About Wayne County, MI

When you buy a Northville foreclosure and you put in an offer the banks want to make sure it is a solid deal from the moment they get the paperwork. They want to tie it up, they want to lock you in so you don't bail out, THEY WANT TO SELL THE HOUSE AND GET IT OFF THEIR BOOKS.

One of the ways they do it is to have you make out a cashiers check made out to their listing agent. There want their agent to hold the money. They don't want to wait to have the check clear. This way they can take one more step to make sure the Northville foreclosure is going to be sold. No chance for buyers remorse right after you put in your offer.

So when you are buying a Northville foreclosure you will have put in an offer. What happens next is the bank accepts your offer. They send me, the buyers agent, their addendums, their instructions, and their requirement to get a cashier check made out to them. All this usually has to happen within 24 or 48 hours depending on the bank.

So when you buy a Northville foreclosurebe prepared to get a cashiers check as soon as the bank accepts your officer. Then I as your agent has to get the signed banks addendums and the cashiers check delivered to the listing agent within the time period they give me.

There is no delaying the process. Either you want the Northville foreclosure and meet the requirements or they sell the foreclosure to somebody else.

My wife and I went out to Red Robin restaurant in Livonia Michigan located on Six Mile Rd near I-275 tonight.

It was busy because they have good solid food at a reasonable price. It is kid friendly with bottomless french fries and bottomless pop. The have about 10 different burgers that will fill anybodies tastes

The local Red Robin franchise is owned by the Ansara family. If you know anything about metro Detroit restaurants you will recognize the Ansara name and remember they owned many of the Big Boy franchises years ago.

My son Ryan went to Catholic Central High School with Anthony and Michael Ansara. So the money you spend at these local Red Robin restaurants stay in the local area. Sure some of it goes to franchise fees but it is owned by a local family and the money you spend there helps our local economy.

So stop in and visit the Red Robin in Livonia MI. You be glad you did and walk out with some money in your pocket.

	Blackened Bayou BurgerBlackened burger topped with roasted red peppers, angry onions, Pepper-Jack cheese, Country Dijon sauce and cabbage-carrot mix on a jalapeño-cornmeal kaiser roll. Add a splash of Tabasco for even more spice. It's good, we guar-an-tee! $8.99			Red Robin Gourmet CheeseburgerThe Original upon which we have built our fame! Garnished with crisp lettuce, fresh tomatoes, pickles, onions and mayo. You choose your favorite cheese: Cheddar, American, Swiss, Bleu, Provolone or Pepper-Jack. $8.79 Add bacon for just .79 Make it Truly Original - add Red's pickle relish
	Banzai Burger®Marinated in teriyaki and topped with grilled pineapple, Cheddar cheese, lettuce, tomatoes and mayo. Dude, you'll be like, ready to ride the pipeline on O'ahu's North Shore after you chomp on this! $8.99			Make any Gourmet Burger a MONSTER add another patty for .99
	Bleu Ribbon BurgerA juicy burger basted with a tangy steak sauce and topped with crumbled Bleu cheese. Served with onion straws, lettuce, tomatoes and zesty Chipotle mayo on an onion bun. $9.29			5 Alarm Burger®Crank up the heat with Pepper-Jack cheese, jalapeños, fresh tangy salsa, sliced tomato, crisp lettuce and Chipotle mayo. $8.99
	A.1.® Peppercorn Burger Sizzling, hickory-smoked bacon, melted Pepper-Jack cheese, A.1.® peppercorn spread, crispy onion straws and tomatoes on an onion bun. It's a taste explosion! $9.29			Monster Burger - AKA - the Open Wide Burger. Two huge beef patties, melted American cheese, fresh ripe tomatoes, crisp lettuce, pickles, onions, mayo & Red's pickle relish. $9.79
	Royal Red Robin Burger® This is the aristocrat of all burgers because we crown it with a fresh fried egg. In addition, it's topped with three strips of hickory-smoked bacon, American cheese, crisp lettuce, tomatoes and mayo. $9.49			Guacamole Bacon Burger Homemade, zesty guacamole and three strips of hickory-smoked bacon with melted Swiss cheese, onions, lettuce, tomatoes & mayo. $9.29
	Natural Burger For those who like their burgers in the buff, we offer this scantily clad substitute. Includes lettuce, tomatoes, pickles & onions on the side. Served with guest choice of melon or fries. $ 7.99			Red Robin Bacon CheeseburgerWe claim this to be the best bacon cheeseburger in the city, state, nation and all the world! It is garnished in abundance with three thick slices of sizzling, hickory-smoked bacon, crisp lettuce, fresh tomatoes & mayo. You choose your favorite cheese: Cheddar, American, Swiss, Bleu, Provolone or Pepper-Jack. $9.29
	Burnin' Love BurgerTMYou'll get fired up for the crispy-fried jalapeño rings, tangy salsa and spicy Pepper-Jack cheese layered on top of our cayenne-seasoned beef burger. It's topped with shredded lettuce and tomato to cool things off and served on a jalapeño-cornmeal Kaiser roll with Chipotle mayo. $8.99			Sautéed 'Shroom BurgerLoaded with fresh, plump, sautéed mushrooms, a hint of garlic Parmesan butter and topped with melted Swiss for that extra Mmmm. A mushroom lover's dream come true. $9.29
	Whiskey River® BBQ BurgerBasted with our signature Whiskey River® BBQ Sauce and lasso'd together with Cheddar cheese, crispy onion straws, lettuce, tomatoes & mayo. $8.99			Country Fair Sautéed Sweet Onion Burger "Good ol' country fair-style." Made famous at your local fairgrounds, served on a toasted onion bun with a hint of garlic butter & smothered with lots of grilled sweet onions. $7.99

