Beavercreek, OH

• Thursday, 10/29 10:00 pm - W.O. Wrights Pub, 3979 Colonel Glenn Hwy. Beavercreek OH 45324 Karaoke, costume contest with prizes and $4 pitchers. 10 p.m. 18 and up welcome. No cover.
• Thursday, 10/29 9:00 pm - Adobe Gila's 78 Plum St. Beavercreek OH 45440 Three days of tricks and treats! Thursday is DJ ANT plus $2 bottles, and a costume contest. No cover.
• Thursday, 10/29 10:00 pm - Milano's 1834 Brown St. Dayton OH 45409 Night of Mayhem at Milano's: Live music from Farewell Fischer, apple bobbing and a costume party with $50 Visa Card for three best costumes judged as scariest, funniest, sexiest. 21 and up only. No cover.
• Dayton's BIGGEST Halloween Event - HauntFest on Fifth WHERE: Oregon Historic District, along Fifth Street, between Patterson Blvd and Wayne Ave WHEN: 7 p.m. to 1 a.m. Saturday, Oct. 31 COST: Admission is $5 at the door. Advance tickets can be purchased at participating Oregon District businesses

Things to consider when Buying your First Home

1. Your Budget and Financial Picture. Buying a home can be a good financial investment and will likely be your largest asset in the future. There are also great tax benefits to enjoy while you own your home. Use this calculator to see how much you can afford http://lauriescalf.point2agent.com/Calculators/page_163210.html

2. Get professionals. Ask family and friends about professionals that they know and trust.

You will need a knowledgeable REALTOR agent. A real estate professional will really help you with the entire process. They know the area market and will be a great resource of information. Commissions are generally paid by the Seller, so having an agent represent you is a wise decision.

You will also need a lender you can trust. Getting preapproved for a mortgage is your first step to home ownership. I would recommend getting referrals for at least 2 mortgage professionals and get quotes to consider your closing costs and interest rates. A reliable lender will provide you with a “Good Faith Estimate” of all the costs involved and an estimated payment. Most importantly, you will know how much you can afford.

A Home Inspector will be very valuable to you during this time. You will have the opportunity to have your home inspected for any major defects or safety issues. The price of a home inspection is minimal compared to the cost of many big ticket repairs that you would otherwise get stuck with.

3. Consider your Neighborhood Carefully. Lots of things make a neighborhood attractive. Schools, attractions, services, crime rates, taxes are among a few. Even if you do not have school age children, you should consider the school district in your decision because the value of your home depends greatly on future buyers and what is important to them.

Look where values are increasing. Your agent can add a lot of information with comparing market prices in various neighborhoods.

Check zoning around your home. A hopping new club next door may not do a lot for the future value of your home.

For more information on buying a home click here. http://lauriescalf.point2agent.com/Buying/page_163205.html

Beavercreek Home Sale Prices are Increasing!

4/19/09 - 10/19/09 The average sale price of a single family home in Beavercreek was $211,476.

10/19/08 - 4/19/09 The average sale price of a single family home in Beavercreek was $203,263.

P.S. Ask about the FREE Sale GUARANTEE Plan and FREE Job Loss Mortgage Payment Coverage.

Christina Asad Edwards

Realtor, RRS, eAgent, Recruitment/Development Manager

Christina.Asad@RealLiving.com

Office 937-573-0082

Cell/Text 937-205-4741

www.DaytonOhioHouse.com

Real Living Realty Services

One of the fastest-growing real estate franchisors in the nation.

Celebrate the 4th of July in Beavercreek! The parade begins at 6 p.m. at Meadowbridge Drive and continues east on Dayton-Xenia Road, ending at Beavercreek High School. Afterwards, food, music, children's games, and fireworks will be at Rotary Park located at 2260 Dayton Xenia Road in Beavercreek.

About the Author...
This Beavercreek Ohio article was provided by Christina Asad Edwards, a Nationally recognized Realtor. Christina can be reached via email at Christina.Asad@RealLiving.com or by cell phone or text message at 937-205-4741. Christina has helped thousands of people move in and out of the Dayton Ohio area and other Southwest Ohio towns. For Ohio real estate and homes see Dayton Ohio Real Estate.

Want MLS access to beat other buyers to your dream home? Sign up at the MLS Property Finder Site.

Servicing the following towns and counties in Ohio: Beavercreek, Bellbrook, Centerville, Dayton, Greene, Fairborn, Kettering, Miamisburg, Montgomery, Oakwood, Springboro, Warren, and West Carrollton.

Click here to view Christina Asad Edwards' Real Estate Profile

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Buying REOs is a very popular method of buying Dayton Ohio real estate for investment. If you're just getting started accumulating investment property, this is one way you can get very good deals and amass a great deal of property quickly.

REO stands for Real Estate Owned and is the acronym banks place on properties they have taken back from mortgage defaults. REOs are considered non-performing assets meaning they have value but are not bringing in any money—bad for the bank, good for you.

Buy REOs at Foreclosure Auctions

Foreclosure auctions are a great way to get fantastic deals that you might not be able to convince a bank to go with prior to the event. Some savvy investors try to catch properties while they are in pre-foreclosure which avoids a property being bid up in an auction atmosphere. To do that, you often have to convince the holding bank to "short sale" a property and sell it for less than the note they were holding on it. At a foreclosure auction, the bank is usually desperate to unload the Dayton Ohio real estate and often settles for far less than the actual value without all of the short sale paperwork.

Do Your Homework

If you choose to buy properties at auction do your homework. Use foreclosure worksheets to determine the true value of a property and what your maximum bid should be in order to realize a profit from its eventual sale or use as a rental. Doing this prevents you from getting caught up in the moment and over-bidding on a piece of Dayton Ohio real estate that has a lot of competitors bidding on it.

If you would like more information on how to acquire REO properties, I can help. Not only am I a Realtor but a prior real estate investor. I’m considered “investor friendly” this means I’ll understand your motives and goals and can help you maximize your investment. Contact me at 937-287-7523 or email me at Gene@TheGeneGroup.com.