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Webb Dickson provides more than just good service; he educates his customers on proper dryer vent and exhaust maintenance to prevent fires and save money on utility bills
Manchester, NH--Clothes dryers are a wonderful convenience, but they do require maintenance to assure safety in homes. The National Fire Prevention Administration reports over 15,000 fires annually, costing millions of dollars, many injuries and loss of lives. Consumers in New Hampshire appreciate Webb Dickson, owner of Dryer Vent Wizard serving Hampshire and Massachusetts.
In addition to dryer vent cleaning and dryer exhaust service, Dryer Vent Wizard technicians explain proper maintenance and installation to their customers. They recommend dryer vents to be as short as possible and contain few bends and turn which can inhibit venting and cause lint to build up and clog the vent. Dryer Vent Wizard does not use sheet metal screws to join sections of dryer exhaust ducts together. They use foil tape instead to eliminate protuberances that catch and trap lint.
According to Dryer Vent Wizard, in addition to being a fire hazard, clogged dryer vents cost consumers and additional $18 - $24 per month in energy bills. It is not normal for a dryer to take several cycles to properly dry clothes. When drying time is longer than normal, this may be a sign that the lint screen or the exhaust duct is blocked. Webb Dickson provides tips and information for consumers at http://dryerventcleaningnashuanh.blogspot.com/
Dryer Vent Wizard professionally inspects and cleans clothing dryers for homeowners and in commercially-owned buildings. Poorly maintained dryer vents are fire hazards and cause clothes dryers to cost substantially more to operate. Webb Dickson serves all of New Hampshire and parts of Massachusetts. Visit http://www.nhdryervent.com for more information or to schedule service.
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First -Time Home Buyer Guide for Manchester, New Hampshire Real Estate
Buying a home may be the most important investment an individual or family makes in their lifetime. It is important to understand the process and to be aware of the industry professionals who can assist you. The two primary advisers will be Realtors and mortgage lenders. You must understand how much you can afford and what your budget will allow. If you are a first-time home buyer, you may qualify for a tax credit ($8000 in 2009) and could be eligible for special financing programs.
Mortgage Financing
Most home buyers borrow the money to purchase property by obtaining a mortgage through a lender. The lender may be a bank, mortgage banker, credit union or a private investor. The most common types of loans are conventional and government insured (FHA and VA). In commmunities surrounding Manchester with populations under 20,000 the USDA offers 100% financing through the Rural Farm loan program. It is advisable to obtain a "credit approval" from a lender prior to actively looking at property so that you understand the price range you can afford.
The Real Estate Agent's Role in the Process
As a consumer in the New Hampshire home buying process, you have options for representation. As a New Hampshire home buyer, you may hire a buyer's agent or work through a facilitator. A buyer agent is a licensee who acts on behalf of a buyer or tenant in the purchase, exchange, rental, or lease of real estate. A facilitator is an individual licensee who assists one or more parties during all or a portion of a real estate transaction without being an agent or advocate for the interests of any party to such transaction.
Finding Your First Home
There are a variety of on-line tools and services that will assist you in finding the perfect home. Visit Manchester Homes for Sale for direct access to the NH MLS map search. The Virtual Homes real estate services include listings of Manchester foreclosures. The New Hampshire home search is easy with "quick search" options to search for NH homes for sale and real estate. Let us assist you in finding the property that meets your needs. RE/MAX Country Properties real estate agents can assist you in your search for the perfect home.
New Hampshire Multiple Listing Service- Search the MLS for all NH property listings. Go to NH MLS.
New Hampshire Foreclosures and Bank Owned Homes - Register to receive New Hampshire foreclosure (bank-owned) listings and short sale opportunities. Go To NH Bank Owned
Home Search Service - Home search is a web-based real estate software tool (MLSpulse) that keeps you continually informed of your local real estate market.
Visit Hillsborough County, New Hampshire Real Estate Market Report for the latest housing statistics.
Home Inspection - In-depth View of the Property
A home inspection gives the buyer more detailed information about the overall condition of the home prior to purchase. In a home inspection, a qualified inspector takes an in-depth, unbiased look at your potential new home to advise you on the condition and necessary repairs.
Legal - Obtaining Title and Possession
As a buyer obtaining a mortgage, the lender will utilize a title attorney for the closing process. They will research the title, prepare the settlement statement, schedule the closing, record the documents and distribute the funds. Once the paperwork is signed and the seller receives his funds, they will give you the keys to your new home.
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With the FIRST-TIME HOMEBUYER CREDIT OF UP TO $8,000 and interest rates at some of the lowest rates in ra history of 20years, I am amazed why we as Realtors aren't promoting this great gift to all potential buyers? But is it that we are not promoting it or---are buyers not listening---or too panic stricken to even consider taking a chance? After all, isn't life itself a chance?
