Oswego, IL

Two new properties coming up for sale. These are foreclosures being offered by Fannie Mae/Freddie Mac. They are not yet listed but I get notified before they come on the market. Contact me for more details:
Harbor Drive, Oswego Illinos. 4 Bedroom, 4 bathroom. Not yet priced. Cascade Ridge Drive, Plainfield Illinois 3 Bedroom, 2.5 bathroom. Not yet priced For a property that is not yet priced, I would help you pull comparable property sales and determine what the value is.

Bo Buchanan, Kettley Realtors 58 Chicago Rd, Oswego IL. 60543 (630) 846-4663

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If you've ever listed your home for sale or looked at a home for sale, you've seen a lock box on the front door. A lock box contains a key to your home that will allow Realtors to show your home to prospective buyers. Every now and then I run into someone who just doesn't want a lock box on the front door and I have to explain exactly how important it is. During prospective showings, it is always best if the seller isn't home. Buyers have a hard time being honest with each other and the Realtor when they know the homeowner might be able to hear the conversation. Even if the homeowner leaves when you get there - it immediatley reinforces the idea that "we are looking at someone elses house" rather than "We are looking at our potential house". This is the same reason we as Realtors often tell people to put away collections and perosnal items that aren't necessary to stage the home for selling.
Lock boxes come in many different shapes and sizes, but usually only 2 different types. Combo boxes and Realtor boxes. Combo boxes usually have a combination or key punch pad with a pre-determined code. The Realtor sets the code to xyz and then gives that code to other Realtors when they request a showing. Many smaller towns like Sandwich use these boxes exclusively. The nice thing about this box is that they are easy to use. In addition, if you have a vacant property or property that needs work - this type of loxbox can be used to let painters, plumbers or repair people get access to the property when work needs to be done. Sometimes I use a combo lockbox in addition to a Realtor lockbox.
A Realtor lockbox is electronic and is only accesible to Realtors and other members of a local Real Estate Board (such as appraisers). An electronic Realtor lockbox has many advantages. Firstly, Realtors must have an electronic "key" that looks like a little mini calculator. Showing Realtors still call to make an appointment -but can gain access with their personal key. The advantage here is that each Realtor is logged upon entry. The listing Realtor can get a list of every Realtor that has used their key to enter the property. This is a great tool to use for follow up with buyers. As a professional courtesty -Realtors are supposed to leave a card when they show the property. Often times - home owners will ask "Did that 3:00pm showing actually show the house?". As a Realtor, I might call the Realtor and get no answer. Then I can check the showing log connected to that particular lockbox (yes, each one has it's own separate identity) and verify if the agent actually showed the property.
Another advantage of the Realtor lockbox is the "timed entry" feature. Most lockboxes are set to only allow showings between 7am and 10pm. That means even someone with an electronic key cannot get in before 7am or after 10pm. A nice security feature. I believe that feature can be changed - but I've never done it.
So if yo'ure selling your house- make sure you have a lockbox! You always want to make showing your home as easy as possible. Remember - you aren't selling "Your House" you are selling someone else their new house!!

Bo Buchanan, Kettley Realtors 58 Chicago Rd, Oswego IL. 60543 (630) 846-4663

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Oswego, Illinois is a great town along the Fox River in Kendall County - just southwest of Aurora. Until recently it was considered a small village and has since been transformed into one of the fastest growing communities in the state. Kendall County was considered the second fastest growing Counties in the nation.

Oswego is quickly earning recognition of their excellent school system (District 308). Throughout the community there are wonderful parks and recreation facilities that create a climate which attracts families.

The Village of Oswego launched a project to enhance and restore the historic downtown district which included streetscape improvements such as brick pavers, sidewalks, landscaping and decorative streetlights and benches. Hudson Crossing Park is located along the Fox River and connected to downtown by the Waubonsee Creek Promenade.

Home prices range from $100,000 - $1,000,000.

Be sure to visit my website for terrific real estate information, MLS Search and FREE reports sure to add value to your next move.

http://www.thejoegrahamgroup.com

Are you looking for a Mortgage Professional to handle your next purchase or refinance transaction? Please allow me to introduce myself. My name is Tino Muratore and I am a licensed loan officer at Allied First Bank located in Oswego, Illinois in Kendall County.

Allied First Bank is located at 3201 Orchard Road. We are just north of the Route 34 and Orchard intersection. Below is a photo of the bank just in case you haven't seen it yet. We are a full service bank and have a community center inside (with computers and free Internet access). We also have a basketball court in our building. Yes, thats right....a basketball court. So bring your gym shoes and I'll take you on a tour!

Below is a list of some of the products that we offer at Allied First Bank;

• Auto loans
• Aircraft loan (yes, aircraft loans)
• Boat loans
• Motorcycle loans
• Recreational Vehicle loans
• Personal loans
• Education loans
• Home equity loans
• Home equity lines of credit
• Retirement planning (through our in-house Smith Barney Investment Center)
• Money market accounts
• Certificates of deposit
• Platinum Mastercard
• Checking accounts (ask about our totally free checking account)
• Savings accounts
• Reverse mortgages
• Full Service Mortgage Department

Our Mortgage Department is second to none! Our facility and use of technology allow us to originate, underwrite and process all of our mortgage loans in house. We control the entire process from initial application through funding! We have 15, 20, 30 and 40 year fixed mortgages, cash out mortgages, debt consolidation loans, interest only loans, Jumbo loans, FHA loans, VA loans, we do purchase loans, new construction loans, no money down loans, alternative lines of credit loans, loans for first time home buyers and much, much, more. We lend in all States!

We also have a Commercial Loan Department which handles;

• Commercial real estate purchase and refinance transactions
• Business loans
• Business real estate loans
• Investment property mortgage loans
• Land acquisition loans

If you are not from Oswego, Illinois but would like to know a little bit about this small town, please let me share a little bit of information with you. Oswego, Illinois is located along the Fox River Valley in Kendall County. Oswego is situated approximately 50 miles southwest of Chicago, Illinois and is one of the fastest growing municipalities in the state. As of the 2005 census, the village population was 23,089. Its population has nearly doubled since 2000. Downtown Oswego is undergoing a historic renovation and making some beautiful improvements to the classic small town area.

Please call or email me for a professional quote or free mortgage analysis. Remember it's free!

Do you have any mortgage related questions and want answers? Email me and I will do my best to answer all of your questions!

If you don't live in Oswego, Illinois and you would like to contact me please do so. I can help anybody living in the Continental United States of America:) I look forward to hearing from you!

Thank you.