About Bristol County, MA

When you're trying to obtain a mortgage, your lender may mention front-end and back-end ratios. So you should understand what these ratios represent and how they will affect your loan.

The front-end ratio compares youre monthly housing allowance, which includes your PITI (principal, interest, taxes and insurance) as well as any mortgage insurance premiums and homeowner's association dues, to your gross monthly income. Your lender will set a limit on your front-end ratio, and this limit will determine the loan amount you can obtain. For example, if your monthly gross income is $8000 and your front-end ratio can't exceed 31 percent, then your monthly housing expenses can't exceed $2480.

Basically, the back-end ratio is the same as the front-end ratio, except it includes your other monthly debt payments. Because of these extra considerations, the back-end ratio is usually higher. For example, if your lender sets your back-end ratio at 37 percent, your monthly payments (including your mortgage installment) can't exceed $2960.

While these debt-to-loan ratios influence a lender's decision, they're not the only factors under consideration. Lenders also take a look at your down payment amount and your credit score.

There are many factors that go into financing a home, from getting approved to paying closing costs. As your real estate professional, I can help you and your family sort this out and leading to a great mortgage broker, so don't hesitate to call me with your real estate questions.

Interested to Learn What Your North Attleboro/Attleboro Home Is Worth?

Let Me Put Together a Free Market Analysis/CMA for your home in North Attleboro, Attleboro, Plainville, Mansfield, Foxboro or any other town for that matter.

Your home is more than an architectural structure. It is an extension of who you are, representing your style, personality and values. That is why selling your home can be an emotional and an overwhelming experience.

I will reduce the any anxiety and stress of the real estate process and make the end result successful!

Contact me today to receive a FREE, no-obligation home market analysis or CMA in the North Attleboro area to determine what your home is worth in today's market and the value of your real estate!

Please call me at O:508-431-1500 X216 C:508-243-0114 or Tifwetherbee@aol.com

I am a North Attleboro Realtor in. I utilize the latest technologies, market research and business strategies to meet your expectations. More importantly, I will listen and find solutions that are tailored to you, whether you are a first-time buyer, repeat buyer, or seller, I promise that I will go the extra mile to help you achieve your goals. I will also utilize innovative advertising and marketing techniques to attract potential buyers.

I have been a resident of North Attleboro since 1980 and have two wonderful daughters in grade school. I also have been a long time business owner of Wetherlaine's Restaurant in Attleboro up until 2010. I am an expert in all things local, and extremely familiar with the school system and surrounding towns.

I also have great PERSONAL experience, not only in Residential Real Estate & Investment Properties in North Attleboro areas, but Short Sales and Foreclosures as well. I also completely understand the personal emotions and decisions involved in each.

I am dedicated Realtor in North Attleboro, providing the highest level of customer service possible. Please give me a call at Kensington Real Estate Brokerage or send me an email, I am always willing to provide assistance with your Real Estate needs.

Tiffany Chapdelaine Wetherbee and Kensington Real Estate Brokerage.com can help you find Homes in North Attleboro and North Attleboro homes for sale, Attleboro Real Estate & North Attleboro Real Estate, Houses in Attleboro & Attleboro Homes for Sale, North Attleboro Mass Real Estate, and Homes for Sale in North Attleboro Ma, Real Estate North Attleboro. And Houses for sale in Attleboro Ma. We can also help you find Real Estate Values South of Boston like Foxboro properties, Norton homes for sale, Franklin homes for sale, Mansfield homes for sale, Mass Realtors & Realtors in Mass.

Your Real Estate Concierge and Realtor in the Greater Attleboro's

Working by REFERRAL means that I focus my energy on servicing you with 100% dedication. I rely on your satisfaction to grow my business through your referrals of friends, neighbors and family - the people that turn to you for quality recommendations. Your referrals give me the time to provide the very best Real Estate service to you and the people you know. Thank you for your referrals.

