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What Was the Real Price?
A homeowner owes $250,000 on their house, but the market indicates that it is only worth $200,000.
They need to sell, so they sell it short, or for $200,000.
They are forgiven the $50,000 difference.
Recap: They had a house and owed $250,000 on it; they now do not have a house and now owe nothing.
Was the price $200,000 or $250,000?
To the Buyer of this house it was worth $200,000, but to the Seller it was worth $250,000.
When appraisers look at this house for future price comparisons, they look at the $200,000 sales price as the value.
In a normal market, this house may be ignored as a comparable, because it was a distressed sale. In today's market, 50% or more of the sales are distressed so they have become the norm.
If 30% of homeowners own their homes free and clear, and if 94% of those with mortgages are not behind, then nearly 96% of all homeowners, if they chose to sell their homes, would not need to sell their homes as distressed properties.
Can you blame the Sellers from this group of 96% of homeowners, if they want to get the higher price of $250,000, for a house similar to the house above, rather than a price of $200,000 which was caused largely by the 4% of homeowners, who became distressed sellers?
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$8,000 Just for You.
Fist time, second time, and maybe even third time home buyers may qualify for this freebie.
That's right; $8,000 is waiting for you.
No, we will not take you deep down into the dark dungeons of the publisher's clearing house for this $8,000.
You do need to purchase a home before December 2009, but that may be the easy part.
Mortgage interest rates are incredibly low, and we are not talking about those ridiculous sub prime loans that got so many people into trouble in recent years. We are talking about legitimate fixed rate loans.
. . . and home prices are at the lowest that we have seen in years, with many homes from which you can choose.
Let's recap:
Not only is this an incredible offer, but now we have made it extremely easy to get your $8,000.
All that you need to do is go to the link below, sign up, and we will take it from there.
$8,000!!! Here I come!!!!
You can also call Ron directly at 410-935-5844.
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SOLDSINGLE FAMILY DETACHED HOMES
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FOR SALESINGLE FAMILY DETACHED HOMES
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ANOTHER OAKHURST TOWN HOME SOLD IN PERRY HALL BY MICHAEL D. KLIJANOWICZ! This one was SOLD WITHIN 30 DAYS! If you own a townhome in Perry Hall and are ready to sell it, give Mike Klijanowicz a call!
23 HALLVIEW COURT
NOTTINGHAM, MD 21236
TOWN HOMES FOR SALE IN PERRY HALL, MARYLAND LISTED EXCLUSIVELY BY
Michael D. Klijanowicz (Agent with Long and Foster Real Estate, Inc.)
OFFERED AT $229,500

DESCRIPTION: BEST BUY IN OAKHURST! This 4 Bedroom Open Foyer townhome is ideally located at the end of the court & FEATURES: Brick Front,Large Eat-in kitchen w/bay window-New cabinets-Ceramic Tile floor-NEWER Appliances-&table space,NEWER Washer & Dryer,2 Custom Decks,Fully Fenced in Rear Yard,Master Bedroom w/Full Bath & his/her closets,2nd full bath is also on upper level,Fully Finished Basement,NO HOA FEES! Don't forget to view the VIRTUAL TOUR and MANY EXTRA PICTURES!
CLICK HERE TO VIEW MORE PHOTOS AND A VIRTUAL TOUR OF THIS PROPERTY!
If you are considering listing and selling your Baltimore County or Harford County Maryland real estate, I can provide a FREE HOME EVALUATION REPORT also known as a Comparative Market Analysis Report (CMA). The report will detail all of the Baltimore County or Harford County homes comparable to yours that have recently SOLD in your immediate market area! CLICK HERE TO GET YOUR FREE BALTIMORE COUNTY OR HARFORD COUNTY MARYLAND HOME VALUE REPORT AND TELL ME A LITTLE ABOUT YOUR HOME!
Are you searching for a new place to call home in MD, PA, VA, DC, or WVA? Then CLICK HERE FOR A FREE MLS SEARCH AND SEE ALL OF THE ACTIVE HOME LISTINGS! They are directly downloaded from the same MLS system the real estate agents use! This database will show you ALL of the property addresses and you will also be able to search for open houses! Additionally, if you are RELOCATING TO BALTIMORE COUNTY OR HARFORD COUNTY MARYLAND CLICK HERE for more resources.
CLICK HERE TO SET UP YOUR OWN CUSTOMIZED FREE LISTINGS EMAIL NOTIFICATION! Here is your chance to be notified via email of all the new listings in your selected areas that meet your criteria, ABSOLUTELY FREE! Not only will you be notified by email of all the new listings that meet your criteria from my website, I will also enter your property search criteria into the local MLS system so you will get to SEE ALL OF THE NEW LISTINGS THAT ALL OF THE AGENTS SEE as soon as they hit the market!
FOR MUCH MORE INFORMATION ABOUT REAL ESTATE IN MARYLAND VISIT
Michael D. Klijanowicz 
Top Office Individual Producer - 2008
(Top Listing Agent & Top Sales Agent)
Long & Foster Perry Hall
(800) 514-7355 X3158 Office
(410) 236-3331 Cell - Direct
http://www.isellmdhomes.com/
Serving Buyers & Sellers in the
Greater Baltimore & Harford County Metropolitan Areas
CONTACT ME FOR MORE INFORMATION - FREE CONSULTATIONS AVAILABLE!
© Copyright 2009 By Michael D. Klijanowicz, All Rights Reserved*
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Baltimore County Maryland Public Schools
Are you considering a move to Maryland, but are concerned about the educational opportunities available for your children? Do not worry, the schools of the Maryland public educational system are rated among the best in the entire country.
Maryland tracks key performance indicators to determine how it compares to the nation as well as to compare the school districts within its own boundaries. Maryland continually strives to improve its performance in all of these areas.
In all categories, Maryland is at or near the top. Maryland has information regarding important factors such as:
Also provided are demographics for the various schools and school districts.
For detailed information about the schools in Maryland you can start at the following web site:
http://www.marylandpublicschools.org/MSDE
For detailed information about the schools in Baltimore County Maryland you can start at the following web site:
To determine the specific schools for a particular address in Baltimore County Maryland, you can use the following web site:
http://www.bcps.org/apps/boundaries/
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
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