NEW YORK, NY, December 17, 2010 -- Exit Hawaii Dream Realty has been selected for the 2011 Best of Kaneohe Award in the Real Estate Agents category by the U.S. Commerce Association (USCA).

The USCA "Best of Local Business" Award Program recognizes outstanding local businesses throughout the country. Each year, the USCA identifies companies that they believe have achieved exceptional marketing success in their local community and business category. These are local companies that enhance the positive image of small business through service to their customers and community.

Various sources of information were gathered and analyzed to choose the winners in each category. The 2011 USCA Award Program focuses on quality, not quantity. Winners are determined based on the information gathered both internally by the USCA and data provided by third parties.

About U.S. Commerce Association (USCA)

U.S. Commerce Association (USCA) is a New York City based organization funded by local businesses operating in towns, large and small, across America. The purpose of USCA is to promote local business through public relations, marketing and advertising.

The USCA was established to recognize the best of local businesses in their community. Our organization works exclusively with local business owners, trade groups, professional associations, chambers of commerce and other business advertising and marketing groups. Our mission is to be an advocate for small and medium size businesses and business entrepreneurs across America.

SOURCE: U.S. Commerce Association

CONTACT:
U.S. Commerce Association
Email: PublicRelations@uscaaward.com
URL: http://www.uscaaward.com

Market Activity November Statistics for Kaneohe Homes November 2011
This is for OAHU tax zones 1-4-4 to 1-4-7

· For a description of the zones see blog on Oahu Tax Maps
Make Plans for a Honolulu Home 2012 Oahu

** The below does not include, for sale by owner sales and any new home sales
(data obtained from Honolulu Board of Realtors MLS)

Summary of Facts and Potential Trend Analysis

* For November there were 117 houses for sale in Kaneohe
* Average market value for single family homes is $660,000 which is down from the same month last year at $744,000

* DOM stands for days on market

* Kaneohe Homes Closed Sales increased 31.3% which is consistent with Year to Date at + 28.5%
*Closed condo sales were the same for November which is fairly consistent with Year to Date figures at a positive 0.7% higher
This compares to ISLAND WIDE, for both houses and condos, closed sales are DOWN Year to Date by 1.8%

* In talking with Real Estate agents at seminars, meetings and luncheons, the general talk is that the overall number of buyers looking are increasing. Many of the off island buyers are coming from the West Coast and the Orient. We have been told to expect the Chinese and Latino market to increase over the next two years.

NOV CLOSED SALES Bar Chart for Single Family Homes in Kaneohe

NOV CLOSED SALES Bar Chart for Condos/Townhouses in Kaneohe

With DOM being around 1-2 months, the months of remaining inventory hovers around 5-6 months. Because median market prices reduced, buyers reacted with an increase in closed sales. I foresee this changing in the coming months, since various news sources and the Honolulu Board of Realtors statistics show that, island wide, we have the lowest inventory since 2005. Either there will be a lot of buyers coming out of the woodwork or a lot of sellers who have been holding off, may place their properties on the market. NOW is a great time to purchase. Rates are low and
opportunities abound. Call us today 808-955-1577.

If you're in search of your own luxury home, Kaneohe, Hawaii may be the place for you.

A luxury home is more than the place you sleep and eat, a luxury home is the foundation of a lifestyle.

Each luxury home in Kaneohe, Hawaii offers a variety of opportunities to its owners, as well as provides you, as the buyer, to customize your luxury home surroundings. For example, you have the choice of buying a luxury home with a forested back drop or a luxury home that sits in front of a painted paradise of lapping waves and the bright setting sun.

Along with the excitement of owning a luxury home, Kaneohe, Hawaii is in a prime location for easy commuting. Located on the northeast coast of Oahu, Kaneohe is 12 miles from both Honolulu and Pearl Harbor.

Imagine waking up in an island paradise, opening the blinds to brilliant scenery, and spending free time soaking in everything from history to the welcoming sun.

Owning a luxury home here means more than residing in a beautiful home; it means residing in a beautiful community, with attractions such as Kailua beach, which happens to be rated as one of the top ten beaches in the world. Buying a luxury home here means experiencing vacation tranquility and excitement on a daily basis!

My name is Bruce Hicks and I'm a real estate specialist based in Honolulu. I would love to be able to assist you with any real estate needs you may have.

With over 30 years of experience, I am confident that whatever it is that you're looking for, I can help you find.

I am dedicated to helping clients find a home that ideally reflects them, and I welcome any challenge. Service with empathy- your lifetime friend and helper.

Let me help you find your perfect luxury home.

Avoiding Financial Stress

By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money.

It is still true that the better qualifications you have, the lower your interest rate will be. However, there are mortgages available for almost everyone; it's the interest rates or the down payments that vary.

Before speaking with a lender, know what monthly dollar amount you feel comfortable committing to. Then when you discuss mortgage pre-approval with your lender, it is easier for you to determine the monthly amount and what value of home the monthly amount translates into. Do not put yourself in the position where you will be paying more each month than you intended simply because the dream home requires it.

Do your research on the types of mortgages available to you and find the one that best suits your needs. There are a number of considerations to be made in terms of finding the best mortgage for each individual:

• What type of market are you in? Are the interest rates falling or rising?
• Do you want a fixed mortgage rate, where you will always know what your payment is going to be?
• What are your long-term goals? Do you intend to resell the property? Do you only need the mortgage for a short time?

If you don't know where to begin, or don't know who to talk to first - give me a call...........I WILL help!!!!

Why Buy Instead of Rent?

When you buy, you lock in your payments for up to 30 years, instead of paying ever higher rents.

And every month, you reduce your principal, building your equity even beyond appreciation. Then, you can tap into that home equity to lower other expenses. Because home equity loans are at much lower rates than other types of loans, you can pay off high-interest credit card or auto loans with a home equity loan and save money every month.

You get great tax benefits. Because all of your mortgage interest is tax deductable, it can lower your effective cost considerably. Property tax is deductable, too. And capital gains when you sell is excluded up to $250k for an individual, and $500k for a married couple.

Of course, there are other benefits beyond the financial: you’ll never have to move again unless you want to. You can decorate or renovate your home any way you want. And you get the comfort of knowing that you are in complete control of where you live.

If you have ever thought about buying, this is an unusually good time to do it. You might be surprised how small a down payment you need, and how low your monthly payments will be.

Give me a call to start getting the benefits of home ownership.