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FREDERICK COUNTY MD DOWN PAYMENT AND CLOSING COSTS LOANS UP TO $25,000 FOR ELIGIBLE PROPERTIES AND HOME BUYERS

06-30-09

Lenn Harley, Broker, Maryland and Virginia

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Office: (800) 711-7988

FREDERICK COUNTY BANK OWNED HOMES / FORECLOSURES FOR SALE Homes in Frederick County MD

Lenn Harley, Broker for Homefinders.com and the Homefinders.com network is approved by Frederick County, Maryland to represent home buyers applying for a Down Payment and Closing Cost Assistance Loan under the Frederick County program designed to help home buyers purchase bank owned foreclosed properties.

Home Buyers in Frederick County can now obtain down payment and closing cost help from the Fredrick County Neighborhood Conservation Initiative Program (NCI).

Highlights of the Down Payment Assistance

Zero Interest Down Loans for qualifying home buyers.
$15,000 down payment help home buyers who occupy the homes.
Additional $5,000 for some Frederick County employees.
Additional $5,000 for qualifying bank owned homes in some zip codes.
Only Bank Owned Foreclosed properties qualify for purchase.
30 Year Fixed interest rate loan only.

SINGLE FAMILY HOMES * TOWN HOMES * CONDOMINIUM HOMES

Employees who qualify for an additional $5,000 include:

City of Brunswick
City of Frederick
Frederick Community College
Frederick County PUblic School
Frederick County Government
Frederick Memorial Hospital
Maryland State Police, Frederick Brracks
Frederick County Volunteer Fire & Rescue Association w/ LOSAP requirements

Home must be buyer's primary residence. Buyers must meet income limits, $86,250 to $162,700 depending on number in household. Contact us for details.

EXAMPLE: HOMES ELIGIBLE FOR NCI DOWN PAYMENT AND CLOSING COSTS LOAN.

Home #1	21701	$127,000
Home #2	21702	$194,900
Home #3	21703	$214,900

Loan term for Down Payment and Closing Cost Assistance is a 15 year loan @ 0% interest.

Contact Lenn Harley for help and information, 800-711-7988, E-mail.

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FREDERICK POLICE DEPARTMENT BUSINESS INFORMATION SURVEY

06-29-09

Roy Kelley

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Office: (301) 921-4569

FREDERICK POLICE DEPARTMENT BUSINESS INFORMATION SURVEY"The Frederick Police Department desires to be responsive and informative in the provision of law

The Frederick Police Department is developing a database on local businesses as part of their efforts to protect the business community. They are asking for contact information on the 6,000 businesses within the city limits. This represents about two-thirds of the 9,000 businesses in Frederick County, Maryland.

The following is the announcement and the link to the requested form.

enforcement services. We are seeking information about businesses in order to be able to contact an

owner or representative in the event it is necessary to advise you of activated alarms, crime in your

area, or to investigate crimes that have already occurred. The information you provide is strictly

voluntary, and it will not be shared with or used by anyone outside of the Frederick Police Department.

We will always desire to have updated information for our records. If any of the information you

provide changes, please be sure to let us know. If you have any questions, you may call 301/600‐2715."

http://www.cityoffrederick.com/cms/files/police/business-survey.pdf

Community service post by Roy Kelley, RE/MAX Realty Group. We represent home buyer clients as their exclusive agents. roykelley@mris.com

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FREDERICK'S MOST WANTED

06-29-09

Roy Kelley

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Office: (301) 921-4569

FREDERICK'S MOST WANTED

The City of Frederick, Maryland, is now posting its most wanted list. This is a great idea for every community.

http://www.fredericknewspost.com/sections/local/most_wanted/

THESE SUBJECTS ARE WANTED BY THE FREDERICK POLICE DEPARTMENT.

A complete list of persons wanted by the department is available at www.cityoffrederick.com/police. Citizens are advised to take no action themselves, other than to contact law enforcement to supply information for a follow-up. Information can be called into the FPD at 301-694-2100, to 301-600-TIPS (8477) or via e-mail at fpdcrimetip@fredco-md.net.

Information is provided by the Frederick Police Department and is current as of June 26.

Community service post by Roy Kelley, RE/MAX Realty Group. We represent home buyer clients as their exclusive agents in Maryland. roykelley@mris.com

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Frederick County Investment Oppurtunities !!!!!

06-22-09

Laura Gray

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Office: (301) 921-2658

Mobile: (240) 601-4800
Secondary: (888) 773-6298

927 MOSBY DR
FREDERICK, MD 21701

$204,250

Price Reduction

215,000

3/2.5

04/20/09

Daily

All Bidders

700 HEATHER RIDGE DRIVE 13F
FREDERICK, MD 21702

$65,600

Significant Price Reduction

82,000

2/1

03/30/09

Daily

All Bidders

8377 REVELATION AVE
WALKERSVILLE, MD 21793

$88,200

Price Reduction

98,000

3/1.5

04/20/09

Daily

All Bidders

Call a HUD Certified Agent* to access and bid on these properties.

* I have been a HUD Certified Agent since 1995

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Frederick County Md Real Estate: 4 BR/2.5 BA Foreclosure-Needs TLC

06-19-09

Andy Werner, Jr Gaithersburg, MD, Real Estate

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Office: (301) 721-0000

Mobile: (301) 252-4770
Secondary: (301) 921-4566

Andy Werner, Jr. | RE/MAX Realty Group | 301-721-0000

8288 Black Haw Court, Frederick, MD

Bank Owned Townhome in Waterside

4BR/2.5BA Townhouse

offered at $189,000

Year Built	1986
Sq Footage	1,280
Bedrooms	4
Bathrooms	2 full, 1 partial
Floors	3
Parking	1 Uncovered spaces
Lot Size	0.04 acres
HOA/Maint	$69 per month

DESCRIPTION

Bank Owned Townhome in Waterside, Wood Floors, Spacious Kitchen, Walk-Out Lower Level, Close to Shopping, Commuter Routes. Backs to Common Space. Needs Some TLC, but in Good Shape Bank Documents Required. EMD Check must be in Certified Funds and Held by Listing Broker.