Berlin, NJ

New Jersey retirees have wonderful choices when it comes to active adult communities. Braddock Preserve at Winslow is one such community offering beautiful curb appeal, elegant amenities and finely crafted homes. Located in Berlin, New Jersey, Braddock Preserve is an intimate sized community of just 222 homes built by DeLuca Homes between 2005 and 2008. Today, interested home buyers can select from a variety of well-cared for resale homes priced from the high $200’s to the low $300’s.

The Braddock Preserve community was thoughtfully designed with all telephone, electric and gas lines running underground leaving nothing but beautiful homes and landscaping for the eye to enjoy. The exterior designs of the homes feature attractive combinations of siding, stucco and stone. The floor plans range in size from 1,558 to 2,350 square feet with two or three bedrooms, two or two-and-a-half baths and a two-car garage. Many of the homes feature sought-after interior appointments such as hardwood flooring, crown molding, sun rooms, soaking tubs, fireplaces, patios and more. Homeowners enjoy low-maintenance living with all lawn care and snow removal included in the monthly home owner’s association dues.

The location of this beautiful New Jersey active adult community is central to major roads making for easy access to shopping, dining, entertainment and more. Philadelphia is just 30 minutes away, Trenton and Atlantic City are less than one hour away and New York City is approximately two hours away. Three major shopping malls are within just fifteen minutes of the community.

Residents of Braddock Preserve enjoy utilizing the community clubhouse with over 3,700 square feet of amenities. This award-winning facility features a fitness center, arts and crafts room, game room with fireplace, conference room, lounge, kitchen and social spaces. Outdoors there is a swimming pool, bocce ball courts and a putting green as well as scenic walking trails, a greenhouse and sparkling water features throughout the community.

Although the community does not have an activities director, residents still enjoy an exciting social lifestyle. Popular resident events include day or weekend trips to New York City and Atlantic City, holiday parties, movie and dinner nights, bowling, ladies luncheons, poker nights, game clubs and more. It’s easy to meet new people and make new friends in this friendly 55+ New Jersey community.

For more information and photos of these and other NJ active adult retirement communitiesplease visit 55Places.com. To stay in touch with us please join our Facebook page by clicking the Facebook link below.

Click the links below
to follow 55Places.com

Home for Sale By Owner in Berlin, NJ 08009 - Flat Fee MLS Listing $395

10 Ridgeview Ave Berlin, NJ 08009 - Realtors welcome, buyer agent commission paid at closing !Please check listing details here at MLS# 5899792 .

3 bedrooms, 2 bathrooms

Updated 2011 with new windows, vinyl siding, remodeled bath, new countertop, new gas stove & microwave, refunished hardwood floors, new flooring kitchen and baths, new interior doors, freshly painted interior. Finished basement with full bath, office and family room. 2 tier deck, 2 car garage with new roof & doors. Gas heat, central air. Roof is 10 yrs old. This house needs nothing but you.

If you are interested in this Home for Sale By Owner in Berlin, NJ 08009- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS# 5899792 . . You can make an appointment or ask any questions about the property. Realtors welcome, buyer commission is paid to any realtor. Please see additional listing details at Realtor.com featured by Realmart Realty.

If you have a Home for Sale in Berlin, NJ 08009 and would like save up to 6% commission, we can list your home on the local MLS and Realtor.com for a low flat fee of $395. For more information please read the FAQ on Home for Sale By Owner in Berlin, NJ 08009- Flat Fee MLS Listing. You will get the maximum exposure of the local MLS, in which thousands of local realtors will help you sell your home. You also reserve the right to sell your home by owner and pay no commission at all.

Please contact Realmart Realty for our texting special. All new orders will receive a free sign with Texting Service where buyers can get full listing details on their mobile phones instantly. Offers ends 05/30/2011, call now for more information about Homes for Sale By Owner in Berlin, NJ 08009- Flat Fee MLS Listing $395.

Are you buying a home in Berlin, NJ 08009 We will give you up to 2% of the purchase price of the property at closing if you choose to work with us. This is for all homes that are listed on the MLS. For more information, please read the Buying tips and FAQS.

Jack Yao - Realmart Realty info@realmartrealty.com, 732-727-2285

YES IT'S TRUE! The state of New Jersey allows REBATES for homebuyers. This is CASH in your pocket at the closing table. For more information on the rebate program, please read the New Jersey Law. This is not a government rebate. Please consult a tax professional about the rebate. In New Jersey commissions are negotiable.

Home for Sale By Owner in Berlin, NJ 08009 - Flat Fee MLS Listing $395

19 N GROVE ST Berlin, NJ 08009 - Realtors welcome, buyer agent commission paid at closing!

3 Bedrooms, 2.5 Bathrooms

Access Panel, Breakfast Room, Fully Carpeted, Tile/Brick Flooring, Main Floor Laundry, Full Bath-Master Bedroom, Walk In Closet Master Bedroom, Gas Cooking, Bedroom 2 is 13x12, Bedroom 3 is 12x12, Breakfast Room is 10x8, 1 Half Bath on Main Floor, 2 Full Baths on Upper Floor, Master Bedroom is on Upper Level, Second Bedroom is on Upper Level, Third Bedroom is on Upper Level.

If you are interested in this Home for Sale By Owner in Berlin, NJ 08009- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS# 5889679. You can make an appointment or ask any questions about the property. Realtors welcome, buyer commission is paid to any realtor. Please see additional listing details at Realtor.com featured by Realmart Realty.

