Southfield, MI

Introducing an investment strategy to help our environment by conserving energy and creating buildings with eco-friendly materials and methods of construction

Detroit, MI - A lot of people are concerned about the impact of real estate development on our planet. Though investing in real estate has been profitable; many would like to invest in our environment and help to preserve the planet. Earl E. Bird, III, REITs expert, was recently interviewed and this subject came up. Earl said, "New construction will always be necessary and there are real estate management groups who specialize in eco-friendly and green construction."

Earl talked about the new website, an online brokerage for REIT investors, the REITbuyer.com. "This site is a great resource for researching different management companies, including the ones who specialize in the green methods of building. This new method of construction produces attractive buildings that are more sustainable, using less power and water, meaning they cost less to manage and earn a better profit."

Earl believes all industries should be making an effort to conserve energy and all of our scarce resources. Since energy conservation is a growing trend, it makes sense to focus our investments in the greener side of the market.

"These days, companies are bragging about their construction methods and maintenance plans being environmentally friendly," said Earl. "It makes good sense to invest in REITs that support eco-friendly construction."

REITbuyer.com is an online brokerage information site specializing In REITs and Real Estate Mutual Funds - The World's first and only site dedicated to REITs Real Estate Mutual Funds. This is a place for the small investor to own a piece of world class real estate. The above press release is not the opinion of SaveDaily. Any advice given is option of writer. Savedaily is not endorsing this press release. http://www.reitbuyer.com/ is not broker or dealer. All investments are risky by nature and professional advice should be sought.

What can you afford for a house payment?

As a Metro Detroit home buyer the first thing you should absolutely do is to sit down and figure out your budget. What can you truly afford a month in payments? What won't make you house poor? What can you afford to pay and still be able to live good? As a first time home buyer you need to have a little left over each month after you pay the bills. You need to be able to pay for a furnace, or a new water heater, or a new dishwasher if it breaks. Things break and you need to be able to afford them. So sit down and figure out yourself what you are comfortable with for a monthly payment.

Don't let money and a huge house payment ruin your life.

Then the second step is to gather up these items and go to a bank, a lender, or a mortgage broker.

• latest 2 paystubs
• latest 2 years W-2 and tax returns
• last 2 months banks statements
• Any asset statements for stocks, 401K, IRA, or mutual fund

Sit down with a mortgage lender and figure out what loan program works best for you. And then fiqure out what price of a home you can afford based on the amount of payment you feel comfortable with. Most times a lender will approve you for a bigger loan payment than you want. So it is up to you to be smart about what you can truly afford. There are too many people that are losing their homes because they went overboard and over spent.

So be one of the smart ones. And don't over stretch yourself with a large payment.

The mortgage lender will give you a pre-approval letter so the seller and the sellers agent will know that your mortgage will most likely go through.

More home buyer articles

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Metro Detroit first time home buyer tips

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Russ Ravary just your local Metro Detroit real estate agent

arl E Bird, III, spokes person for the REITBuyer.com answers questions at local real estate investors meeting

Detroit, MI - Real Estate Investors are feeling the pain as their properties are worth less than what they owe on them. It is predicted that things are going to get even worse before we begin to see improvements in our economy. Like other stocks and mutual funds, investors are stuck holding onto declining-value investments in hope that things will turn around. Earl E. Bird, III, a real estate professional, recently spoke to a group of real estate investors, offering hope and a solution to their dilemma.

Earl began, "Purchasing a real estate property today is a great investment; however, a lot of you already have properties that are upside down; you owe more than they are worth in today's market. REITs are Real Estate Investment Trusts, essentially, Real Estate Mutual Funds. They are a way to invest in real estate without the pressures of ownership and management obligations."

Earl explained the reasoning behind the creation of REITs, "In the 1960's, the US Congress established REITs to give less established investors the opportunity to invest in large-scale, income producing real estate. Congress determined purchasing equity, as it is done with other industries, would be the best way to give the average investors the chance to purchase large scale commercial real estate. Before Congress became involved, access to these investment opportunities was limited to wealthy individuals and institutions."

One investor asked, "What are REITs and why are they such a great investment with property values declining the way they are today?" Earl said, "A REIT is a corporation that owns investment property, commercial and residential, including hotels, office buildings and apartment complexes, for example. REITs are a good investment because the dividends are based on income produced by the properties; REITs may also finance real estate and many have their shares traded on major stock exchanges."

Earl went on to explain the requirements of a REIT which helped to express the benefits of REIT investing, "To qualify as a REIT, a corporation must comply with the provisions of the Internal Revenue Code. According to the tax code, a REIT must pay annually at least 90 percent of its taxable income in the form of shareholder dividends. They must be managed by a board of directors or trustees and have a minimum of 100 shareholders. A REIT must invest at least 75% of its total assets in real estate and have shares that are fully transferable. During the last half of the tax year, no more than 50 percent of its shares can be held by five or fewer individuals and at least 75 percent of its gross income must be derived from rents, real property or interest on mortgages financing real property. Finally, no more than 20 percent of its assets can consist of stocks in taxable REIT subsidiaries and the REIT must be an entity that is taxable as a corporation."

