Gardner, KS

Just Listed
231 Main Street
Gardner Kansas
$149,000

Former American Family Insurance agency, would be a great location for similar business.

Excellent signage on Main Street in Gardner Kansas
great Curb Appeal
Off Street Parking in Rear
Well maintaned commercial office space
9 unit apartment building next door also available

Call Michael Russell at 913-681-1383 for a private showing.

Just Listed
227 Main Street
Gardner Kansas
9 unit apartment building
$259,000

• 6 two bedroom units (rents average $450-$550)

• 3 one bedroom units (rents average $395-$450)

Tenant pay own utilities except water, tenants are on 1 year leases, this is a great opprtunity to own a cash flow building in Gardner.

Fantastic location on Main Street in Downtown Gardner Kansas, Call Michael Russell at 913-681-1383 for more information.

For would be home buyers saving up for a down payment can be the hardest part of becoming a homeowner. Since the government changed lending restrictions and outlawed seller contributions towards a buyers down payment it has become increasingly hard for buyers to purchase that first home.

While this is not a new program, many homebuyers do not know about USDA Rural development loans. USDA Rural Development loans are available in Stilwell, Spring Hill and Gardner Kansas. Usda Rural Development loans are 100% financing with no mortgage insurance, an incredible monthly savings over a traditional FHA loan. Even better you can request that the seller pay your closing costs.

If you are considering purchasing a home in Stilwell, Spring Hill or Gardner and are in need of down payment assistance call Michael Russell at 913-735-7104 to get qualified for a USDA Rural Development Loan and a list of qualifying properties.

Air Design Heating & Cooling Business Liquidation
Court Ordered Auction - Everything Must Sell

Thursday, September 2nd - 10:00AM
Preview - 8:30AM-10:AM Day of Auction

1000 E. Sante Fe Street, Gardner KS

Additional Photos

Air Design Heating & Air has closed their doors. The business assets will be sold to the highest offers on September 2nd. Items included are as follows; 2004 Ford Lariot truck, 2 - E150 Cargo Vans, 1999 Simpson Box Trailer, office computers, printers, fax & phone system, hand & power tools, welders, a plasma cutter, compressor, 2-forklifts, job boxes, HVAC Inventory, and much more...


816-361-2600
913-390-9393
Mayo Auction & Realty
www.AuctionByMayo.com

For would be home buyers in Johnson County Kansas there are very few down payment assistance programs. You have HUD homes that are available with $100 down payment but the selection of homes is usually pretty low and many are in very poor condition. Another option is a VA loan but those are only available to current Armed Forces and veterans.

One really good option has been USDA Rural Development Loans, these government loans require no down payment. The only stipulation is that the home has to be in a USDA Rural Development zone. For Johnson County Kansas that encompasses areas of Gardner, Stilwell and Spring Hill. Earlier this year the USDA ran out of money to fund these loans and while congress did add emergency funds to the program most banks were unwilling to underwrite these loans due to changes in loan guidlelines.

Well some recent changes to guidelines has reopened the door to USDA Loans and most banks are underwriting USDA loans again.

If you are looking for a home and need down payment assistance or simply lack the 3.5% down payment needed for an FHA Loan then a loan backed by USDA might be a good option for you.

For more information on USDA Rural Development Loans contact the Russell Home Team at 913-681-1383

To view Gardner Kansas homes for sale click Here

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To View Spring Hill Kansas Homes for Sale Click Here