About Morris County, NJ

According to recent data from the National Association of Realtors (NAR), affordability conditions are improving, as housing markets across the country are beginning to make a comeback.

This trend is thought to be bolstered by lower existing home prices as well as record low interest rates. According to a recent market trend publication distributed by the NAR, median prices for existing single-family homes lowered in 118 metro areas and as a result, reflected greater homes sales activity at lower price points.

Sales of lower-priced homes showed a strong increase compared to one year ago, providing a good market environment for affordable housing. In the fourth quarter of 2011, the median existing single-family home price was $163,500 - down 4.2 percent from $170,600 in Q4 2010. Basically, the data indicated that home buyers are getting more home for their money than they would have a year ago.

Could this be the spark that ignites a full-blown market comeback? Perhaps. As affordability continues to increase, so may purchase activity. And if a home is purchased at an affordable price, it stands to reason that when it comes time to sell, homeowners won't feel as pressured to sell at a higher price point to pay off their debt. Despite this possibility, market analysts aren't quick to begin celebrating. Most experts agree that there is still room for improvement and a true market resurgence could take some time.

Mortgage application activity declined slightly in the week ending March 2, despite home purchases picking up,an industry group said recently.

The MBA's seasonally adjusted index of refinancing applications was down 2.0 percent that week; however, loan requests for home purchases rose 2.1 percent.

According to the MBA, the 1.2 percent drop in mortgage application activity is due to a slowing demand for refinancing, which is included in the industry group's calculations. Low interest rates could also be attracting new buyers to the market, as 30 year fixed rate mortgages averaged 4.06 percent that same week.

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Below are last week's mortgage rate averages according to Freddie Mac's market survey:

• 30 year average: 3.88% (w/ .8 pts)
• 15 year average: 3.13% ( w/ .8 pts)
• 5/1 Treasury Indexed ARM average: 2.81% ( w/ .7 pts)

How to Break the Sugar, Carb Addiction for Good – a Book that Explains it All!

Whenever I come across something that will help others, I share it with everyone. 15 years ago I weighed 53 pounds more than I do today. It was a combination of eating out of depression and anxiety which packed on 30 lbs. Then I had a bizarre accident tripping and falling on the wire door of my dog’s crate which severed an artery, required 120 stitches and 3 days in the hospital. By the time I healed, I’d packed on another 23 lbs!

I decided it was time to address my issues with food. I’d been using it to feel better, calm my anxieties or treat myself for a job well done. Clearly it wasn’t working and the proof was on the scale!

I started eating healthy, non-processed foods high in vitamins, nutrients and fiber. If it came in a box, can or bag I didn’t eat it. I took a class on nutrition and learned how to read and understand food labels which can be so deceiving!

I dropped 53 pounds, but not overnight. However, within 3 weeks, I completely stopped craving high fat, high sugar foods and started craving grapes, apples, broccoli and salmon which blew my mind for obvious reasons. Moreover, I felt better than ever, had more energy and felt less anxious and depressed.

So up to now you’ve thinking – so what, I heard this all before! But here’s what going to help you change your relationship with food forever so you never crave these foods again and can still occasionally treat yourself to your favorite treats without starting the insane cravings!

While I knew what I was doing worked –after all, I’ve kept off 53 lbs for 15 years and no longer craved the foods that were spiritually, physically and emotionally killing me, I didn’t understand the science behind it until recently when I was in an airport bookstore…

I bought a book called: DIET REHAB – 28 days to Finally Stop Craving the Foods that Make You Fat by Dr. Mike Dow. It explains the brain’s chemistry and why willpower has little effect over the food cravings that are making us fat, unhappy and unhealthy!

If you’ve been struggling with losing weight, feeling deprived, have low energy and/or feel stressed out, eat out of boredom or use food to comfort you, this book is written for YOU!

The bottom line: We are all inadvertently using food to increase our natural serotonin (the calm, peaceful, and positive brain chemicals)and dopamine (the body's natural energizer and feel happy brain chemicals) with food.

Read this book and learn how to stop craving the foods that are slowly killing us and start craving healthy, energizing foods that boast our serotonin and dopamine, the body’s natural feel great chemicals!

Sunny 2BR Townhouse in Harding Green, Harding NJ, near Morristown NJ

For those of you looking for a perfect and affordable home for sale in Harding Green, look no more! This townhouse has a beautiful, open floor plan. Bright and sunny spaces, hardwood floors, spacious kitchen, ensuite bedrooms each with full bath and walk-in closets. Ample storage and a 27 foot long garage that can house two smallish cars or one car plus bikes and all manner of other things!

Well located (not on the 287 side) with a huge deck for summer enjoyment. Harding Green townhouse community also features an outdoor pool and tennis courts and of course, is located very close to Jockey Hollow and other parks as well as being only 3 miles from Morristown Green.

Contact Trish Giassa at 201-960-2090 or trish@bestnjhomes.com for more information, floor plan, photos and a showing appointment of this beautiful Harding Green Townhouse for sale, price dcompetitively at $400,000. Low, low taxes make this a superb buy!

Sunny 2BR Townhouse in Harding Green, Harding NJ, near Morristown NJ

Home for Sale By Owner in Chatham Twp, NJ 07928 - Flat Fee MLS Listing $395

30 Woodmont Dr Chatham Twp, NJ 07928 - Realtors welcome, buyer agent commission paid at MLS#2922877

4 Bedrooms' 3 Bathrooms

4 br 2.5 bath colonial across from the Fairmount Country Club golf course. Hardwood floors, security system, sprinkler system and Sylvan Pool.

If you are interested in this Home for Sale By Owner in Chatham Twp, NJ 07928- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS#2922877 . You can make an appointment or ask any questions about the property. Realtors welcome, buyer commission is paid to any realtor. Please see additional listing details at Realtor.com featured by Realmart Realty.

If you have a Home for Sale in Chatham Twp, NJ 07928 and would like save up to 6% commission, we can list your home on the local MLS and Realtor.com for a low flat fee of $395. For more information please read the FAQ on Home for Sale By Owner in Chatham Twp, NJ 07928- Flat Fee MLS Listing. You will get the maximum exposure of the local MLS, in which thousands of local realtors will help you sell your home. You also reserve the right to sell your home by owner and pay no commission at all.

Please contact Realmart Realty for our texting special. All new orders will receive a free sign with Texting Service where buyers can get full listing details on their mobile phones instantly. Offers ends 05/30/2011, call now for more information about Homes for Sale By Owner in Chatham Twp, NJ 07928- Flat Fee MLS Listing $395.

Are you buying a home in Chatham Twp, NJ 07928 We will give you up to 2% of the purchase price of the property at closing if you choose to work with us. This is for all homes that are listed on the MLS. For more information, please read the Buying tips and FAQS.

Jack Yao - Realmart Realty info@realmartrealty.com, 732-727-2285

YES IT'S TRUE! The state of New Jersey allows REBATES for homebuyers. This is CASH in your pocket at the closing table. For more information on the rebate program, please read the New Jersey Law. This is not a government rebate. Please consult a tax professional about the rebate. In New Jersey commissions are negotiable.