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Home for Sale By Owner in Clinton Twp, NJ 08833 - Flat Fee MLS Listing $395
3 Peach Tree Ln Clinton Twp, NJ 08833 - Realtors welcome, buyer agent commission paid at closing!Please check listing details here at MLS# 2839002.
5 beds, 4.5 bathrooms
Stunning custom built 5900 sq ft colonial nestled on a fruit farm. gorgeously landscaped 2.33 acre cul-de-sac lot which backs to park land for extra privacy. very peaceful setting with pond view. this exquisite 5 bedroom home has a large gourmet kitchen with granite counter tops, maple cabinets, monogram appliances, and walk-in pantry room. entertain your family in the large family room which has a floor to ceiling stone fireplace. other features included is a sun room overlooking your apple trees, in-law suite located on first floor with full bath and walk-in closet. a private library with custom cherry bookshelves. a formal dining room. master bedroom suite with cathedral ceiling, luxurious master bath, sitting room,and walk in closets. a jack & jill bedroom suite, and a princess suite with sitting room. all have private bathrooms and walk-in closets. hardwood and tile floors throughout house. entertain family outside on a large patio featuring a large koi pond with waterfall. a definite must see!!!!!!!
If you are interested in this Home for Sale By Owner in Clinton Twp, NJ 08833- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS# 2839002. . You can make an appointment or ask any questions about the property. Realtors welcome, buyer commission is paid to any realtor. Please see additional listing details at Realtor.com featured by Realmart Realty.
If you have a Home for Sale in Clinton Twp, NJ 08833 and would like save up to 6% commission, we can list your home on the local MLS and Realtor.com for a low flat fee of $395. For more information please read the FAQ on Home for Sale By Owner in Clinton Twp, NJ 08833- Flat Fee MLS Listing. You will get the maximum exposure of the local MLS, in which thousands of local realtors will help you sell your home. You also reserve the right to sell your home by owner and pay no commission at all.
Please contact Realmart Realty for our texting special. All new orders will receive a free sign with Texting Service where buyers can get full listing details on their mobile phones instantly. Offers ends 05/30/2011, call now for more information about Homes for Sale By Owner in Clinton Twp, NJ 08833- Flat Fee MLS Listing $395.
Are you buying a home in Clinton Twp, NJ 08833 We will give you up to 2% of the purchase price of the property at closing if you choose to work with us. This is for all homes that are listed on the MLS. For more information, please read
the Buying tips and FAQS.
Jack Yao - Realmart Realty info@realmartrealty.com, 732-727-2285
YES IT'S TRUE! The state of New Jersey allows REBATES for homebuyers. This is CASH in your pocket at the closing table. For more information on the rebate program, please read the New Jersey Law. This is not a government rebate. Please consult a tax professional about the rebate. In New Jersey commissions are negotiable.
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How's the Clinton Township Market?
For the month of December, 2010, we had a total of nine (9) homes placed under contract, which leaves us with a total of eighty (80) homes for sale. or, to put it another way, with almost nine (9) months of inventory. What does that mean? Well, with 80 homes currently on the market; and, homes selling (in December) at a pace of 9 per month ( 80 divided by 9 = 8.89), it would take (almost) 9 months to clear our current inventory. In other words we have a "buyer's market". Specifically a "buyer's market" is when we have 5 months (or more) of inventory. Alternatively, when we have 4 months or less of inventory, we have a "seller's market". A seller's market occurs when our inventory (number of homes for sale) is not keeping up with the number of contracts per month. Remember those days?

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The Good News 1. We have increased the number of contracts (accepted offers) in 2010. 2. We have decreased our inventory (total number of homes for sale). |

As the weather warms, we will see if these unsold homes come back on the market to try again, or remain off the market because "their price" is not yet what buyers are willing to pay. We know that if these homes remain off the market and our inventory declines, our market will improve.
The chart above also tells us that throughout 2010, the number of newly listed homes per month was greater than the number of contracted homes per month. This may indicate that our current declining inventory (total number of homes for sale) is not because the homes were sold, but because the sellers have either given up or waiting until spring to relist their home.
The four Challenges in our Clinton Township Real Estate Market .