Contact Tiffany:

Tiffany Chapdelaine Wetherbee Realtor®
Kensington Real Estate Brokerage
214 Main Street
Attleboro, MA 02703
License No: 9020319
Mobile: 508-243-0114
Office:508-431-1500 ex 216
e-Mail: Tiffany@KensingtonRealEstateBrokerage.com

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PRICE is most important- price must represent value in location, condition and style.. and please don't be offended by my direct approach- Today's buyer needs a home where value exceeds price. Buyers do not care what you paid, they don't care about your sweat equity, and they do not care what you think it's worth, they don't care that you and/or your agents thinks your house is "UNIQUE"..they do not carewhat you neigbhor says it's worth, or what is would cost to rebuild. period.

With all this said, Homes ARE selling! 20% of homes on the market sell fast and for top dollar in the market.

Here's some other things to consider when sellling and some pre-listing tips....

Buyers may look at your home if the price is low, but they will also consider the fix-ups and "shop up" instead of investing 20k. They will spend more on a home that's move in ready.

Curb appeal: Buyers do judge a book by its cover. Your front yard should be nicely landscaped and eye-appealing. Fresh paint or siding outside. Mulch, gardens. Make it look really nice

Be sure you keep your home clean, neat and tidy. Hire a stager if it's in your budget. Staging alone can net you thousands more for your home.

Hardwoods are in! If you got 'em flaunt them. Remove ugly, stained or dated carpet and replace with hardwoods or new carpeting. The best choice is hardwood floors. Ceramic flooring in the kitchens and baths.

Granite or Corian countertops, maple or cherry cabinets, White cabinets have also made a comeback ( not the 80's builders grade). If you have dark oak, dingy or old looking cabinets, you may want to consider painting them white. Orange countertops- OUT!

By the way, buyers hate dark rooms. Brighten up all of your rooms with light neutral wall colors. Paneling is OUT!

Leave your appliances if they are in good working order.. Not leaving them gives buyers the impression that "this seller is like the grinch".. takes the last light bulb. and the buyer may wonder if you'll strip the trim or take the front door.

If you don't want to do any work before placing on the market you may as well just take it off the price.

Small fixes can save you from having to sell below market.

Turn offs:

Pet odors, dirty laundry hanging around, yard debris, cigarette or cigar smoke-s freshen it up and deep clean

Unpopular walls or wall colors, holes in walls, shag carpet, dirty carpets, clutter ( especially around where the mechanical systems and electrical systems are located). Broken windows, torn screens.. welll now you're probably getting the picture.

My name is Lori Lincoln, I am a Realtor with Keller Williams Realty. I help buyers and sellers in Taunton, Rehoboth, Swansea, Somerset, Raynham, Assonet, Freetown, Middleboro, Lakeville, Berkley, Dighton and surrounding towns in RI and Mass.

For more help and pointers on selling your home in today's market, go to my website at

LoriLincolnTeam.com

I purchased my first 3-family home around 1995 on North Washington Street in North Attleboro Mass, and it was the best decisions I have ever made. It completly paid our mortgage and then some, allowing us to by the old Jerimars in Attleboro Mass and openning Wetherlaine's Restaurant & Pub. Buying a 3-family allowed my dreams to come true and eventually purchased a single family and keeping the 3-family. I highly recommend multi-family ownership and here are just a few reasons why.

1.Lower Risk Than Single Family Homes. Investing in multi family houses give you the same chance to own a property and risks are lower compared to single family homes. If you'll lose one tenant, you can still obtain monthly payment from other tenants. If you are a first time home buyer and live in it, chances are you will have a minimal payment or none at all because the tenants will be covering it.

2.Continuous Monthly Income. Investing in multi family houses have the potential to bring you more income than relying on just one tenant from single family residence.

3.Less Maintenance. They say there's more cash if you have multiple properties. But how are you affected if you have many single family homes to take care of? This will shake up your finances if you'll have to maintain each and every properties when you can do it all at one place. You'll simply have to manage a real estate property at a single location and yes, still generate more from this without having to get and maintain as many properties.

Consider investing in multi- family houses and you will see how beneficial it can be for you. I could tour mulifamilies all day and would love to help find the perfect one for you!

When we have pets, they quickly become a part of our family. But when it comes to selling your home, potential buyers may not be impressed by the presence of your four-legged family member. Whether it's due to allergies or a simple case of not being a lover of animals, many buyers shy away from a home with pets. The good news is that there are strategies you can employ to sell your house without a ruff time.

