About Queen Annes County, MD

Montgomery County MD Trustee Sales - Tidewater Auctions

Maryland foreclosures are in the form of trustee sales that are conducted at the county court houses. Trustee sales auctions are open to the public and all qualified bidders. Prospective buyers should carefully read the newspaper advertisements for the terms and conditions of the sales. The indicated deposits must be in cash or certified funds. Those without experience or knowledge of the risks should seek professional advice.

Most of the homes that are sold at trustee sales are acquired by the secured mortgage lenders. The lenders then offer the properties for sale when they become part of the REO inventory. Contact us for client reports on available lender owned foreclosures. We represent home buyer clients as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties. roykelley@mris.com

Visit www.tidewaterauctions.com for their full schedule of trustee sales and for cancellations.

Sale Date Time Property Address Deposit County Map

Listen up everyone,

January 24th at the Elks Lodge on Kent Island will be holding a bridal show and auction from 12-4pm. Designer dresses will be arriving from NYC. The designers will be reducing the price of the dresses 75% to begin the bidding process. You can't beat that! There will be many vendors there offering their services as well including myself. So, if you know of anyone getting married or may be looking to buy or sell real estate, come and visit us. The entry fee is $10 and $8 for bride with a paying guest. Door prizes will be given away as well. I hope to see you there. Also, if you know you will be coming, and want to have a list of homes waiting for you to pick up, just give me a call with your specifics and I will have them ready. Feel free to call me as well...443-786-4200

Queen Anne's County Maryland Public Schools

Are you considering a move to Maryland, but are concerned about the educational opportunities available for your children? Do not worry, the schools of the Maryland public educational system are rated among the best in the entire country.

Maryland tracks key performance indicators to determine how it compares to the nation as well as to compare the school districts within its own boundaries. Maryland continually strives to improve its performance in all of these areas.

In all categories, Maryland is at or near the top. Maryland has information regarding important factors such as:

• graduation rates;
• college acceptance rates;
• SAT and PSAT scores; and
• assessment scores for math, reading, and writing.

Also provided are demographics for the various schools and school districts.

For detailed information about the schools in Maryland you can start at the following web site:

http://www.marylandpublicschools.org/MSDE

For detailed information about the schools in Queen Anne's County Maryland you can start at the following web site:

http://qacps.schoolwires.net/qacps/site/default.asp

To determine the specific schools for a particular address in Queen Anne's County Maryland, you can use the following web link:

http://qacps.schoolwires.net/1851101021101950467/FileLib/browse.asp?A=374&BMDRN=2000&BCOB=0&C=55475

FREE HOME OWNER SEMINAR - Are you upside down in your mortgage? Have you been laid off? Do you or someone you know have any other troubles regarding mortgage payments, then you should attend the FREE Seminar.

Exit Gold Realty has invited Mid Shore Pro Bono to speak at a Homeowner's Seminar on Foreclosure on Wednesday, November 18,2009 from 6:30-8:30 pm at Matapeake Elementary School on Kent Island Maryland. Mid Shore Pro Bono, a non-profit organization provides free or reduced fee legal services to qualified residents with civil issues. Volunteer attorney, Sasha Drobnick Esq., and MSPB Foreclosure Prevention Pro Bono Project Coordinator, Beth Jacobsen, will facilitate the event.

This workshop is designed for homeowners with questions regarding late mortgage payments, general foreclosure issues and what options might be available. It's not too late to ask for help. They will discuss loan modification options as well as the new home affordable modification plan (HAMP). All are invited to attend at no cost. There will also be time to ask questions.

Please call Exit gold Realty for further information or to RSVP. Walk-ins are welcomed. 410-643-4111

Okay, here we are approaching the end of 2009 and approaching a new year of hope in regards to the housing market. But do we have good news to declare for 2010? Here is what I do know and what I forecast to happen.

First, I will discuss national predictions, then here locally in Maryland. As of Sept 09, the country declared 3 million in default. True, some of these were first notice default, yet we have so much more now to consider. We have not yet bottomed out. Based on current predictions, June, July, and August of 2010 is when we will bottom out. We are just approaching the end of the recession-December, and there are many more foreclosures that still need to be released into the market. So, excluding government intervention, our housing market will be saturated with inventory. Now, if the government does intervene, we may see loan modifications. For FHA loans we may see raising the acceptable credit score of 620 up to around 660. So, credit margins will be harder for buyers. Fannie Mae may be modifying some guidelines beginning Nov 1st. Perhaps they will place moratorium on releasing foreclosure inventory into the market; which in reality just postpones the inevitable. We shall see how all this plays out.

Now, Maryland real estate has fared better than most due to the abundance of government jobs which have kept unemployment low. However, the state is not immune to the foreclosure epidemic, and many of the communities face a long climb to recover from damage done by the housing crash. The prices of homes have fallen more than two years in most of Baltimore, which has been devastated by the foreclosure epidemic. But the first time home buyers tax credit and lower home prices have influenced the marketplace. While it may appear that home prices have stabilized, my guess is, they have not. I predict we’ll continue to see overall prices remain at their current levels and, in some areas, to decline well into next year. I think foreclosures and short-sales will keep pressure on home prices for another 2 to 3 years.

Now, if you would like to know more specifics in your locality, feel free to contact me. I will be glad to discuss this with you.