“World's Most Complete Neighborpedia”
Sponsor a Community — What is Localism? | Register or Sign In
Explore:   What's happening in your neck of the woods?
HomeIowaPolk County

About Polk County, IA

Blog_tag

Disaster or Opportunity?

02-08-10
Myrna Eisenlauer
Myrna Eisenlauer: Virtual Assistant in Des Moines, IA
  • view my blog

The Business Record ( Dec. 09) show that bankruptcy filings in the Southern District of Iowa have increased 20% from 2008 to 2009. In Polk county there were 944 bankruptcies filed in 2006. In Dec. of 09, 1,862 were filed in Polk County.
The website realtytrac says there were 7,284 new foreclosure filings in 2009.
These are startling statistics. But as Winston Churchill has been quoted - A pessimist sees the difficulty in every opportunity; an optimist sees the opportunity in every difficulty. We need to put on the rose-colored glasses and identify the opportunities. Mortgage companies and banks do NOT want to be landlords. These properties will get sold. Could one of them be your dream house? It might be a good time to investigate. You could qualify for an $8,000 or $6,500 tax credit. You could get a new mortgage with still low interest rates. You could shorten your mortgage to 15 years and gain equity quicker.
If you are in one of these dire situations, don't hide your head in the sand. Talk to professionals and see what solutions are available. Repeat, mortgage companies do NOT want to be landlords. Short sales can be worked out, deed in leau of foreclosure, loans retructured. Lets look for the Opportunities.
Whatever your situation is, The Eisenlauer Team is ready to assist. Give either Bill (770-2455) or Bob (979-2883) a call.

0 Comments
Blog_tag

The Mortgage Minute for 2.5.10

02-05-10
Luke Landis
Luke Landis: Loan Officer in Des Moines, IA
  • view my blog
  • Office: (515) 222-0123
  • Mobile: (515) 491-9161
Luke Landis Senior Mortgage Consultant at Heartland Mortgage Group discusses the mortgage market as well as issues pertaining to the real estate industry. This video is created 3 times a week to keep Des Moines area realtors and the community informed of changes in guidelines, documentation and mortgage info in general. Enjoy! Luke first started in the mortgage industry 12 years ago. After several years in a bank environment, Luke determined that his real passion was helping people buy and refinance homes so he decided to work exclusively in real estate finance. As a Senior Mortgage Banker for Heartland Mortgage Group, Luke believes that quality customer service is the key to achieving a great loan experience. Outside of the mortgage industry, Luke has been married to his wife Emily for 11 years and has a four year old daughter named Allison and a two year old son, Owen. Luke is involved with his church Point of Grace and his passions are music , singing, the Iowa Hawkeyes and the Chicago Cubs. You can also find Luke on his company website: www.hmg1.com and you can hear him weekly on Saturdays at noon on Moving Iowa on 98.3 WOW FM, and Thursdays at 7pm and Sundays at 4pm on Praise 940 AM.
0 Comments
Blog_tag

The Mortgage Minute for 2.1.10

02-01-10
Luke Landis
Luke Landis: Loan Officer in Des Moines, IA
  • view my blog
  • Office: (515) 222-0123
  • Mobile: (515) 491-9161
Luke Landis Senior Mortgage Consultant with Heartland Mortgage Group in Clive, Iowa shares mortgage related info, designed especially for Des Moines area realtors. As a Des Moines Mortgage lender, I am truly passionate about my profession, and the result is that nearly 100% of my business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in Des Moines, and throughout Iowa. My mission is to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available for your financing strategy. With many years and a wide range of experience in the mortgage industry, my dedicated team stands ready to assist each and every step of the way.
0 Comments
Blog_tag

The Mortgage Minute for 1.29.10

01-29-10
Luke Landis
Luke Landis: Loan Officer in Des Moines, IA
  • view my blog
  • Office: (515) 222-0123
  • Mobile: (515) 491-9161
Luke Landis Senior Mortgage Consultant for Heartland Mortgage Group in Clive, Iowa briefly discusses what's going on in the mortgage market. With over 12 years of mortgage lending experience, Luke shares his knowlege with the Des Moines, Iowa community. Luke is passionate about what he does and it shows with his great attention to detail on every loan he touches. When looking for a lender to work with, consider Luke Landis for your real estate lending needs.
0 Comments
Blog_tag

Mortgage Minute for 01/27/10

01-27-10
Luke Landis
Luke Landis: Loan Officer in Des Moines, IA
  • view my blog
  • Office: (515) 222-0123
  • Mobile: (515) 491-9161
As a Des Moines Mortgage lender, I am truly passionate about my profession, and the result is that nearly 100% of my business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in Des Moines, and throughout Iowa. My mission is to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available for your financing strategy. With many years and a wide range of experience in the mortgage industry, my dedicated team stands ready to assist each and every step of the way.
0 Comments