Two terrific festivals take place in the Greater Dayton, Ohio area this weekend that should be placed on the "to do" list!

• Ohio Sauerkraut Festival Oct. 11-12 Approximately 250,000 guests flock to Waynesville each year to enjoy the over 30 different cuisine booths, dozens of craft booths, and live musical entertainment.

• Yellow Springs Street Fair Oct 11 The city streets are closed for this bi-annual festival. Enjoy over 200 merchandise booths, good food, and live entertainment.

Christina Asad Edwards, REALTOR
2006 & 2007 Sales Masters Top Agent
Christina.Asad@RealLiving.com
http://www.teamedwards.info/
mobile or text 937-205-4741 office 937-573-0082
Real Living Realty - #1 in OHIO!
Realty, Mortgage, Title, Relocation

The community of Belmont continues to hum along in Real Estate. Here are the numbers so far for Belmont from January 1st 2008 to August 27th 2008. Can you believe that you can still buy 13 homes in Belmont for under $30,000.00 and as low as $9,000.00? Unbelievable! I've got a great buy over on Epworth and another on Edgar. Give me a call!

I am a 20 year resident of the Dayton, Ohio area near Wright Patterson Air Force Base and I know from personal experience there is a lot going on in Dayton, Ohio. For fun, The Greene in Beavercreek is great for dining out, watching a movie, laughing at a comedy club, or checking out the nightclub scene. Downtown Dayton there are many art galleries, especially in the Oregon District. Thai Nine is my favorite restaurant in the Oregon District, and I often have a glass of wine after dinner at the Wine Gallery and Cafe on 3rd Street. Brown Street, near the University of Dayton, is always filled with UD students in the restaurants and bars. The Shops of Oakwood along Far Hills Avenue is great for shopping for everything from groceries to pet supplies to clothing. You can get a bite to eat in the restaurants in Oakwood too. In Centerville, I highly recommend eating at Doubleday's for great pizza! There are many shops, restaurants, and a movie theater surrounding the Dayton Mall in the area also.

For more information on the Dayton, Ohio area or home buying and selling please contact me today.

Christina Asad Edwards, REALTOR
2006 & 2007 Sales Masters Top Agent
Christina.AsadEdwards@RealLiving.com
www.teamedwards.info
mobile or text 937-205-4741 office 937-573-0082 fax 937-433-3561
Real Living Realty - #1 in OHIO!
Real Estate, Mortgage, Title, Relocation

Featured Listings
Real Living Open Houses

So your out there in the real estate world and you work hard to land a listing and now that you have landed an account, it's time to market the listing, like many other agents you try to skimp and save a few bucks, so you go ahead and buy it one of those "do it yourself " virtual tour systems and take only a few minutes to learn how to use it.

So you rush out to that new listing and start snapping photos and once you have your images you run back to the office and start to build your tour on your DIY system, thinking you done a bang up job, you pat yourself on the back and post the tour to the internet for the whole world to see. Well guess what, you never know just where your work will show up or who will see it, so it might be a good idea if you take the time to make the best impression you can so you provide the best possible service that you can to your client the seller and don't do anything to embarrass yourself on a world wide stage, let alone on the local level.

Just think what your competing agents in town will have to say about you at their listing presentation while trying win the same account you are, when you do high quality work such as this little gem here.

Link: http://www.visualtour.com/shownp.asp?t=1349114&prt=63 (highlight and right click for new window)

So moral of the story is if your going to shoot your own in house virtual tours then at least get the place cleaned up before the photoshoot or you risk looking really bad and like a lazy agent or an agent who is clueless as to what makes buyers and investor want to take a look at your listings, instead of having a good laugh and moving on to the next listing that was marketed like a real, real estate professional!

You know some things are better left to a trained professional photographer and virtual tour provider!

How to save your Dayton Ohio Real Estate from foreclosure and what is a Short Sale?

Is your Dayton Ohio real estate in jeopardy?

• Are you behind on your bills?
• Are your mortgage payments behind?
• Did your interest rate just jump way up...or is about to?
• Did you or your spouse just loose their job?
• Facing a divorce?
• Death in the family?
• Serious illness?

These and other life altering events can have a major impact on your ability to stay current with your mortgage. If you fall behind on your mortgage payments your are at risk of loosing the real estate you own. In the Dayton Ohio real estate market there are a huge number of homeowners facing foreclosure, many more then most parts of the country. Don't be another Dayton Ohio real estate statistic.

What is a Short Sale???

While actually completing a short sale can be a difficult process for the untrained person the actual definition of a short sale is easy... If you were to short sale your Dayton Ohio real estate you are selling your home for less then what is owed to the bank. The bank must approve the short sale and agree to take less then the full amount owed as part of the "steps to a short sale" listed below.

Steps to a Short Sale:

1. Realize you are in trouble and that your Dayton Ohio real estate is in jeopardy.
2. Take action... Don't bury your head in the sand and hope the problem goes away...
3. Investigate your options
   1. Call your bank and ask what they can do to help.
   2. Is it short term? Borrow the money to stay current.
   3. Find a professional Realtor in the Dayton Ohio real estate market to help.
   4. Interview your potential agent to ensure they are an EXPERT at Short Sales!
   5. Assemble the documents typically needed to complete a short sale.
      1. A listing agreement.
      2. Your authorization to share info with you short sale agent.
      3. A detailed summary of your financial position.
      4. A hardship letter to the bank.
      5. Supporting hardship information.
      6. Bank information.
      7. The last two pay-stubs for everyone on the loan.
      8. The last two most recent bank statements.
      9. Usually some more information depending on your situation, your Short Sale Expert will be able to help you with that.
   6. List your home for sale with a Short Sale Expert.
      1. I can not stress how important it is to have an expert handle the marketing and negotiation on a short sale of your Dayton Ohio real estate.
         
   7. Take any calls from you mortgage lender, you need to show you are working WITH them. They do not HAVE to do a short sale for you...
   8. Maintain your home as best you can and allow all reasonable showing of your property.

The most important thing to remember is that if your Dayton Ohio Real Estate is facing foreclosure or is in the pre-foreclosure stages that you do not wait. You need to call an expert in Short Sales that can help determine if a Short Sale is an option for you.

If you have any question on short sales we are here to help in any way we can. Please CALL NOW, the longer we have to attempt a short sale the better for you.

Call (937) 353-4600

Email: Mark@MarkRyanGroup.com

Or submit a comment here and we will get back with you quickly.