and Travertine Accents!!!
-OVERSIZED Whirlpool Tub!!!
-MIND-BLOWING In-Law/Teen Suite Complete with FULL KITCHEN, Bedroom, FULL BATH and LIVING AREAS!!!
-Terrace Level Access to In-Law/Teen Suite!!
-GRACIOUS Keeping Room with Breakfast Nook and Access to both Screened and Open Porches!!!
-DRAMATIC and ELEGANT Foyer Entrance that Opens into Great Room!!!!
-Pristine Separate Dining Room with Loads of Natural Light!!!
-QUALITY 4-side Brick Construction!!!
-SOUND-INSULATED Media Room!
-BUTLER Laundry Room with Cork-Board Flooring and Own Separate BATH!
-PRISTINE APPOINTMENTS AND TOP-NOTCH FINISHES!!!
-HAND-MADE, RED-BRICK, WEEPY WALL WINE CELLAR!!!
-ENTERTAINER'S DELIGHT DECK with Screened in Porch Areas and Open Areas!!!
-COLOSSAL BEDROOMS!!!
-ABUNDANCE of Closet Space--Most ALL Closets in the Entire Home are Walk-In!
-Professional, MATURE Landscaping!!!
-CROWN MOLDING ON EVERY STITCH OF THE HOME, Including the Basement!
-TWO ADDITIONAL BONUS ROOMS, Can be Used at Bedrooms!!
-ABUNDANCE of Space!! I mean SERIOUSLY, YOUR EYES WON'T BELIEVE IT!!
-OVERSIZED FENCED-IN Corner Lot!!!
-New FLOORING Throughout: Gleaming Oak Hardwoods, Slate Tile, Frizze Carpet, You Name it!
-CUSTOM-BUILT Wine Cooler In Kitchen Island!!!
-Upscale Swim/Tennis Community with PERSONAL Life Guard in the Summer located in the heart of Sandy Springs!
-MINUTES TO Buckhead, Exquisite Dinning & Marta!
-PERFECTLY situated off GA 400 and the malls---LADIES BEWARE!
-COZY Neighborhood Community with Ample Family Activities!!!
-And, SO MUCH MORE!!!
With the historical recognition such as Gone With the Wind, the Braves, the 1996 Olympic Games, and over 32 "Peachtree"-named streets Atlanta is constantly reinventing itself.
And with homes for sale like these at such rock-bottom pricing, it's no wonder why Georgia is On My Mind.
For more information or to schedule your own private tour, visit www.OneWinter.biz or call 678.463.3173
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Need a mortgage, and have bad credit? You can probably still get a loan, but you are going to pay dearly for it. A loan officer explained the rating system for mortgage rates based on FICO or credit scores and the cost to borrow. While we are used to buyers shopping different lenders for loans, a lot has changed in just a short time. It may be pointless for buyers to shop for better rates if their credit is not the best under this system. It may be like a dog chasing their tail and going nowhere especially if they have bad, damaged or impaired credit. Investors have implemented, "Risk Based Adjustments." Simply stated "Risk Based Adjustments" is the relationship between the an individuals credit score and the loan to value. The higher the credit score the better the LTV. An example: a customer with a 740+ MID FICO will get the best Loan to Value (LTV) adjustment, 95% LTV with no hits to the rates. As the FICO score of the individual applying for the loan goes down so does the Loan to Value, 680-699 scores will be limited to a 90% LTV and a .75 hit to the rate. The lowest acceptable score that will be accepted is the 620 - 639 scores, and even though you can still get the 90% LTV, there is a whopping 2.75 hit to the rate. This confirms that investors are willing to lend, but the customer will pay for it. I thought this was very interesting, and even though I do not make loans, I like to keep abreast of the current trends.
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Atlanta Short Sales Take Determination, Persistence and Patience To Successfully Complete.
Short sales in Atlanta Georgia require determination, persistence and patience. I have been working short sales in Atlanta Georgia for over a year and it has been a road filled with obstacles.
Sellers Avoid Foreclosure Through Short Sales
All the effort put in to short sales is worth it for those home owners who are able to avoid foreclosure and get their home sold. Yes, their credit score takes a hit but is not nearly as harmful as a foreclosure which hangs around on your credit report for years.
Home owners who choose to "short sale" their home need cooperation from their lender to reduce their loan payoff to an amount that equals what their home is worth in today's market. This amount is often less than the loan balance that is presently owed on the home. Thus the nickname "short sale" for the process.
Lenders Require Lots of Forms and Demonstration of Hardship
Not everyone qualifies for a short sale. You have to demonstrate to the Lender that you are unable to pay off your home in any other way. Lost jobs, health issues, divorce etc are some of the many ways home owners can demonstrate their inability to make monthly house payments.
Sally English is a Certified Distressed Property Expert in Atlanta Georgia
If you need help with forms to send to your lender, figuring out what your house is worth in today's market or just need to talk to someone about your situation, CALL or EMAIL Sally English. Sally English is a Certified Distressed Property Expert in Atlanta Georgia. Sally English and The English Team can get your home sold through a "short sale" and help you avoid foreclosure!
RELATED ARTICLES:
Metro Atlanta Third Quarter Foreclosures Up 14 Percent
Lender's SHORT Sales Actions Fall Way SHORT of Earlier Promises
Tough Decision: Loan Modification, Short Sale or Foreclosure
SOME PHOTOS OF ATLANTA SHORT SALE HOUSES

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Midtown Atlanta Real Estate And
Worldless Wednesday and the Wonder of a Child!
This past weekend was the Pride Celebration in Atlanta. I didn't find much in the parade worth taking a picture of. But the excitement of this little girl as she was introduced to the dog was priceless.

Let The Thom And Ray Team show you all the wonders of living in Midtown Atlanta!
Give Us a Call and We'll Introduce you to a New Home!
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