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I recently discovered a bit more aobut the State of Maryland's Department of Housing and Community Development "House Keys for Employees" program. THis program is a great tool to help with Downpayment expense assistance to first time home buyers. Charles County Md Commissioners supported this program. Essentially if you qualify for the the program and your "employer" participates you could qualify for up to $10,000 in settlement assistance. There are guidelines for the program that can be viewed here...
http://www.mmprogram.com/hk4Employees.aspx
I hope that this information is helpfu. If you need any further assistance in finding a home that fits your criteria, contact me. I would love to help.
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CHARLES COUNTY FORECLOSURES FOR SALE - HOME BUYER LOANS AND GRANTS AVAILABLE.
If you are interested in buying a home in Charles County, the county is participating in the NCI Down Payment Assistance Program targeting homes in the following Zip Codes, 20601, 20602, 20603, 20616, 20640, 20664, and 20695.
You do not have to be a first time home buyer. There are income limits for eligibility. Contact Homefinders.com, 800-711-7988. We can discuss your needs and qualifications.
You may also be able to qualify for the Income Tax Credit. Time is running out. Call us. We can help.
Examples of homes in the $200,000 to $300,000 price range.

FORECLOSURES FOR SALE IN CHARLES COUNTY, MARYLAND.
| City | ListPrice | Type | Style | BR | Baths | # Gar | |
| Bryans Road | $155,000 | Detached | Cape Cod | 4 | 2 | ||
| Bryans Road | $229,900 | Detached | Split Foyer | 5 | 3 | ||
| Charlotte Hall | $489,900 | Detached | Colonial | 4 | 3 | 2 | |
| Hughesville | $239,900 | Detached | Colonial | 4 | 2 | ||
| Indian Head | $174,900 | Townhouse | Colonial | 3 | 2 | ||
| Indian Head | $189,800 | Detached | Rambler | 5 | 3 | ||
| Indian Head | $229,900 | Detached | Cape Cod | 3 | 1 | ||
| Indian Head | $299,900 | Detached | Contemporary | 4 | 3 | 2 | |
| Indian Head | $399,900 | Detached | Colonial | 4 | 3 | 2 | |
| Indian Head | $414,900 | Detached | Colonial | 5 | 5 | 3 | |
| Issue | $285,000 | Detached | Colonial | 4 | 2 | 2 | |
| La Plata | $167,500 | Detached | Rancher | 4 | 2 | ||
| La Plata | $209,900 | Detached | Rambler | 3 | 2 | ||
| La Plata | $239,900 | Detached | Rambler | 3 | 1 | ||
| La Plata | $297,500 | Detached | Raised Rambler | 4 | 1 | ||
| La Plata | $499,900 | Detached | French Provincial | 5 | 3 | 3 | |
| Nanjemoy | $189,000 | Detached | Cape Cod | 4 | 2 | 1 | |
| Newburg | $186,500 | Detached | Rambler | 3 | 2 | 1 | |
| Newburg | $269,900 | Detached | Colonial | 4 | 3 | 2 | |
| Newburg | $276,000 | Detached | Rambler | 5 | 3 | 2 | |
| Newburg | $657,142 | Detached | Contemporary | 4 | 5 | 2 | |
| Port Tobacco | $167,500 | Detached | Split Foyer | 3 | 2 | ||
| Port Tobacco | $249,900 | Detached | Rambler | 2 | 2 | ||
| Waldorf | $150,000 | Townhouse | Colonial | 3 | 2 | ||
| Waldorf | $152,500 | Detached | Colonial | 5 | 2 | ||
| Waldorf | $165,900 | Detached | Rambler | 4 | 1 | ||
| Waldorf | $169,900 | Detached | Split Foyer | 4 | 2 | 1 | |
| Waldorf | $169,950 | Detached | Colonial | 4 | 3 | 2 | |
| Waldorf | $176,700 | Detached | Split Level | 4 | 2 | ||
| Waldorf | $179,500 | Townhouse | Colonial | 3 | 4 | ||
| Waldorf | $179,900 | Townhouse | Colonial | 3 | 2 | ||
| Waldorf | $181,900 | Detached | Split Foyer | 3 | 2 | 2 | |
| Waldorf | $182,500 | Townhouse | Colonial | 3 | 3 | ||
| Waldorf | $184,900 | Detached | Split Level | 3 | 3 | ||
| Waldorf | $189,900 | Detached | Rambler | 3 | 1 | ||
| Waldorf | $191,000 | Detached | Split Level | 3 | 2 | 1 | |
| Waldorf | $194,900 | Townhouse | Colonial | 4 | 4 | ||
| Waldorf | $199,900 | Detached | Rambler | 3 | 1 | ||
| Waldorf | $199,900 | Detached | Cape Cod | 3 | 2 | ||
| Waldorf | $199,900 | Detached | Cape Cod | 4 | 2 | ||
| Waldorf | $202,300 | Detached | Colonial | 3 | 3 | 2 | |
| Waldorf | $209,000 | Detached | Rambler | 3 | 1 | ||
| Waldorf | $209,500 | Detached | Split Level | 4 | 2 | 2 | |
| Waldorf | $213,900 | Detached | Split Level | 4 | 3 | 2 | |
| Waldorf | $222,000 | Detached | Rambler | 4 | 2 | ||
| Waldorf | $229,900 | Townhouse | Colonial | 3 | 4 | ||
| Waldorf | $234,900 | Detached | Colonial | 4 | 3 | 1 | |
| Waldorf | $239,500 | Detached | Colonial | 4 | 3 | 2 | |
| Waldorf | $240,000 | Detached | Colonial | 4 | 3 | 2 | |
| Waldorf | $249,900 | Detached | Colonial | 4 | 4 | ||
| Waldorf | $254,900 | Detached | Colonial | 4 | 3 | 2 | |
| Waldorf | $254,900 | Detached | Colonial | 5 | 3 | 2 | |
| Waldorf | $259,900 | Detached | Colonial | 2 | 2 | 2 | |
| Waldorf | $279,900 | Detached | Colonial | 3 | 3 | 2 | |
| Waldorf | $279,900 | Detached | Colonial | 4 | 3 | 2 | |
| Waldorf | $284,000 | Detached | Colonial | 5 | 4 | 2 | |
| Waldorf | $299,900 | Detached | Colonial | 4 | 4 | 2 | |
| Waldorf | $304,900 | Detached | Colonial | 4 | 4 | ||
| Waldorf | $324,242 | Detached | Colonial | 4 | 4 | 3 | |
| Waldorf | $324,900 | Detached | Colonial | 4 | 3 | 2 | |
| Waldorf | $329,900 | Detached | Colonial | 4 | 3 | 1 | |
| Waldorf | $374,999 | Detached | Colonial | 4 | 3 | 2 | |
| Welcome | $475,200 | Detached | Cape Cod | 4 | 3 | 6 | |
Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988.