I have read very recently that there has never been a better time to buy homes since Dwight D. Eisenhower was President.
I have posted this report on my website at
www.ManchesterBedfordHooksettHomes.com
with permission from the author of the "New $8,000 -First-Time Homebuyer Tax Credit Report, Julie Garton-Good for all to review. If buyers want to take advantage of this credit, they will need to act quickly as it ends December 1st and it can take 45 to 60 days to close on a property in this real estate environment. It's the Perfect Storm. This article is very clearly written and answers your most basic questions on this tax credit. As always if you have additional questions, your CPA is your best source of how this will apply to your situation.
It's PERFECT STORM; A Storm because with the decline of property values. seller foreclosures, short sales and bank owned properties. PERFECT because it a heavenly opportunity for first time buyers who can afford a home that was not within their means a mere two or so years ago; that coupled with some of the lowest interest rates in twenty years, puts first time buyers in a real position to purchase, to own their first home before the economy we are now experiencing recovers and they miss the opportunity.
Some of the reasons I heard are "well what if we loose our jobs?" Then what do we do?
My response was and is, and if you loose your job, won't the rent still be due? Now I am not advocating that if you know your company is going to lay you off that you act irresponsibly. In home ownership you have avenues to help you through the tough times better than in a rent. As the home owner you don't need permission from the landlord to rent out a room for additional help with the new rent payment known as the mortgage which could be the price of the former rent. It's yours and you do as you please other than you of course are not allowed to destroy the property. all I am suggesting is see a lender and act responsibly. Do your homework and see if this works for you. If it does, TIME IS OF THE ESSENCE AND DECEMBER 1ST IS THE DEADLINE, SO PLAY SAFE, CLOSE BEFORE DECEMBER 1ST!
So let me strongly urge all renters and potential buyers to check out this gift. Go to my website and read the article for clarification---then call a lender and get pre-approved or--call me I can help. and out of my territory, not a problem I have a network of Qualified Buyers Agents (ABR) that I can refer you to.
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Manchester, New Hampshire Active Adult Living Communities
Manchester, New Hampshire is the largest city in the entire northern New England region, which includes Vermont, Maine, and New Hampshire itself. Set on the banks of the Merrimack River, Manchester is located in southern/central New Hampshire and is convenient to the mountains, the seacoast and countless Massachusetts towns and cities. Manchester is a bustling industrial and commercial city, yet manages to maintain areas of natural beauty and quiet, private residential areas.
Located just 45 minutes north of Boston and one hour south the White Mountains, Manchester is perfectly located for city commuters and outdoor lovers alike. Convenient to just about anywhere, Manchester offers easy access to all major New Hampshire highways.
Many styles of adult community condominiums are available for sale in Manchester including garden style condos, multi floor townhouse and detached single family style homes. Each home and each development has it’s own unique style and flair.
Manchester has adult living communities just waiting for you to move in. These include Ledgewood Adult Community, Regency Condominiums at River's Edge and Summit Place at Southridge.
Regency Condominiums at River's Edge - Regency Condos are southern NH's answer to luxurious condo living at a very reasonable price. At just under 1500 square feet, each two bedroom suite boasts a fully applianced kitchen, a very large dining room and a living room with a fireplace and a wide sliding glass door leading to it's own private 8x10 foot balcony. The second and third floor balconies offer a year-round view of the nearby Merrimack River while the first floor view of the river is seasonal. The spacious master bedroom includes a walk-in closet and separate laundry area with a full-size washer and dryer. The master bath contains his and her sinks, whirlpool tub and, like the guest bathroom, a walk-in shower with seat. The guest bedroom, like the master suite, also includes a large walk-in closet. Central air conditioning is included as well as wiring for high-speed Internet access, vaulted ceilings in the third floor units, double-pane, tilt-in windows, an oversized coat closet in the living room, a pantry closet in the kitchen and granite countertops. Whirlpool stainless steel appliances in the kitchen include a refrigerator, gas stove and oven, dishwasher and microwave.
The amenities of Regency Condominiums at River's Edge don't stop there. Each unit is allotted two parking spaces, one in the exterior lot and the other in the heated underground garage. This level is also home to the personal, lockable storage units and a full service elevator for easy access to all floors. Everything about Regency Condos centers around premier service and indulgent pampering - exactly what active over 55 adults want and deserve.
Summit Place at Southridge - The active, over 55 lifestyle is alive and well in southern NH. Summit Place at Southridge in Manchester is an excellent example of such a community. Limited maintenance, beautiful surroundings and an ideal location all lend to the allure of Summit Place at Southridge.