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Also: We've all heard that labor productivity has increased in the past several years. Because we are working longer, our time has become a very valuable commodity. Today's homebuyers are now seeking locations offering shorter commute, access to public transportation, and walk-able communities . Commutability to higher paying jobs is still a challenge, so if we need to sell our Clinton Township home, we have the challenge of finding a buyer from a small pool of buyers.
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The average list prices of Home Contracts in Clinton Township in 2010 was $418,428, as compared with the 2009 average price of $429,576 is a decrease of 3%. Additionally, in 2009, a total of 21 Clinton Township homes sold above $600,000; and, in 2010 a total of 17 had a sale price above $600,000. Which may be a confirmation that McMansions are falling out of favor with buyers. Additionally, the current data shows that now two (2) out of three (3) households in New Jersey have no children and do not want to pay for property taxes to support school systems they do not use, which may be why townhomes and condos are selling at a high pace.
What can you expect if you need to sell your Clinton Township Home in 2011?
First, don't put it off. Indications are interest rates are on the rise. Higher interest rates will reduce the number of buyers in the marketplace. Secondly, we anticipate a decline in home prices in 2011. The longer your home is on the market the more likely the price will decline. Third, you'll need patience. With 80 homes for sale in Clinton Township in December, 2010 and expected to increase as we approach the spring market, and a total of nine (9) contracts in December, 2010, we currently have one (1) buyer for every nine (9) sellers. The average days on the market is currently one hundred and three (103) days. This does not reflect any prior times (and days) the home may have been listed without selling. 
What do you do if you need to sell? Assess your situation carefully and honestly. If you need to sell your home, don't put it off! In this market, you'll also need a Realtor® who will be as serious as you are about selling your home. The Realtor® you choose should evaluate your home in detail and present a convincing Market Analysis that shows exactly where your home should be priced. If you are not convinced get a second, or third opinion, but keep in mind, the definition of "the market" is what a buyer is willing to pay, and not what you may hope to get from the sale. Sometimes that's a tough pill to swallow, but your Realtor® should provide you with convincing evidence that her figures are correct. My customized Market Analysis is over 50 pages of concise and customized information with detailed assessments of your individual home. An educated seller will make better decision and get better results. It's also very important to keep in mind the reason you hire a Realtor® (i.e. what you are paying a Realtor® to do for you). Do not make the mistake of choosing a Realtor® because they've given you a higher market value of your home than other Realtors®. That's an old trick that inexperienced Realtors® use to get your business. Then, once your home is on the market, they'll tell you why you need to continually reduce the price. You are paying a Realtor® to market your home in order to bring the most buyers through the door. Once the buyers have viewed your home, their feedback will tell you what you need to know. So when choosing a Realtor®, review their marketing plans to see how they plan to get qualified buyers into your home. In short, that's exactly what you're paying a Realtor® to do for you. When you're ready to take that first step, let's talk. Call me at (908) 537-6596. I look forward to hearing from you.

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Home for Sale By Owner in Clinton, NJ 08833 - Flat Fee MLS Listing $395
3 RAMSEY RD Clinton, NJ 08833 - Realtors welcome, buyer agent commission paid at closing!
4 Bedrooms, 2.5 Bathrooms
Carbon Monoxide Detector, Central Vacuum, Dishwasher, Disposal, Dryer, Kitchen Exhaust Fan, Microwave Oven, Range-Tabletop, Refrigerator, Satellite Dish/Antenna, Wall Oven(s), Center Island, Eat-In Kitchen, Pantry, Carpeting, Tile Floor, Wood Floor, Walk-In Closet, Ground Level Rooms: Inside Entrance, Outside Entrance, First Level Rooms: Dining Room, Great Room, Kitchen, Laundry Room, Office, Porch, Powder Room, Second Level Rooms: 4 Or More Bedrooms, Bath Main, Bath(s) Other, Master Bath Features: Stall Shower, Second Bedroom is: 15x12, Third Bedroom is: 14x11, Fourth Bedroom is: 12x12, Recreational Room is 21x13
Barbeque, Deck
If you are interested in this Home for Sale By Owner in Clinton, NJ 08833 - Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS# 2825481. You can make an appointment or ask any questions for the property. Realtors welcome, full buyer commission is paid to any realtor. Please see additional listing detail at Realtor.com featured by Realmart Realty.
