Jasper, GA

Folks looking to buy or sell in Big Canoe often have questions. In this series I will as a Realtor who works in Big Canoe as well as the North Georgia Mountains do my best to provide answers to the most asked questions.

Why are the association fees so high in Big Canoe ?

The Association fees in Big Canoe are approximately 225. 00 per month. The main reasons for these fees are simple:

ROADS In a gated community in Georgia the community is responsible for the roads. In Big Canoe there are over 100 miles of mountain roads that need to be maintained. Drive any other mountain community and you will soon see why Big Canoe spends on Roads

SECURITY and FIRE PROTECTION In Big Canoe there is 24/7 EMT service as well as security and fire protection. I fact you will save close to 500 a year on your home owners insurance because of the great protective services in Big Canoe. When one considers this reduction against the cost it makes the fees in Big Canoe very reasonable.

Got a Big Canoe or North Georgia Mountain question visit us on line at www.allmountainrealty.com or email me at charlie@allmountainealty.com

Jasper Georgia is a great place to live and work. There are many homes for sale. However in the case below I think the tree house home of this lovely couple is not for sale.

This photo was taken by wife Sally while moving through the Jasper area. In our North Georgia mountains we have so many wonderful natural sights and sounds. Some times if you just stop for a moment and look around you will be treated to some of our wonderful Natural sights.

If you are looking for homes for sale in Jasper do not despair . Even though this one is taken the folks at All Mountain Realty are your Jasper home experts.

In a Real Estate Transaction there is a buyer, a seller , a buyers agent, a sellers agent, and a Lender. now there does not have to be all these folks but more often than not they are all there. There are also "minor players" like the inspector. They are minor players but can kill a deal.

So all the players march along on the trail to the closing. The agents keep the clients informed and make sure we are all in step with dates and times and things to be done. The clients nervous to the end rely, hopefully, on their agents and generally are in step with the process as they want it to happen.

Then we get to the lender. The lender wants it to happen too but is very often not in step. The lender asks for tons of paper work, and then comes back and asks for more. The lender seems to miss the dates in the contract when the appraisal needs to be done by, as well as the loan commitment given. A "good" lender will actually come to you and say they need an extension.

The lender today is out of step with the transaction in my opinion. Now before you all jump on me I would say that this happen 50 percent of the time. So we do work with good lenders who come through. But here is the point. Until Lenders get back to loaning where they were pre bubble we will never see a housing rebound. When we bought our first house in NYC it took 60 days to close. When we moved to Georgia the lenders laughed that it took so long in New York. Well guess what ? Georgia is now 45-60 days even for loans that are 100 percent no problem.

So what is needed is we all need to get in step. The market was out of step when any one with or without a pulse could get a loan. But now we have moved too far the other way.

2 days a go I posted a blog about our first snow in the mountains of Big Canoe. There were also pictures. Folks often ask about the mountains in winter. Today it is in the 60's and all the snow is gone. In fact the last couple of days have been great in the high 50's or low 60's with plenty of sunshine.

This type of weather is why we love living in the North Georgia Mountains. Yes we get some snow in winter but all the seasons are great. You do not have those long Grey cold snow filled winters. Will we get more snow? Maybe. But you know we have come to enjoy it rather than dread it. The North Georgia mountains are a great place to live, work and raise a family. The folks at All Mountain Realty are here to help you learn to kick back and enjoy one of the great living place in our country

These shots were taken outside of my home office in Big Canoe. It is amazing to think, for a kid from NYC, that you can be sitting working and see these types of things go by. The other day it was a Barn owl sitting in a mountain Laurel. Today it is these guys. Can anyone say Thanksgiving is coming ?

It is a bit late now for bears. But the other day one ran across the road in front of me and was gone before i could get the Camera out and going. Enjoy the fall. Big Canoe is a special place in the beautiful North Georgia Mountains