	Red's Homemade Chili ChiliTMLots of fresh ground beef and black beans with a perfect blend of fresh Poblano & Chipotle peppers and plenty of seasoning. Topped with Cheddar cheese, diced red onion and tortilla strips. Not too hot, but enough flavor to know you ate it.			French Onion Soup A rich beef stock with caramelized sweet onions, topped with melted Provolone & Parmesan cheeses. A homemade favorite served with house bread.
	Clamdigger's Clam Chowder A traditional, homemade New England-style clam chowder. Served with house bread.			BLTA Croissant A buttery croissant filled with sliced turkey breast, hickory-smoked bacon, sliced avocado, lettuce, tomatoes & mayo. Served with fresh melon and Bottomless Steak Fries. $9.79
	Souper Sandwich ComboChoose your favorite sandwich (Baja Turkey Club, BLTA Croissant, Whiskey River® BBQ Chicken Wrap) and combo it with a cup of any one of our savory soups. $10.49			Soups A La Carte Bowl 4.99 Cup 2.99
	Whiskey River® BBQ Chicken WrapA fresh spinach tortilla with juicy chicken breast smothered in our signature Whiskey River® BBQ Sauce, all wrapped together with Cheddar cheese, lettuce, tortilla strips and a touch of ranch dressing. Served with fresh melon and Bottomless Steak Fries®. $9.79			Baja Turkey ClubZesty grilled turkey on Texas toast, featuring Chipotle mayo, a mild roasted green chile, melted Pepper-Jack & Cheddar cheeses, crispy bacon and sliced tomato. Served with our Bottomless Steak Fries®. $9.79
	Chicken Tortilla SoupA hearty chicken and vegetable tortilla soup topped with grated Cheddar & Pepper-Jack cheeses, sour cream and tortilla strips.

	Santa Fe Chicken PastaA zesty dish of tender penne noodles and a juicy chicken breast with sautéed onions, bell peppers and smoked Chipotle peppers tossed in a creamy Alfredo sauce. Topped with tomatoes and cilantro and served with house bread. $10.99			Pasta AlfredoChef Alfredo took a liking to Red and taught him the three Ts of pasta: Tender linguini, Terrifically creamy sauce and a Topping of fresh Parmesan. Garnished with fresh tomatoes and served with house bread. $8.99 With Chicken Breast 10.49
	Red's Rice BowlGrilled teriyaki chicken breast tossed with sesame-ginger veggies and mandarin oranges that will really "wok-up" your taste buds. Served on steamed rice. $9.99 With Steak 12.99 With Salmon 11.49 Vegetarian 8.99			Arctic Cod Fish & ChipsPremium, icy cold water Cod filets, hand-battered in a light tempura batter and crisply-fried. Served with our Bottomless Steak Fries® and our original dill'd & pickle'd tartar sauce. $11.49 Salmon & Chips 11.49
	Ensenada ChickenTM PlatterTwo tender, juicy chicken breasts basted with a zesty Mexican blend of seasonings, charbroiled and bursting with Baja-style flavor. Served with a side salad and two dipping sauces: roasted Poblano salsa & salsa-ranch. Muy delicioso! $11.99			Chicken Fajita Sizzlers Tender marinated chicken grilled to perfection with sautéed onions and red & green bell peppers. Tortillas, homemade salsa, guacamole and sour cream to the side - ready for you to build your very own fajitas. $11.99 Steak 12.99
	Steak SlidersSteak Sliders Good things come in threes, so we're serving up three delicious steak sliders. each juicy sirloin steak slider is topped with melted Swiss cheese, fresh-fried onion straws, creamy Chipotle mayo and served on a rustic, hearth-baked bun. $9.99			Clucks & Fries®Chicken breast tenders crisply-fried golden and crunchy. Served with our Bottomless Steak Fries® & ranch dressing for dippin'. $9.29 Buffalo Style 9.29
	Whiskey River® BBQ RibsTickle your ribs with the ultimate finger food! A full rack of tender ribs engulfed in tangy Whiskey River® BBQ Sauce and served with coleslaw & Bottomless Steak Fries®. Finger licking is encouraged! $16.99 Half Order 10.99