As the meeting concluded Earl covered additional benefits of investing in REITs as he explained their liquidity, professional management, and oversight and disclosure obligations. The investors were happy with the information Earl provided; some were overwhelmed. Earl recommends that everyone educate themselves to fully understand what they are getting into before investing. "All investments are risky and the return on your investment is based on the degree of risk," said Earl. "http://www.reitbuyer.com/ is an online brokerage specializing In REITs and Real Estate Mutual Funds - The first and only site dedicated to REITs Real Estate Mutual Funds. This is a place for the small investor to own a piece of world class real estate."

Hi,

Your sales are only as healthy as the sales pipeline that feeds it. How are you finding new customers now? Networking, print advertising, word of mouth and even cold calling are a few of the popular ways to marketing your business.

Your web presence can give you new leads automatically, if you set it up right.

If you don't have an easy way for visitors to engage you on your web presence they may leave and not return.

Would you like to learn how to build your pipeline on autopilot with your web site?

Join us for "Build Your Loyal Following of Hungry Buyers" See details below!

--------------------------------------------------------

-- TIME SENSITIVE ANNOUNCEMENT --

*** HURRY! THERE ARE ONLY A FEW SEATS LEFT!***

Jayne Burch, WebBizDiva and Founder of www.MarketingMonsoon.com presents:


“Build Your Loyal Following of Hungry Buyers”

“They Say the Money is In the List. I Say the Money is in
Your Relationship with Your List”

* Do you have to work hard to get a new sale?
* Would you like to have more repeat customers?
* Are you not sure what all the social media stuff is about and how it can help you (Think Facebook, Myspace)?
* Do you ever wish you could have a sales force working for you without employees?

Don’t miss this session!

You will learn how to:

* Build your list automatically using an Autoresponder on your web site.
* Use a "squeeze page" to send qualified traffic to your sales pages.
* Automate your marketing and still get phenomenal results
* Use online social networking to build relationships with your market
* Use your WordPress web site to interact with your prospects and customers
* Create an “ask” Campaign to understand your market


Day: Saturday, April 25, 2009

Time: 9 am – 3 pm

Location: Real Estate Institute of Michigan, 24655 Southfield Rd., Southfield, MI

Tuition: -- $125 at the Door

*******************************************

Grab your seat Now! To Register:

Call 248-762-0800
Email: info@megaeveningevent.com
Online http://path.to/SmallBiz2WebBiz1/


******************************************
FREE REPORT: Learn how your business can be bringing in more money in less time while providing more value to your customers in this FREE in this report, “Top Four Secrets for Getting a Flood of New Business on the Web.” at http://path.to/SmallBiz2WebBiz1/ and get access to personalized training for small business owners.

You need to learn this stuff now, before your competition does!

*******************************************

To Your Success,

Mark Maupin

PS. Don’t forget to pre-register for “Build Your Loyal Following of Hungry Buyers,” April 25th! This class is filling up fast. Pre-registration ends April 22nd at Midnight:

REGISTER NOW! -- SEATING IS LIMITED! --

Call 248-762-0800
Email: info@megaeveningevent.com
http://path.to/SmallBiz2WebBiz1/

Workshop Event Web Site, Social Media and Email Interact to Build Customer Base, Increase Profits

Small Biz to Web Biz is a web marketing course to show how to create an automatic 24/7 sales person to bring you new leads and creating new business

Southfield, MI – Jayne Burch is known to many as the Web Biz Diva; she is the founder of MarketingMonsoon.com, a company who provides web marketing courses for small business owners. The 3^rd in the series of Marketing Monsoon Seminars is entitled “Build a Loyal Following of Hungry Buyers.”

Even if you are just hearing about this for the first time, and did not attend the first two workshop events, you will still get value by attending this one. Jayne has follow-up webinars where she answers questions and helps people get caught up. She will also repeat the program in the future for those who wish to complete the series. Details will be provided at the event.

Topics that will be covered include building your client list automatically using an autoresponder, using a squeeze page to send qualified traffic to your sales pages, automating your marketing for phenomenal results, using onine social networking to build relationships and more. “These techniques work even if you don’t have a website for your business,” said Jayne.

Attend this workshop to learn valuable information on internet marketing, Saturday, April 25, from 9am to 3pm, at the Michigan Institute of Real Estate located at 24655 Southfield Rd; Southfield, MI 48075 or call Mark at 248-939-6232 to register. Learn more about upcoming events at http://www.megaeveningevent.com

Contact:

Ralph (Mark) Maupin

20700 Civic Center Drive; Ste 170

Southfield, MI 48076

248-939-6232

info@megaeveningevent.com