With two home styles to choose from and many customizable features, the 55+ community is sure to find the home that suits them to a "T". The 1850 square foot "Belair" boasts three bedrooms, two full bathrooms and a two-car garage. The kitchen, dining and family room areas are open to each other creating an open-air environment and a feeling of spaciousness. A gas-powered fireplace sits in the corner of the family room adding not only warmth in the cold winter months but also a festive holiday ambience that can only be attained with a real fireplace. A separate laundry room caps off the interior of the "Belair". Out front, an 8x10 foot deck greets you at the entry while in the backyard a 10x12 foot deck awaits you through the sliding glass door in the family room. Perfect for entertaining or spending quiet evenings in front of the fireplace, the "Belair" is an ideal spacious home for those active adults with families who return to visit them often.
Summit Place at Southridge also offers the slightly smaller "Belair II", a 1650+ square foot two-bedroom home with all the amenities of the "Belair" from the family room fireplace to the two full bathrooms to the front and rear decks. Either home is perfect for active older adults who no longer need or want to maintain the huge home they raised their families in. Summit Place at Southridge is ideal for seniors who enjoy the convenience of the city but still want to live in an area with a small-town feel. That's Summit Place at Southridge: fifty-seven homes in a beautifully landscaped development that's close to everything yet far from ordinary.
A single visit to one of these communities will leave you wondering why you waited so long to purchase a home in an active adult living community.
If you're over 55 you can buy into an active Adult Living Community in southern NH and say goodbye to yard work and snow removal forever.
For more information about the town of Manchester, NH and Manchester NH Active Adult Communities visit my Southern New Hampshire Real Estate website for the most comprehensive list of adult communities in New Hampshire.
You can contact Jim Miller a Southern New Hampshire Realtor with Coldwell Banker Residential Brokerage at 603-801-3987 or email at Jim@JimSellsNH.com
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Expert Credit Repair in Manchester NH
National Credit Fixers: 330 Roberts Street 4th Floor East Hartford CT 06108 phone: 860-282-6181 www.nationalcreditfixers.com National Credit Fixers boasts of 12 years experience repairing low FICO scores. Whether your credit has been damaged by a foreclosure, bankruptcy, slow credit, collections, judgments, repossessions, etc. we can help. We are the experts in credit restoration and credit repair.
We offer Personalized... Not Computerized Credit Report Repair!
No two peoples credit reports are exactly the same! So, no pre-set computer program is going to be as effective as real, skilled credit report correction counselors. Period! At National Credit Fixers, we are real people working hard for our clients. Of course we use technology, but we do not rely on it to perform the task of credit report repair. We do not scan credit reports and have an automated system produce duplicate dispute letters to mail to the credit reporting bureaus. We have skilled counselors that analyze your credit reports, then determine the best possible plan for maximum results. Then we draft unique and individual letters to the credit reporting agencies or to the creditors, collections agencies, or courthouses, depending on your unique and individual needs. NO computer program can do that! When you call our office you will notbe patched through to a call center full of unskilled telemarketers that read a pre-written script of answers to the "most commonly asked questions".
National Credit Fixers is a reputable credit repair company that can legally remove negative items off of your credit reports and help you qualify for the best rates possible! Information contained in your credit file must be reported according to a law called the Fair Credit Reporting Act (F.C.R.A.). If the information isn't accurate or verifiable then it must be deleted. This means your FICO scores will go up as a result.
We use the Fair Credit Reporting Act (FCRA) which is a federal law designed to protect you from being "slandered" by creditors, collectors, and credit reporting agencies. According to the law, a disputed credit account must be accurate, complete, and verifiable for it to remain on your credit report.
All inaccurate, incomplete or unverifiable accounts must be removed or updated. We have removed bankruptcy, foreclosure, repossessions, late payments, charge offs, collection accounts, judgments, and many other negative credit items.
Average FICO score increase in 6 months: 50 points
Score increase in 35 days
10 points or more 93%
20 points or more 71%
50 points or more 20%
100 points or more 10%
Score increase in 90 days
10 points or more 97%
20 points or more 82%
50 points or more 35%
100 points or more 20%
There are too many factors that make up the credit score, so it is impossible to give you an accurate prediction of how much your score will increase. Since we do not know for sure which inaccurate items we are going to get removed, it is nothing more than a guess for us to tell our client how much their score will increase.
Matt Listro

Toll Free: 888-NCFIXER (623-4937)
Toll Free Fax: 888-FAX-4020 (329-4020)
Local: 860-282-6181
330 Roberts Street 4th Floor
East Hartford, CT 06108
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