	Fajita Fiesta Pollo Salad®Tender, juicy seasoned chicken breast over salad greens with Pepper-Jack and Cheddar cheeses, red and green bell peppers, diced onions, Chipotle beans & tortilla strips, tossed with a creamy salsa-ranch dressing. $9.99			Apple Harvest Chicken SaladFresh field greens tossed with juicy grilled chicken, diced apples, candied walnuts and Goat cheese. Topped with sliced apples and a dijon vinaigrette. It's sophisticatedly fun. Better than the farmers market $10.99
	Mighty Caesar Salad The King of all salads. Fresh, crisp Romaine lettuce, grated Parmesan cheese and croutons, topped with traditional Caesar dressing and served with house bread. $9.99			Asian Chicken SaladGrilled teriyaki chicken breast on crisp Asian salad greens tossed with sweet red peppers and sesame Asian dressing. All topped with mandarin oranges, red onion, fresh cilantro and served with house bread $9.99
	Soup & Salad ComboA steaming bowl of your favorite soup (Chicken Tortilla Soup, Clamdigger's Clam Chowder, French Onion Soup, Red's Homemade Chili ChiliTM) served with a crisp, mixed-greens dinner salad. $8.99			Crispy Chicken Tender Salad Crisp greens topped with lightly fried chicken breast tenders, hard-boiled egg, tomatoes, Cheddar cheese and bacon. Served with house bread and your choice of dressing - we recommend poppy-seed honey mustard. $9.99
	Cobb SaladCrisp greens with tender chicken breast, hickory-smoked bacon, hard-boiled egg, avocado, black olives, ripe tomatoes and crumbled Bleu cheese. Served with house bread & your choice of dressing. $9.99

Enjoy a reasonable meal that is consistently good.

As reported by Drew's Mortgage New's on November 6th, the first time home buyer tax credit has been extended through April 30, 2010. While there are some basic changes, everything is close to the same as it was before with one major exception. Current homeowners can take advantage of the credit as long as they have lived in their house for 5 years. Here are the two different buyer groups that can utilize this credit, as explained by Drew Sygit:

First-Time Homebuyers (FTHBs): First-time homebuyers (defined as not owning a home in the last 3 years) are eligible for up to 10% of the purchase price or a maximum of $8,000.
Single taxpayers and married couples filing a joint return may qualify for the full tax credit amount.

Current Owners: The new tax credit program now gives those who already own a residence incentive to move to a new home. If they've owned a primary residence for 5 consecutive years out of the last 8, their eligible for up to a $6,500 tax credit.
Single taxpayers and married couples filing a joint return may qualify for the full tax credit amount.

Read more about First Time Home Buyer Tax Credit Extended

Also make sure you view our updated Frequently Asked Questions (FAQ) including our International Detroit Investing FAQ for our out of country investors.

Successfully Yours,
Jared Pomranky
Detroit Market Expert

Detroit foreclosure properties
Free Report on Detroit real estate "how to"

I saw an interesting segment on Fox and Friends this morning. I know, this isn't the hardest hitting news show on T.V. but once in a while they come up with something good.

John Geanakopolos, Economics professor at Yale University talked about how reducing interest rates for existing mortgages had little or no effect on the mousing crisis. His idea is that banks should lower the principle to incentivise homeowners to stay. In a nutshell, a home worth 160,000.00 is now worth 100,00.00. The home goes into foreclosure, takes 18 months or so to be sold again, is torn up and is a bight on the neighborhood. To top it off, the bank may sell the home for 40,000.00, if that.

His idea is to reduce the principle amount to 80,000.00. That gives the homeowner some equity and greater incentive to stay in the home or at least makes it sellable. The bank makes 40,000.00 more than they would have.

this is very simplistic and I've included a link to the full article.

http://www.nytimes.com/2009/03/05/opinion/05geanokoplos.html?_r=1&adxnnl=1&ref=opinion&adxnnlx=1258733274-DqeLXVXtah1yVkV0WBNcLg

While in principle I agree that it would have been a better move, I do have some reservations. I wouldn't want the government telling banks they have to do this. I'm fully for a free market and while it would be in the banks, as well as everyone elses, best interest to do this, it can't be forced.

Please give me your feedback.

We are noticing a huge demand for Livonia Michigan Homes and Houses for sale. Over the past few months much of our local Michigan inventory is down compared to what many have become used to. I can remember doing a post on the subject of how many Livonia houses and condo's were for sale about a year or so ago and the number was between 800--900 as compared to now (11/19/09) it is somewhere in the area of 450-500. Wow that's a big drop considering we haven't even seen the jobs come back to our area yet.

If you are interested in more information on Livonia Michigan homes for sale please feel free to visit www.BobandTeena.com or www.RealEstateBusyBees.com anytime. We would love to hear from you so feel free to email us anytime at info@BobandTeena.com