About Onslow County, NC

Are you aware that under current law those serving in the military who buy their first home are not likely to be able to use the first time home buyers credit?

I work with military families relocating to Camp LeJeune, New River Air Station and The Naval Hospital at Camp LeJeune in Jacksonville, N C and this has been such a disappointment to these families.

Most military are only at a duty station for a short period of time and must sell the house they have purchased before the 36 month requirement in the current law is fulfilled--which means they are not eligible for the tax credit.

Finally, someone is looking out for our service men and women.

Our own North Carolina Representative, Walter B. Jones introduced language earlier in the year that has been written into the new law that would allow military personnel to retain the first time home buyer's credit if they need to sell their home within the first 36 months due to deployment or transfers.

Thanks Rep. Walter Jones for looking out for our military families!

Cynthia Tilghman, Realtor, Onslow County Home Specialist 910 459 9189 Email Me

Kingsbridge Realty, Inc., Making Houses Homes

We take pride in assisting Military Families locate a home in Onslow County when relocating to Camp Lejeune North Carolina

Area expert for homes in Hubert North Carolina

Search the Jacksonville NC MLS

October may be all about ghosts, goblins and pumpkins to some in Onslow County NC, but to many residents living in Hubert, Swansboro, Jacksonville or stationed at Camp LeJeune Marine base; it's all about the fabulous fall fishing! The fishing is at its best in the Fall. The water has cooled down and the fish are heading back to the inshore waters all along the coast of North Carolina.

The Fisherman's Post is a great website that concentrates on local fishing and offers advice/tips for the novice and pro fishermen

• Where to find the best fishing spots

• What kind of bait to use

• The best time of day to fish
  
  
• What kind of fish one can expect to catch
  

• Calendar of Local Tournaments and Events

What about the weather you may ask? The answer is "PERFECTION"

So, grab your rod and reel, pick up some bait and head on down to Onslow County NC --the fish are biting and the weather is beautiful.

Once you get here, I know you will want to stay-- everybody does. Give me a call and I'll help you find the perfect home!

Cynthia Tilghman, Realtor, Onslow County Home Specialist 910 459 9189 Email Me

Kingsbridge Realty, Inc., Making Houses Homes

We take pride in assisting Military Families locate a home in Onslow County when relocating to Camp Lejeune North Carolina

Area expert for homes in Hubert North Carolina

Search the Jacksonville NC MLS

There's more to buying a home than just finding the one that has the right number of bedrooms, is in the neighborhood of your choice or located near school or work.

Here's four questions you should ask and answer:

1. Have you researched the market? Knowing what homes are selling for in the area you want to buy will help you understand and determine what you will have to spend to get the home you want and/or need.
   
   
2. Do you know how much house you can afford? A mortgage payment should not exceed more than 25% of your gross monthly earnings. Mortgage payments that exceed 1/4 of your income could lead to financial troubles.
   
   
3. Do you have enough money for a down payment and closing costs? Down payments vary but a safe plan is 20% of the selling price. Closing costs range from 2% to 7%. The exception is a VA loan which requires no downpayment. If you qualify for a VA loan, by all means that is the way to go!
   
   
4. Is your credit report accurate? Incorrect information on your credit report can cost you more money in higher interest rates. Request reports from the three major national credit bureaus and reports mistakes immediately. Then, follow up and make sure mistakes are corrected.
   

So, are you ready? If so give me a call and let's get started.

Search the Jacksonville NC MLS

Cynthia Tilghman, Realtor, Onslow County Home Specialist 910 459 9189 Email Me

Kingsbridge Realty, Inc., Making Houses Homes

We take pride in assisting Military Families locate a home in Onslow County when relocating to Camp Lejeune North Carolina

Area expert for homes in Hubert North Carolina

Ok, you have your PC orders and you will be relocating to Camp LeJeune Marine Base, New River Air Station or the Naval Hospital at Camp LeJuene.

The next step is finding a home that will fit your family's needs. First you must decide the area you want live--will it be

• Jacksonville, NC - the county seat of Onslow County and the largest town in the county
  
• Swansboro NC - a unique,small historic village on the White Oak River
  
• Hubert NC - a small community between Swansboro and Jacksonville--a very short drive to Camp LeJeune
  
• Richlands NC - a mostly rural area near Jacksonville and the bases

Each area is unique and special in its own way, it all a matter of personal preference.

As always, I welcome your emails and questions.

Cynthia Tilghman, Realtor, Onslow County Home Specialist 910 459 9189 Email Me

Kingsbridge Realty, Inc., Making Houses Homes

We take pride in assisting Military Families locate a home in Onslow County when relocating to Camp Lejeune North Carolina

Area expert for homes in Hubert North Carolina

Each Fall, I am always amazed by the changes that take place on Topsail Island and, I would expect, in communities and neighborhoods up and down the coast. School reopens, vacationers head home and Harvest Festivals, county fairs and the North Carolina State Fair become the topics of conversation. It is a great time of year!

Real estate in coastal North Carolina began its recovery starting in November of 2008. Jacksonville and Wilmington have led the return to more normal market levels. Homes priced $300,000. and under move from listed to sold quickly. We continue to work our way through short sales and foreclosures out on the beach, so there are still some excellent opportunities. Our new home community in Hubert, The Highlands at Queens Creek and the homes that we have under construction in Richlands are generating sales and presales. Our community in Holly Ridge, Sage's Ridge has one of the best price points in the area, and is located midway between Wilmington and Jacksonville and only ten minutes from the beaches of Topsail Island. Prices there begin at $154,900. Sales are being driven by the $8000. tax credit, various builder incentives and an increase of military into the Jacksonville/Swansboro/Richlands/Hubert/Holly Ridge area.

So, whatever brings you to southeastern North Carolina, be it service to your country, retirement, relocation, a vacation or second home on the beach, we hope you'll consider us as a resource.