Waldorf County Real Estate
Homefinders.com
Licensed in Maryland and Virginia
Broker: Lenn Harley
Email Homefinders.com
800-711-7988
© 2001 Lenn Harley
Serving home buyers in Charles County, Maryland from search to settlement.
For additional information about buying a home in Charles County, enjoy the following articles for buyers.
Article 1. Radon Inspection Information for Home Buyers in Maryland and Northern Virginia.
Article 2. First Time Home Buyers in Maryland and Northern Virginia
Article 3. Home Inspection Information for Home Buyers in Maryland and Northern Virginia.
Article 4. Information about Home Finance for Home Buyers in Maryland and Northern Virginia.
Article 5. Termite Inspection Information for Home Buyers in Maryland and Northern Virginia.
Article 6. Lead Based Paint Information for Home Buyers in Maryland and Northern Virginia.
Article 7. Settlement Procedures for Home Buyers in Maryland and Northern Virginia.
Article 8. Information about Home Warranty for your newly purchased home.

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CHARLES COUNTY MD TO HELP HOME BUYERS WITH DOWN PAYMENT ASSISTANCE
Charles County MD has been awarded funds that will enable them to help Neighborhoods most affected by foreclosures and sub-prime lending. These funds will not last long.
Through the Neighborhood Conservation Initiative's Down Payment assistance Program Charles County will be able to help buyers with up to $39,999, for home buyers with incomes 50 percent or less of the area's median, and up to $14,999, for home buyers with incomes of 120 percent or less, of area's median, to buy foreclosed homes.
This is an incredible opportunity for buyers in Charles County MD and neighborhoods will benefit too.
The program will be administered by the county Department of Community Services Housing Authority and applicants must meet certain criteria.
CHARLES COUNTY MD TO HELP HOME BUYERS WITH DOWN PAYMENT ASSISTANCE
Click here: To find foreclosures in Charles County MD and surrounding counties
Click on Margaret C. to find all other homes.
I am Margaret C. Taylor and I am certified with the SFR, Short Sale and Foreclosure Resource Certification, from the National Association of Realtors and CDRS, Certified Default Resolution Specialist Certification, from America's Home Rescue.
I am a Century 21 New Millennium Real Estate Agent, St Mary's County, MD
Serving: Lexington Park, Great Mills, California, Hollywood, Leonardtown, Mechanicsville, Charlotte Hall, Piney Point, Valley Lee, Callaway, also Calvert and Charles County.
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I have been working with a Buyer in Charles County Maryland and have recently learned about The Charles County Department of Community Services Housing Authority NCI Down Payment Assistance Program. This initiative is a great tool that provides down payment financial assistance up to $39,999 per home! For those that meet the requirements on foreclosed homes! This seems to be a great program with a lot of opportunities if your looking for foreclosures in Charles County Maryland. I can help you to find the right foreclosure and help facilitate the assistance program. THis program combined wtih the First Time Homebuyers Tax credit. It really amounts to an unprecedented chance to buy a new home. Give me a call so that I can help you.
http://www.charlescounty.org/webdocs/cs/publications/housing/comdevprograms/nci/hightlights.pdf
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[photo:listing:10878787]
Cozy Cape Cod! Lots of Great Features!
• 2 bath, 4 bdrm 2 story "With Charming Dormer WIndows!" -
MLS® $255,000 - Great Value!
Huntington, Waldorf - Charming cape cod in convenient Waldorf location - home features main level bedrooms, 2nd level bedrooms w dormers, spacious kitchen & living areas, fireplace, 2 car garage & much more! Beautiful in-ground swimming pool! Recreation nearby includes tennis courts, community pool, playgrounds, bike trails, shopping, skating, gym, bowling, etc! Freshly painted, new floors, recent exterior updates includes roof, siding and more!
Call Marie to schedule a private showing on this adorable home! Just in time to take advantage of the tax credits available to both 1st time homebuyers and move-up buyers! Call Marie for details at 301-748-8698!
______________________________________________________________________________________________
Offered by Your Southern Maryland Realtor!
Marie Lally / O'Brien Realty
Direct: 301-748-8698 (Best Number to Reach Me!)
Office: 301-884-7400
http://www.marielally.com - VISIT MY WEBSITE
http://search.marielally.com - SEARCH FOR HOMES
Friendly, responsive, professional services for homebuyers and sellers in beautiful Southern Maryland! Serving Charles County, Saint Mary's County, Calvert County and other areas!
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