Canton, OH

I can't believe I was last blogging as we approached the welcoming of Spring 2009. The winter chill was still in the air, as I remember. Where does the time go? Do you often find yourself asking that ??

I can say with great enthusiasm that I have had no time to blog as I have been busy doing Real Estate. What a great spring and summer market it has been! Home Buyers are purchasing to take advantage of the favorable interest rates and prices that favor them. Home Sellers are able to take advantage of the fact that buyers are back out in abundance. First Time Home Buyer's are able to take advantage of the government stimulus tax credit of up to $8,000. If you are considering a home purchase-run don't walk to the nearest REALTOR. The program is due to expire very soon. You must close on your home purchase by the end of Nov. '09, to qualify. If you are in the Canton, Ohio area-CALL ME and we will get you home shopping immediately. I will guide you from beginning to end.

We are quickly "falling" into a new season. The summer wind up is in full swing. The retail stores are now busy with back to school shoppers. The Holiday season is nearing,as well. Whether you have yet to start your family or now have small children-give your family the roots they deserve. Home ownership is the emotional stability we all crave as the seasons change and as life transitions through the years. It is what our parents provided for us. From a business point of view-it is now time to invest in yourself and your family...and no longer secure your landlords financial stability. Why Rent? This is the "right time" you have spoke of.

Opportunity is knocking-do not waste another moment. Time is not on your side, if you want to get your share of the stimulus money for First Time Home Buyers.

HOME IS A HEART FULL OF LOVING MEMORIES :)

For the price of Rent, you could own a great home like this in Stark County, Ohio. I helped my Buyer Client locate this adorable home. She had a wishlist and we toured homes until we found just the right one. I can assist you, too! Call Pam @ DeHOFF REALTORS 330.936.3480

Start your home search at www.officialstarkcountyhomes.info

In the past six months, there were 104 foreclosed bank owned homes sold throughout Stark County. Currently there are 57 bank owned homes for sale. As a homeowner in Canton, Plain, Perry, Jackson, North Canton or Massillon, you don't have to be in this list, another statistic. There are actions you can take, things you can do to prevent foreclosure.

President Obama's administration has introduced Making Homes Affordable, a plan to help homeowners stay in their homes and or reduce their monthly mortgage payments to a more affordable level.

There are two part to the program:

The Home Affordable Refinance Program is available to those with a solid payment history on an existing loan owned by or guaranteed by Fannie Mae or Freddie Mac. This is available to those who would be unable to refinance from an adjustable rate mortgage into a more stable 30 year fixed mortgage. Normally these borrowers would be unable to refinance because their homes have lost value, pushing their current loan to value ratio above 80%.

The Home Affordable Modification program - doesn't reduce the principal but makes it easier to repay what's owed by reducing the interest rate and stretching the length of the original loan.

Eligibility:

1. Loan must have originated on or before Jan 1, 2009.

2. Must be a First Lien loan, owner occupied property with an unpaid principal balance of up to $729,750. Higher limits are available for owner occupied properties with 2-4 units.

3. Fully documented income, two most recent pay stubs, most recent tax return, and a letter of financial hardship.

4. No investor owned, vacant, or condemned properties.

5. Loans can be modified only once.

Time is of the Essence. Contact your lender as soon as possible. Homeowners can also contact a free local HUD approved housing counselor. HUD approved counselors can help homeowners understand the law, their options, help organize their finances and may also represent them in negotiations with lenders.

Be aware of scams that promise to stop foreclosure if you sign the deed over to them.

Deborah Wilson helps Buyers and Sellers in Canton, Plain, Perry, Jackson, North Canton, Massillon and Stark County. For more informaton please email me at dwilson @cutlerhomes.com or call me at 330-491-2775.

Charming 4 bedroom bungalow on a beautiful private wooded lot. Open floor plan, large updated hickory kitchen with island. Fireplace in living room. Bath with Jacuzzi tub. Large master bedroom with his/her closet. Lower level is perfect for entertaining. Many updates to include: furnace, windows, insulation, deck and carpet. To directly access this property, use this shortcut: http://www.fizber.com/ohio-buy-single-family-home-11648038.html

Tips that will get your Stark County home sold fast and for money!

Thinking about selling? Here are 5 ideas that will help get your home sold.

Tip # 1. The first thing is choosing a Real Estate Consultant who is familiar with the Canton community, and surrounding local areas. Ask friends and family to refer you to their Real Estate Consultant.

Tip # 2. Price the house correctly at market value. Your Real Estate Consultant will share with you comparable active, and sold listings that are similar to yours in square footage, style, bedrooms and neighborhood. This statistical data will help you price the house correctly. Remember an agents job is to market the property, not to sell it. If it is not priced right, all the marketing in the world will not sell an overpriced listing. Remember the correct listing price is not what you need to get out of it, or how much was spent fixing it up. Buyers do not care.

Tip# 3. Don't make it difficult to show. You've got to be able to get people into your home when the call comes in. Don't hang around for the showing, don't ask for 48 hours notice, do let the agent put a For Sale sign in the yard. Don't make the agent be there for all showings.

Tip #4. Don't leave money on the table. Repair/Replace anything that's leaking, dripping, missing, chipped, burned out, worn out, or broken. Once you've lived with "stuff" for a while, you don't even see it anymore. Buyers however will notice them right away.

Tip #5. Remove clutter from every counter, closet, desk drawer and room. Clean every surface, carpet, draperies, windows and cabinets doors. Power wash refinish or paint the outside and deck. Pack up items and collectibles that reflect your personal taste. This includes your salt and pepper shakers, and too many photos of your family.

Your home needs to be in shape from the time you put it on the market. Don't have repairs in progress. You'll get the best price and the quickest sale for a house that is turnkey

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Deborah Wilson helps people sell or list their homes in Canton, Jackson township, and stark County. If you are a buyer or seller looking for a new home please see the info below.

Call 330 904-4545 or email: Dwilson@cutlerhomes.com.

SARAFINA, The main source of decorative fabrics in downtown Canton OH.

A designers workshop for decorative fabrics, leathers, faux leathers and trims.

Sarafina workroom services Include:

Draperies, Fabric shades, Blinds, Window treatments, Accessories and Rugs.

The shop is owned by Gene Shumar and his mother.

They also have a huge warehouse in Louisville OH.

Located at 208 Court Ave, NW

Canton OH 44702

The phone is 330-456-9720