About Haralson County, GA

The day will begin with the 2nd Annual Dogwood Dash--a 5k walk/run through the dogwood laden streets of Tallapoosa, sponsored by the Lion's Club.

Country, bluegrass, gospel, Christian rock and a variety of popular instrumental music will begin at 9:00 a.m. and continue non-stop until 8 p.m. At 5:30 p.m., Country music star George Britt will highlight the double-barreled finale as he sings all the way up to the grand finale--the Possum Snout Shootout, a wild west street gunfight performed by actors for Rocky Branch Railroad & Old West Town. There will be two performances of the gunfight--6:30 p.m. and 7:30 p.m. The MC for the activites will be Veteran Atlanta country DJ Rhubarb Jones and Lowell White.

Tallapoosa GA is located just 4 miles north of exit 5, Interstate-20--the last exit before you get to Alabama as you travel west, or the first exit off I-20 if you enter Georgia from Alabama. From the north or south, you will enter Tallapoosa from Georgia Highway 100, from the east on Georgia Highway 120 or US Highway 78. The activities will take place on Head Avenue.

Proceeds will benefit scholarships, visual and hearing impaired, and the creation of a civic and activities center at the old Tallapoosa school.^*

While in Tallapoosa check out all the beautiful homes for sale. Call Steve Adams with Remax United for a list of all avaiable homes for sale in the area. Or visit WWW.ThinkSteveAdams.com for an up to date listings in Tallapoosa and all of West Georgia and East Alabama.

The Lions Club of Tallapoosa will be hosting our 3rd annual Dogwood

Dash 5K Walk/Run on Saturday, April 11th. Registration from

7:15am until 8:15am. It will be held in Tallapoosa. It is a challenging

course and was enjoyed by many serious runners last year. I would

love to hear from any interested parties and would be happy to send

an electronic flier . You may also sign up at the race.

Call Steve Adams for more info.

Be sure and visit my web site at WWW.ThinkSteveAdams.com

What I gather from reading and consulting with market savey people,our ultimate destination will be the same whether we pass current legilation soon or let the market recalculate on its own. There are distasteful consequenses for each route taken. We must fall back on our heritage,and find the good that will be added to our belt tighting lives. See my homes and benefit from "new pricing". Go to susnparrish.com.or call me at 404-538-6417.

What is a short sale? A short sale is a loss mitigation solution. The easiest way to explain a short sale is to ask yourself , "how much do I owe on my home?" If the answer is more than what the current value of that home is. Very simply put, a short sale is when the value of the mortgage is greater than the value of the property.

One reason a short sale is a better option than foreclosure is because it saves the seller's credit from being damaged. A foreclosure can drop a homeowner's credit score by 300 points or more. A short sale will affect a homeowner's credit score by 80 to 100 points on the average. It reads on your credit report as a paid lien or paid judgment, and is much easier and quicker to repair than a bankruptcy or foreclosure.

A homeowner that is two months late on their mortgage payment or can demonstrate the inability to pay their mortgage would be considered a short sale candidate. The homeowner is considered pre-foreclosure when the bank officially sends a notice of default or a notice that they're taking legal action against the homeowner to collect the dMoney owed. A short sale can still take place during the foreclosure process. There are two reasons that a homeowner is not eligible for a short sale:

The foreclosure has already taken place and the home is up for auction or a homeowner has filed for bankruptcy.

You will need to get Steve Adams at 770-301-5381 as your real estate agent to sell your home as a short sale. Your first step after hiring me as your agent is to give me the Authorization to Negotiate with your mortgage CO in writing.

The next step is you to prepare a hardship letter .This letter must spell out the reason for financial troubles. This letter should be very explanative, honest and detailed. However, the reasoning must be an occurrence that was involuntary; such situations include a loss of a job or family member, illness or other unforeseen circumstances. Laziness or irresponsibility is not an excuse for defaulting on a loan.

The lender will also require two months of bank statements. This includes W2s, 1099s and tax returns. As your representative agent, I will show the lender that you the homeowner are unable to pay the mortgage. There should be no savings accounts, and if there is money in a savings account, we have to supply a budget sheet. The Budget sheet lists all the personal finances including what it costs for gas, car insurance, dry cleaning, food, and any other expenses that they incur throughout the month.

The key to getting the mortgage company to agree to a short sell is proof of finances. Keep all your documents together and organized. Although it may seem like a lot of paperwork goes into the short sale package, what you must understand is that the more documentation you have for your agent, the more the bank is going to realize that you are about to loose your home and they will have another foreclosure and they will want to do a short sale. This information is so important; the outcome of your short sale rides on it.

If you are having trouble with your payments and see foreclosure is in the near future call Steve at 770-301-5381 and discuss if a short sale is what might be best for you. Visit my web site at WWW.ThinkSteveAdams.com

If you are in the Tallapoosa Ga, Bremen Ga, Buchanan Ga.,Temple GA, Villa Rica Ga, Carrollton Ga, Bowdon Ga, or Cleburne Co AL, areas just give me a call. 770-301-5381. My main goal is to help you get the most out of your home and help get you out from your high payments.

Tour de Rogers - Bike Ride and Walk/Run will be helt on Saturday August 23, 2008.

5th Annual Tour de Rogers century ride and walk/run fund raiser. The Tour de Rogers is a non-profit event that benefits a different cancer patient each year. Supported by local businesses and citizens, the event tours scenic and rolling West Georgia countryside and is well supported with ample rest stops, mobile mechanics, and law enforcement at most intersections. Bring your family and friends and ride your BIKE or WALK and HELP MAKE A DIFFERENCE!Family participation encouraged, ensuring there is a ride suitable for you! Pedal your wheels on a tour of Northwest GA. Fully SAG, well-marked routes, bike mechanics, friendly rest stops, home-baked goodies and food at finish. Also a 1.5 and 4 mile walk/run.

The cost is only $26 pre-registered, $30 on Race Day. For more information please call 770-537-4272 or get more information and a entry form at http://www.tourderogers.org .

While in Haralson Co be sure and call Steve Adams 770-301-5381 with Remax United to see all the great deals on new and resale homes in the Bremen School District or Haralson Co School district. Be sure and visit WWW.ThinkSteveAdams.com to get a sneek peek of the beautiful homes in the area.

Bremen is 50 miles west of Atlanta on I-20. Take I-20 to US 27, Exit #11 and turn North. Take right at first light, following US 27 Business to downtown Bremen, GA. Event starts in town center, near intersection of US 27 business and US 78. Registration is Downtown Bremen in town center. Look for tents and signs across RR tracks. Parking at First Baptist Church