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Saturday, March 3, 2012 • 5:00 PM – 9:00 PM
Try your luck in Downtown Frederick at March First Saturday – Casino Night. On March 3rd, win discounts and prizes, enjoy live entertainment, grab a great meal with friends and shop at one of more than 80 unique shops. Downtown merchants will host themed activities and games, several offering discounts for winners. Participating restaurants and bars will offer themed drink specials.
Participating businesses will host Merchant 21, a game that allows customers to earn playing cards by making purchases and getting as close to 21 as possible without busting. Players can cash out at the end of the evening and claim raffle tickets to win one of three prizes. Other exciting highlights include "mocktail" stations, live performances, a film screening and so much more. For a full list of activities, locations and times, see the brochure at www.downtownfrederick.org.
First Saturday features late night shopping hours, gallery openings and fantastic dining, all in beautiful and historic Downtown Frederick. Bring your friends and family and join us on March 3rd to try your luck at Casino Night!
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A Sample of nice Homes that SOLD and Homes for Sale In
Villages of Urbana in Frederick Maryland
Villages of Urbana Homes for Sale
The available inventory for zip code 21704 that consists of the Villages of Urbana and Urbana Highlands have a total of 63 ACTIVE LISTINGS
As of February 2012 (see the latest listings below)
These days, buyers have the upper hand when it comes to buying, even in the surprisingly strong Urbana real estate market.
Properties that were out of reach for a lot of people are now becoming affordable to buyers lucky enough to have the cash and credit to make their dreams come true.
However, they should not test the resolve of sellers. A seller can only sell their property for as little as what they owe to their lender. . . and most sellers have purchased their properties at the height of the Urbana Market a few years ago.
One of the great opportunities these days are bank foreclosures and short sales. These are not easy to find as the good ones get snatched up very quickly. As a local realty company, we are breathing Urbana Real Estate every single day and we know where the deals are.
Our services can assure you that you will always have listings with the latest information to help you in the search. With foreclosure and short sales it is especially important to have a good agent on your side.
Buyers interested in new homes in Urbana face an interesting situation. Prices are lower there as well, but there are more potential pitfalls for the inexperienced buyer. Financially strapped builders and contractors are cutting corners and buyers are warned to get REPRESENTATION when talking new construction in Urbana. The best insurance against pitfall in buying new CONSTRUCTION IN URBANA is to be represented with an experienced Urbana Real Estate Agent area who knows not only the local situation, but also has insights into the financial strength of builders and contractors.
The Urbana Real Estate Market is an attractive proposition. The area continues to grow in leaps and bounds, and is one of the premier neighborhoods in Frederick County Maryland.
The Urbana Community in Frederick Maryland consists of
Some of the feature amenities these communities offer to all its residents are:
Community Center
Pool
Sitting areas
Picnic Areas
Tennis Courts
Tot Lots
Volleyball Court
Multi-Age Play Area
It is practically located on the border of Montgomery and Frederick County line
These nice houses JUST SOLD in the last 3 MONTHS in the in Urbana. .

OPPPS!.. .Are you missing the bottom of the market?
With interest rates in some cases below 4% and home prices at its lowest points for the last 5 years. .
Here is a quick snapshot of the market in Urbana Maryland 21704

Do you need Representation? Do you need to know where the good deals are?
CALL ON US!
We will make the difference for you!
Here at Herboso & Associates, we understand what an important decision is finding just the right home . .
Our agents are committed to finding just the right place for you, your family, and even your beloved pets.
Our dedication to the buyers is unsurpassed in customer satisfaction.
Tell us -- How can we help you?
"Pssst wanna see some Really Nice Homes For Sale?"
Click the video below. .
Thank You for stopping by,
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25 Foreclosures For Sale in Frederick County, Maryland
There are 860 homes for sale in Frederick County, Maryland based on the active listings in the Multiple Listing Service (MRIS). 25 (2.9%) are lender owned foreclosures (REO). 149 (17.3%) are short sale pre-foreclosures.
So, when looking at the overall market for Frederick County, the foreclosures for sale represent a very small fraction of the available inventory. The short sale pre-foreclosures offerings tend to distort the listing inventory because many of them will never go to settlement. Unrealistically low prices on short sales will usually attract offers that are below the amounts that the secured lenders will approve and many short sale sellers fail to provide the documentation that is required by the lenders for the needed third party approvals.
Home buyers and home sellers should study the statistics for specific neighborhoods when setting home prices or making offers on listed properties. As exclusive agents for our clients, we provide the information that is needed for good decisions.
Home buyers need to be aware of the physical condition of properties they are considering. Many of the lender owned foreclosures and short sale pre-foreclosures have deferred maintenance or repair requirements. Frequently, renovation financing such as the excellent FHA 203(k) program is needed to allow purchasers include the fix up costs in the amount of the mortgage loan.
Home buyers, including investors, that plan to use mortgage financing should have a pre-approval letter from their lender in hand before looking at properties. Your buyer agent is the best source for a referral to a mortgage lender. The mortgage interest rates are still at record low levels.
The current list of lender owned foreclosures has a price range from $310,000 down to $85,000. The REO list is a good place to start when seeking well prices properties and highly motivated sellers.
25 Foreclosures For Sale in Frederick County, Maryland
Please contact us when you have questions on the local real estate market in Maryland.
Frederick County, MD Real Estate Market Statistics for Frederick County, Maryland:
During January, 2012, there were 120 closed sales, down 13.04% from last year. The average sold price was $227,646, down 8.85% from last year, with an average of 135 days on the market. The median sold price was $196,450, down 10.48% from last year. The average sold price was 88.27% of the average original list price.
There are many things to see and much to do in Frederick County. Be sure to have your camera in hand to capture the special moments when you are out and about in your community or during your travels.

