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About Mississauga's Malton

Someone said listings are the name of game !

Sham Pathania  www.greatgtahomes.com: Real Estate Agent in Mississauga, ON

Incidently, I have been dealing mostly with the Buyers. But right now, I really need some good listings.

Just Sold and the closing is by month end !

MLS#: W1728905

I have three buyers looking for detached homes in Mississauga or Brampton, but do not have the any listing matching thier requirements. Realtors store is low on inventory because of surge in buying. The last two months have been very active and hot.

Thinking of Selling your Home ! Serving Region of peel, its your Realtor Sham Pathania. Visit my website www.greatgtahomes.com for MLS listings and search MLS properties in your desired area.

If you have any questions related to real estate and if you are seeking an assistance in selling or buying a real estate property in Brampton, Mississauga, Milton,Oakville, Caledon, Etobicoke or anywhere in GTA area, you may conact me at 416-562-8417. Ask For a FREE complimentary market evaluaton of your property.

If you are looking for a house and you have a particular School in mind, you must look for these MLS listings with school information

Tips For First Time Hone Buyers

Sham Pathania  www.greatgtahomes.com: Real Estate Agent in Mississauga, ON

Tips for Getting Started

  • Know your credit score
  • Develop a budget
  • Learn key mortgage terminology
  • Determine how much you can afford
  • Get pre-qualified
  • Talk to a mortgage professional

RRSP Homebuyers Plan

Effective January 27, 2009, as a first time home buyer, you are allowed to withdraw up to $25,000 from your RRSP without penalty. This amount can be doubled with your partner to a total of $50,000. Participants of the Homebuyers plan must begin repayment to their RRSP within two years of withdrawing the funds.

Land or Property Transfer Tax Refunds

If you purchase land or an interest in land, you may be entitled to a refund of a Provincial Land Transfer tax.

In Ontario, qualified first time home buyers may be entitled to a refund of a provincial Land Transfer Tax up to a maximum of $2,000 or a home priced up to $227,500. There is also a first time buyers refund for homes purchased in the City of Toronto.

In British Columbia, qualified first-time buyers may receive a refund of Property Transfer Tax on homes valued up to $425,000.

First Time Home Buyers' Tax Credit

First time home buyers may eligible for a 15% income tax credit on a maximum of $5,000 of home purchase costs (e.g. legal fees, land transfer taxes) representing a tax relief of $750.

The tax credit is applicable to first-time home buyers purchasing a home with a closing date after January 27, 2009.

Your house is worth more than it ever has been, new GTA figures show

Sham Pathania  www.greatgtahomes.com: Real Estate Agent in Mississauga, ON

Homes throughout the Greater Toronto Area are worth more than they have been in decades, as the real-estate market continues its dramatic resurgence

Read more: http://network.nationalpost.com/np/blogs/toronto/archive/2009/10/05/your-house-is-worth-more-than-it-ever-has-been-new-gta-figures-show.aspx##ixzz0TIkQiuRV

Call Your GTA Realtor For Buying or Selling of a home.

For Serious Buyers This Is the Time To Buy

Sham Pathania  www.greatgtahomes.com: Real Estate Agent in Mississauga, ON

Interests rates are historically low. Bank rate is 1 % ! Prime rate is 3% and all of us know its buyers market !! Compare prime rate of 4 % on 22 Jan 2008. Do they want to buy when it goes up again !

I don't see housing rates haven't gone drastically down in my area and around yet. THat what I tell my clients: come with me and see your self. I disagree with the media. If real estate was at its peak in 2007, do we justify if we compare it with 2008.

The market is slow. If we put Lay off factors aside, for those who have a secure job or secure income from business, this is the right time to buy or upsize. They should utilize this opportunity of historically low interest rates and the current housing prices. They should not wait for interest rates and the prices to go up and t hen buy. What happens, if the market swings back after spring ? It will be an opportunity lost on both the fronts, both interest as well as the price. Buyers need to understand this. We need to make them aware of this important issue.

All said and done, for buyers, who think they have a secure earning or can afford to buy, this is the best time to buy.

Good Time To Buy House in Brampton, Mississauga, Malton and Rexdale

Mandeep Bhathal: Real Estate Agent in Brampton, ON

When you are buying a home you are looking at long-term investment. When you have a house you enjoy tax benefits and pride of ownership.

This is the right time to buy in Brampton, Mississauga, Malton, Rexdale and all over GTA as interest rates are low and buyers are fewer compare to summer months.

If you are in the market for a new house our team will be able to help you with all your real estate needs like Finding your dream home and negotiating best price for you, Home inspection, Lawyer and Mortgage.

Thinking of Buying?

View our listings in Greater Toronto Area

I AM AT YOUR SERVICE!

Mandeep Bhathal

Call me today at 647-998-8719 or e-mail at mbhathal@gmail.com

Find my website at http://www.luckyhome4u.com/