Brunswick, GA

The USDA Rural Housing Guaranteed and Direct Loan Programs are available in eligible portions of Glynn County and all of most of the surrounding counties. This not well known program has truly come to light with the loss of down payment assistance on FHA loans.

The USDA Rural Housing Guaranteed and Direct Loan Programs have helped a lot of people in Georgia realize the dream of owning their own home. This is a basic overview of the loan programs:

502 Direct Single Family Housing Program: Loans for families to purchase homes. The program is 100% financing, no down payment. All of these loans are for 33 years and our interest rate is currently 5.75% (fixed). The families must show repayment ability and have good credit. Also, we have income guidelines that govern our program. (The loan limits on this are tied to what you qualify for as opposed to an actual loan cap).

If buyers have lower incomes and qualify, payments could be subsidized and their interest rate could be as low as 1%. This program is for families who have very low and low income. There are loan limits for each of our 10 counties - the most we can loan in Glynn County is $150,000.00.

502 Guaranteed Single Family Housing Program: This program is also for families to purchase homes. These loans are for families with higher income (moderate income families). These loans are actually made by a participating lender and we (USDA) back the loan 90%. There is no loan limit with this program.

504 Repair Program: This program is to help families repair their existing homes. They must own their home. There are income guidelines - they must be very low income. The maximum loan they can receive under this program is $20,000.00 for up to 20 years. The interest rate is 1%. There is also have a grant program for people over age 62, own their own home, have very low income and cannot show repayment ability for the 1% loan. The maximum grant they can receive is $7,500.00 in a lifetime and it is to remove health and safety hazards in their home.

For more information, visit http://www.rurdev.usda.gov/ or contact Chapman Realty and we'll direct you to the lenders for pre-qualifying.

Information on Homes in Brunswick, Georgia Brunswick and the Golden Isles of Georgia Blog

The Retreat at Golden Isles is an new community offering protective covenants, streetlights, underground utilities, county water and sewer as well as curb and gutter. Offered by BER Properties, LLC, The Retreat is the place to be when you like to be close to everything. The Retreat at Golden Isle's location is just minutes from Exit 38 and I-95 at the intersection of the Golden Isles Parkway and Highway 99. These new homes are convenient to Coastal Pines Golf Course, the mall, water sports, theater, grocery shopping, restaurants and schools. These homes are incredibly affordable starting at $127.900.

Unit D The Retreat

Priced at $139,950.

For more information about Brunswick and the Golden Isles of Georgia, visit our blog. For a newcomer's guide and more information about Brunswick Real estate, visit Chapman Realty's website.

Chapman Realty and Overholt Homes, LLC is pleased to offer 225 Victorian Lane in The Plantation at The Golden Isles in Brunswick, Georgia. This new 4 bedroom, 2 bath lakefront home offers a split bedroom floor plan, two car garage and owner's retreat with garden tub and separate shower. Stucco exterior and architectural shingles, landscaping and sprinklers system will allow for great street appeal in a a great location.

This home is located in the USDA Rural Housing Eligible area qualifying for 100% financing. Call for lender information and details.

Homes Brunswick Georgia

Golden Isles Blog

Event: State of the Port Luncheon - Speaker Georgia Ports Authority Executive Director Doug Marchand

Location: Smith Dining Hall at Epworth by the Sea, Saint Simons Island

Hosted by: Brunswick - Golden Isles Chamber of Commerce

Date: October 17th, 12:00 p.m.

Reservations: Call 912-265-0620

-----------------------------------------------------------------------------------------------------------------------

Event: Business Before Hours - Commissioners Don Hogan and Uli Keller wil focus on Island Project Updates

Location: Solarium Room at the King and Prince Golf Resort

Hosted by: Brunswick-Golden Isles Chamber of Commerce

Date: October 14, 8:30 a.m.

Reservations: 912-265-0620 by Monday October 13

--------------------------------------------------------------------------------------------------------------------

Event: "Facts of Franchise Ownership" - Speaker Cathey Petkash of FranNet, International Franchise Consulting Firm

Hosted by: Golden Isles Chamber of Commerce

Location: Brunswick-Golden Isles Chamber of Commerce Board Room

Date: October 14, 10:00 a.m to 12:00 p.m

Reservations: 912-265-0620 by Monday, October 13

---------------------------------------------------------------------------------------------------------------------

Event: Business After Hours - Business Networking

Hosted by: Golden Isles Chamber of Commerce, McGinty Gordon & Associates and Oglethorpe Bank

Location: Saint Simons Inn by the Lighthouse

Date: Thursday, October 23, 5:30 - 7:30 p.m.

For information and details: 912-265-0620

Welcome to The Plantation at Golden Isles! This new single family neighborhood is located at the end of Golden Isles at the intersection of HWY 99.

Location, Location, Location, Price, Price, Price. You can have it all. Presale pricing for the first phase of The Plantation at the Golden Isles. These new single-family homes with stucco exteriors, architectural shingles and fully landscaped lawns with sprinkler system are located in a community with curb, gutter, streetlights and a future amenities center. Interior appointments will include owner's retreat with walk-in ceramic shower and garden tub, split bedroom design, kitchen with lots of cabinets and open breakfast bar into great room, ceramic tile flooring in foyers, kitchen, breakfast, laundry and baths. Located in the USDA Rural Housing Loan Eligible Area. For more information call Chapman Realty at 912 280 0088.