Longwood Gardens Orchid House IMG_2343
Photograph by Roy Kelley. Canon PowerShot G11 camera.
Roy and Dolores Kelley Photographs
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Sparkling ice sculptures, live ice carving demonstrations, an interactive ice playground, marshmallow roasting stations, free hot cocoa and more await in Downtown Frederick. Enjoy an evening of exhibit openings, guest artists & live entertainment designed to showcase the best of Downtown Frederick the First Saturday of every month. More than 80 shops, galleries and restaurants are open until 9pm or later.
Click here to see the brochure!
Ice sculptures can be found in the following locations on February First Saturday:
CARROLL STREET
Two Paws Up │ 15 S Carroll
CARROLL (HAPPY) CREEK
The Wine Kitchen │ 50 Carroll Creek Way
The Greene Turtle │ 50 Citizen’s Way
Mainstreet Development │ 50 Carroll Creek Way
Macintosh Realtors │ 50 Carroll Creek Way
EAST STREET
Accents │ 122 N East
Flights of Fancy │ 20 N East
Frederick Basket Company │ 12 N East
The Little Pottery Shop │ 117 N East
MARKET STREET
AOPA │ 228 N Market
Alicia L │ 149 N Market
BB&T │ 1 N Market
Brewer’s Alley │ 124 N Market
Bushwaller’s │ 209 N Market
Classic Cigars & British Goodies │ 14 N Market
DARCARS │ 30 N Market
Federated Charities │ 22 S Market
Firestone’s Market │ 109 N Market
Frederick Coin Exchange │ 25 N Market
Isabella’s Taverna & Tapas Bar │ 44 N Market
La Paz │ 51 S Market
McGuire’s Fine Arts │ 110 N Market
Mid-Atlantic Clinic of Chiropractic │ 154 N Market
The Muse │ 19 N Market
Pretzel & Pizza Creations │ 210 N Market
The Trail House │ 17 S Market
Velvet Lounge │ 203 N Market
VISIONS │ 16 N Market
Voila! │ 10 N Market
VOLT │ 228 N Market
PATRICK STREET
Amber Coast │ 3 E Patrick
Chic to Chic │ 30 E Patrick
Dream House │ 102 E Patrick
Easels in Frederick │ 20 W Patrick
Ec’clectibles │ 13 E Patrick
Fabulous Finds │ 24 E Patrick
Flowers by Jim │ 112 E Patrick
Home Essentials │ 38 E Patrick
Salvaged │ 29 E Patrick
Urban Cottage │ 107 E Patrick
OTHER ACTIVITIES
Live Ice Carving Demonstration
@ 124 N Market from 5—9pm
Watch as an ice sculptor uses a variety of tools and talent to create a complex ice sculpture in real time
Asian Spring Mini Showcase
@ 124 N Market, 6:30pm
@ Carroll Creek Trellis 7:15pm
Times are approximate
Downtown Daycare
The Evangelical Lutheran Church @ 31 E Church will offer babysitting services in the Schaeffer Center from 6—10pm for a flat rate of $10 per child. Money raised will pay for their youth group’s summer trip to the National Youth Gathering.
Marshmallow Roasting
@ 50 Carroll Creek Way
@ 30 N Market Street
@ 20 N East
Marshmallows and s’mores stuff will be available at all three stations!
DARCARS Sponsor Station
@ 30 N Market
Come check out the new Scion iQ, grab some free giveaways, roast a marshmallow and chat with our excellent sponsor, DARCARS Toyota!
Fire Dance Performance
@34 S Market
Be astounded and amazed! Pyrophoric, a Frederick-based fire dancing troupe, will astonish you with a dynamic spectacle of fire through performance tools such as fire poi, hoop, fans, staff, whip, and orbs. A professional DJ will enhance your enjoyment of this "Art of Fire" performance.
Fire Performance Sponsored by:
Ananda Shala Yoga & Pilates Studio & Namaste Massage Studio
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