Beavercreek, OH

All the talk is about how the President's stimulus plan helps out new and first time home buyers. The good news is that it also helps homeowners. You can get stimulus plan benefits from your existing Beavercreek real estate too. Add a little green living to your environment and you'll be pocketing some change at the end of the year from your income tax return.

Under the stimulus plan, both eco friendly new home purchases and eco friendly improvements on existing homes are tax deductible. Now's the time to make your home more energy efficient and get a break at the end of the year for your efforts.

Going green saves money, makes your living environment healthier, and improves the world we live in. To reap the benefits from the stimulus plan, you can make major home improvements such as adding solar power or moderate priced home improvements such as adding low flow water fixtures.

You need to make your home improvements soon to get the stimulus plan benefit. The plan only allows for the tax benefits through the year 2010. Why wait? Use this as motivation to get your projects started (and completed) now.

Here are a few additional eco friendly home improvements to consider for your Beavercreek real estate:

· Re-cover your roof: The color of your roof can make a big difference in how well your attic retains or refracts heat and cold.

· Install an energy efficient Energy Star furnace: Make sure it has a high SEER rating (seasonal energy efficient ratio).

With a little work and a reasonable investment, your Beavercreek real estate will not only pay you back in dividends for years to come, it could get you a great tax break.

If you need more ideas for how to make your home energy efficient and get tax credits, give me a call at 937-287-7523 or email me at Gene@TheGeneGroup.com.

Is this a good time for first time home buyers to consider a Beavercreek home? It's a familiar question with the economy in the state it is in. Here are a few reasons why a home is still a great investment for first time home buyers.

Pride of Ownership

This will never go away no matter what the economy is like. Owning your own home is the American dream for a reason. It just feels good to take care of a Beavercreek home that's yours and yours alone.

Tax Incentives

Owning your own home is one of the best tax deductions. The new stimulus plan makes that tax incentive better than ever before. Not only can you deduct your interest payments on your tax forms this year and for every year during the life of your mortgage, the stimulus plan allows a huge homebuyer tax credit of $8,000 for homes purchased in 2009 by first time home buyers.

Your property taxes are deductible too. Many first time home buyers understand that they can deduct the mortgage payment interest but don't realize they can declare their property tax as well for an even bigger yearly deduction.

Equity

Yes, even now, you will begin to build equity with each year you're in your new home. Equity improves your credit worthiness and gives you options for loans in the future if you need them.

Take the first step toward buying a new home and contact me. I'll help you find the perfect place for you and your family. And, I'll help you get it at a great price. Call me now at 937-287-7523 or email me at Gene@TheGeneGroup.com.

Many people go through life one paycheck to the next and never bother to figure out where their money is going. It's important to know where your money is going and what you can afford if you are thinking about buying a new Beavercreek home.

Here's how to start up a monthly budget that will keep you in the know about where your money is running off to each month.

· Find a program you're comfortable using. Your computer probably came with a spreadsheet program. If you are not used to using one open it up and become familiar with the program. It's a great tool to use to create a budget. If by chance your computer doesn't have a spreadsheet program, you can use an online program like Budget Pulse, or other useful online budget systems such as Mvelopes.

· Enter your absolute monthly expenses such as car loans, utilities including cell phone bills, and credit card expenses.

· Enter your monthly bills that can vary such as food, gasoline, entertainment. These expenses can be changed to help improve your bottom line, but make sure you give them fair limits so you don't cut yourself short on necessities such as food or transportation costs.

· Make sure you figure in some savings for vacations and other unexpected expenses that may pop up throughout the year. Trimming your budget so severely that you have no extra money to cover you when something breaks down, or an extra bill comes in is a sure method for disaster and will make you new life in a Beavercreek home miserable instead of the happy time it should be.

Once you realize where your money is going, it's easier to see if you are spending frivolously or strapped to your limits. It is the best way to determine if your dreams of a new Beavercreek home are realistic or not.

If you have any questions about your ability to afford a new home, I can help. Call me today at 937-287-7523 or email me at Gene@TheGeneGroup.com.

I absolutely love the idea of promoting one another when we can! As a result, I have a project called "Twitter Friend of the Week." Each week, I'll showcase one or two of my Twitter Friends so that you can "meet" them.

This week, my featured Twitter Friend is Cap’n Billy of Pirate Parenting. Cap’n Billy is BY FAR the most unusual Twitter Friend I have. Here's what Cap’n Billy had to tell us:

What is your primary business?
Merchant vessel acquisition

What is unique about you or your business?
I have a hook and a peg leg. I like pillaging, plundering, rum and long walks off the plank.

What is one fun thing about yourself that most of us don't know?
I'd tell ye but I'd have to kill ye afterwards.

Do you work from home or an outside office?
I work from a ship-board office.

What is your favorite computer application?
Anything I can pirate. Arrrgh!

What is your favorite food?
Salt cod and hardtack

If you could be a super hero, what would you be called and what would your super powers be?
Ye don't need superpowers when ye have cannons.

What one piece of advice would you give someone who wants to get into your line of business?
Raise yer crew by going to a tavern late at night. After the rum's gone, they'll be more likely to follow ye.

What is the follow link for one of yourTwitter Friends who you think everyone would benefit from following and why should we follow them?
@darthvader

As you can see, Cap’n Billy is extremely unusual. I mean, how many of us get to say we know a real live pirate?? Check Cap’n Billy out on Twitter at @pirateparenting.

Want to be an upcoming featured Twitter Friend of the Week? Follow me and then send me a message that you're interested! TFOTW - Gotta LUV Twitter! Gotta LUV Twitter Friends!

~Renae - Market 4 Real!
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Need help with consistently marketing to your leads and your listings? Don't put it off! Contact us today for assistance and get started on the road to turning your leads into clients and your listings into SOLD properties!

Buying your first home? Now's an amazing time to buy your first home. Right now it is a perfect combination of low interest rates, low Beavercreek Ohio home prices and President Obama's stimulus plan; which gives you additional incentive to buy now.
To help make your first time Beavercreek Ohio home buying experience the best it can be here are a few basic tips that should help you with your first purchase:

1) Know How Much You Can Afford
Getting carried away with what you want versus what you can actually afford is really easy to do especially if you go with new construction. The selection center can have you upside down fast. Start with reasonable expectations.

2) Figure Out What You Truly Need
Consider what your family’s immediate and future needs might hold and then decide on the number of bedrooms, bathrooms, and functional areas you require with all the amenities you feel you can't do without. If cooking is your thing, a well-equipped and spacious kitchen will be important. If you eat out 90% of the time, it is wasted space.

3) Use The Internet To Gain Knowledge.
Americans spend a lot of time online. Make use of the free resources and calculators to give you a better idea of what you can afford and what your mortgage payments will be. There are mortgage calculators that can give you an instant idea of what each home you find will cost you monthly.

4) Ask Questions
Get insurance quotes so that you have a reasonable idea as to the total cost of your monthly mortgage. Check the information on the Beavercreek Ohio home properties you are interested in to find out what the taxes are. Add that amount to your total monthly mortgage and you’ll have a great idea as to what to expect.

Buying your first Beavercreek Ohio home should be a thrill of a lifetime and with proper planning it most certainly can be.

If you'd like to work with a real estate agent who specializes in helping first time home buyers get their dream home at the best price, call me today at 937-287-7523 or email me at Gene@TheGeneGroup.com. Have a look at some of the testimonials of many of our satisfied clients who did the same.