A Foolproof Solution

If you worry about potential home buyers being scared off by the presence of your pet, find an alternate location for them while you are showing the home. Perhaps a neighbor, family member or friend could watch your pet for a few hours. Otherwise, consider boarding your pet temporarily. Without the discomfort of an unfamiliar animal, buyers will be free to tour your home and envision their own belongings in it without having any distraction.

If All Else Fails . . .

If you cannot find a way to temporarily relocate your pet, place him/her in a pet carrier when buyers are touring your home. Animals should not remain in this type of unit for more than two hours at a time, but this should give buyers enough time to see the home and ask any questions. If you have an outdoor kennel or exercise pen, your pet may be satisfied here until the tour is over. Your main focus is to keep him/her from interfering with the tour and/or disturbing your potential buyer.

What's Left Behind

As every pet parent knows, animals often leave little surprises in some unapproved places. If you find yourself with carpet stains or pet odors, hire a professional cleaning company. If this fails, replace the carpet or consider installing hardwood floors. Buyers will see stains or smell the presence of an animal and may form an early opinion, which isn't likely to be favorable, before even giving your house a chance. Once your pets are out of the house, remove their litter box or training pad(s) and clean the area thoroughly.

Staging

Many sellers are already aware of this term because staging a house is essential in the real estate business. If you have pets, remove any photos or other goodies, including toys and furniture, when showing your home.

Picture Perfect

When you sell a home, your REALTOR® will take photos for the listing. These images may appear in advertisements and/or on the REALTOR'S® Web site, which means they should represent everything that is wonderful about your home. Avoid any photos that show your pet, his/her toys or bed. Buyers are not looking for a pet, but rather a house that they can call home.

Legal Matters

Your local law may require that you inform potential buyers that a pet lives in the home. Nobody likes to see pet hair on the carpet or see a dirty litter box, but they do have the right to know everything about the house, including any pet presence.

How can I use QR Codes?

Have your sign designer place your Code in an easy-to-see location on your Real Estate yard sign, in front of one of your listings. You can have the Code send the prospect to any website you choose!

Let's say you want to make sure that you're not rushing out to show a home, only to the find that the prospective customers hate the interior. Frustrating! A waste of time for both you and the clients.

With a QR Code, you save time! Have a label on your sign that reads: "For a virtual tour, use the QR Code." When the clients take the photo of the code, they're immediately taken to a virtual tour of the home's interior. They decide if they like the interior enough to ask for a "live" tour. You screen out those who won't like the home. And you save time and money!

About Me
As your Realtor®, I will take a different approach. You can think of me as your personal real estate concierge...A uniquely personal, professional approach with my guarantee of positive results.

I will utilize the latest technologies, market research and business strategies to meet your expectations. More importantly, I will listen and find solutions that are tailored to you, whether you are a first-time buyer, repeat buyer, or seller, I promise that I will go the extra mile to help you achieve your goals. I will also utilize innovative advertising and marketing techniques to attract potential buyers.

I have been a resident of North Attleboro since 1980 and have two wonderful daughters in grade school. I also have been a long time business owner of Wetherlaine's Restaurant in Attleboro up until 2010. I am an expert in all things local, and extremely familiar with the school system and surrounding towns.

I also have great PERSONAL experience, not only in Residential Real Estate & Investment Properties, but Short Sales and Foreclosures as well. I also completely understand the personal emotions and decisions involved in each.

Times change at a blink of an eye, which is why I take advantage of every education opportunity offered to me, so I can constantly improve my level of service provided to you.

I am dedicated to providing the highest level of customer service possible. Please give me a call or send me an email, I am always willing to provide assistance.

Contact Tiffany:

Tiffany Chapdelaine Wetherbee Realtor®
Kensington Real Estate Brokerage
214 Main Street
Attleboro, MA 02703
License No: 9020319
Mobile: 508-243-0114
Office:508-431-1500 ex 216
e-Mail: Tiffany@KensingtonRealEstateBrokerage.com