If you have a Home for Sale in Clinton, NJ 08833 and would like save up to 6% commission, we can list your home on local MLS and Realtor.com for a low flat fee of $395, for more information please read the FAQ on Home for Sale By Owner in Clinton, NJ 08833 - Flat Fee MLS Listing. You will get the maximum exposure of the local MLS which thousands of local realtors to help you sell your home. You also reserve the right to sell your home by owner and pay no commission at all.
Please contact Realmart Realty for our texting special where all new orders will get a free sign with Texting Service where buyers can get full listing details on their mobile phone instantly. Offers ends 01/30/2011, call now for more information about Homes for Sale By Owner in Clinton, NJ 08833 - Flat Fee MLS Listing $395.
Are you buying a home in Clinton, NJ? We will give you up to 2% of the purchase price of the property at closing if you choose to work with us. This is for all homes that are listed on the MLS. For more information please read
the Buying tips and FAQS.
Jack Yao - Realmart Realty info@realmartrealty.com, 732-727-2285
YES IT'S TRUE! The state of New Jersey allows REBATES for homebuyers. This is CASH in your pocket at the closing table. For more information on the rebate program, please read the New Jersey Law. This is not a government rebate. Please consult a tax professional about the rebate. In New Jersey Commissions are negotiable.
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| Q1: | Why buy a house? |
| A1: | Here are some frequently cited reasons for buying a house:
* You prefer to be an owner rather than to rent. *You need a tax break on your income taxes. The mortgage interest deduction can make home ownership very appealing. |
| Q2: | What home can I afford to buy? |
| A2: | Knowing what you can afford is the first rule of home buying, and that depends on how much income and how much debt you have. In general, lenders don't want borrowers to spend more than 28 percent of their gross income per month on a mortgage payment or more than 36 percent on debts. It pays to check with several lenders before you start searching for a home. Most will be happy to roughly calculate what you can afford and pre-qualify or pre-approve (as Weichert Realtors - Financial Services does) you for a loan.
The price you can afford to pay for a home will depend on 6 factors: 1. Gross Income Another number lenders use to evaluate how much you can afford is the housing expense-to-income ratio. It is determined by calculating your projected monthly housing expense, which consists of the principal and interest payment on your new home loan, property taxes and hazard insurance (or PITI as it is known). If you have to pay monthly homeowners association dues and/or private mortgage insurance, this also will be added to your PITI. This ratio should fall between 28 to 33 percent, although some lenders will go higher under certain circumstances. Your total debt-to-income ratio should be in the 34 to 38 percent range. |
| Q3: | What is the standard debt-to-income ratio? |
| A3: | A standard ratio used by lenders limits the mortgage payment to 28 percent of the borrower's gross income and the mortgage payment, combined with all other debts, to 36 percent of the total.
The fact that some loan applicants are accustomed to spending 40 percent of their monthly income on rent -- and still promptly make the payment each time -- has prompted some lenders to broaden their acceptable mortgage payment amount when considered as a percentage of the applicant's income. Other real estate experts tell borrowers facing rejection to compensate for negative factors by saving up a larger down payment. Mortgage loans requiring little or no outside documentation often can be obtained with down payments of 25 percent or more of the purchase price. |
| Q4: | How much will I spend on home maintenance expenses? |
| A4: | Experts generally agree that you can plan on annually spending 1 percent of the purchase price of your house on repairing gutters, caulking windows, sealing your driveway and the myriad other maintenance chores that come with the privilege of homeownership. Newer homes will cost less to maintain than older homes. It also depends on how well the house has been maintained over the years. |
| Q5: | Where do I get information on housing market statistics? |
| A5: | A real estate agent like me is a good source for finding out the status of the local housing market from their MLS system. So is your statewide association of REALTORS®, most of which are continuously compiling such statistics from local real estate boards. |
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Looking for New Homes for Sale in Stewartsville / Greenwich Township, Lopatcong, Asbury, Bloomsbury, Milford or Clinton, NJ ? Please click on one of these buttons to find available homes and contact Jean Villa, Weichert Realtors, on 908-319-9556. I can show you any of these homes.
Stewartsville has beautiful homes in Warren County. Clinton is a rapid value community in Hunterdon County.
Also visit my sites on RealEstateRoute78.com and JustListedNJHomes.com
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