If you have a Home for Sale in Berlin, NJ 08009 and would like save up to 6% commission, we can list your home on the local MLS and Realtor.com for a low flat fee of $395. For more information please read the FAQ on Home for Sale By Owner in Berlin, NJ 08009- Flat Fee MLS Listing. You will get the maximum exposure of the local MLS, in which thousands of local realtors will help you sell your home. You also reserve the right to sell your home by owner and pay no commission at all.

Please contact Realmart Realty for our texting special. All new orders will receive a free sign with Texting Service where buyers can get full listing details on their mobile phones instantly. Offers ends 05/30/2011, call now for more information about Homes for Sale By Owner in Berlin, NJ 08009- Flat Fee MLS Listing $395.

Are you buying a home in Berlin, NJ 08009? We will give you up to 2% of the purchase price of the property at closing if you choose to work with us. This is for all homes that are listed on the MLS. For more information, please read the Buying tips and FAQS.

Jack Yao - Realmart Realty info@realmartrealty.com, 732-727-2285

YES IT'S TRUE! The state of New Jersey allows REBATES for homebuyers. This is CASH in your pocket at the closing table. For more information on the rebate program, please read the New Jersey Law. This is not a government rebate. Please consult a tax professional about the rebate. In New Jersey commissions are negotiable.

When qualifying for a mortgage, the borrower(s) need to meet three main qualifications.

• Income – There are specific front and back end ratios depending on the mortgage program. And sometimes you can exceed such ratios with compensating factors.
• Credit – Mortgage programs now require credit scores, aka fico scores. You also need to show good credit performance on how you can handle your credit or that you have established credit.
• Assets – Depending on the mortgage program, you might need assets to close and or to show a specific number of reserves.

I want to talk about a specific issue when there could be more than one person on a mortgage when it comes to mortgage qualifying or income qualifying. Many will state that they should be able to qualify for the mortgage because their spouse also has a job and makes money. Unfortunately this doesn’t apply if that person doesn’t meet the basic credit requirements. And if you think about it, it kind of makes sense. Why would someone lend another money if they didn’t show any credit worthiness. Yes, we know there are circumstances, which some loan programs are more lenient on. But it all starts with the credit scores now. Many lenders and loan programs now require a 640 credit score. Some will go down to a 620 and there are some still advertising to 580. All I can say, even if someone could do your mortgage below a 620, it’s going to be very very costly. How costly? Interest rates usually higher by one percent or more with higher points. And don’t fall for the trap when the loan officer says, “don’t worry, you can refinance to a lower rate in 6 months.” Sorry, my crystal ball broke decades ago.

There are two other things to think about when it comes to mortgage qualifying with income and or credit. You can read about non occupant co-borrowers and community property states here for the other requirements. Non-Occupant Co-Borrowers & Community Property States.

Realtors - If you have a client asking you this question, you can send them to this post, instead of trying to explain it.

New Jersey active adults in search of a bit of Europe right in their own backyard will want to visit the Montebello community in Berlin, New Jersey. This active adult community for residents age 55 and better features charming European flair with stained front doors, carriage style garage doors and elegant exterior stonework. The community opened in 2007 and is planned for just 348 ranch style homes upon completion. The smaller size of this New Jersey active adult community adds to its appeal making it a prestigious destination tucked away in rural Berlin yet still close to everyday conveniences.

Montebello is located in the small southern New Jersey town of Berlin boasting scenic views of farmland and nature. Those wanting to feel away from it all and those looking to enjoy beautiful countryside views will want to visit Montebello. Even though it’s in a rural setting, suburban conveniences are just a short drive away. Within 5 minutes there are everyday conveniences while within twenty minutes there are major retailers, shopping malls, historic Philadelphia, fine dining and so much more. The excitement of Atlantic City is only a 45 minute drive from the community.

At home at Montebello residents enjoy an elegant 14,000 square foot clubhouse and spa featuring a wonderful array of high-end amenities. There is a state-of-the-art fitness center with the latest in cardiovascular and weight training equipment as well as studios for group fitness such as aerobics, yoga and Pilates. There is an indoor swimming pool, a massage room and lounge, a billiards room, game parlor and a grand ballroom for special events, holiday parties, guest speakers and more. A convenient business center with computers is available for resident use. Outdoor amenities at this lovely NJ active adult community include sports courts for bocce ball and horseshoes as well as a putting green and outdoor swimming pool. Rounding out the amenities are lovely trails for walking, biking or jogging.

The new construction ranch style homes of Montebello are available priced from the low $300’s to the mid $600’s. There are six different floor plans to choose from ranging in size from 1,930 square feet to nearly 3,500 square feet. Each home offers unique “European” style exterior details which adds to the charming curb appeal of this elegant 55+ NJ community. The homes feature luxury designs such as ten-foot first floor ceilings, oversized doorways, gourmet kitchens, extended height cabinets, decorator light fixtures and covered rear porches. There are even options for basements with elevators. To add to the already stunning curb appeal of the community, the homes come complete with extensive landscape packages including a fully sodded homesite with irrigation system.

For more information and photos of this and other NJ active adult retirement communities please visit 55Places.com. To stay in touch with us please join our Facebook page by clicking the Facebook link below.

Click the links below
to follow 55Places.com