Medford, OR

If you are a first time home buyer earning between $11,600 – 58,500 (depending on your household size – i.e. household with two parents and one child or roommate is a 3 person household, and the maximum allowable income right now would be $39,850 for the entire household), did you know there is a program available that offers RIGHT NOW, TODAY eligible first time home buyers up to $15,000 to help them buy a home in the City of Medford Oregon? No waiting, no requirement the home is a foreclosure, as the Neighborhood Stabilization Program requires. So, how might this work?

A family purchased a home in July using the City of Medford First Time Buyer Assistance program. They received a gift from family for the minimum 3.5% down payment on the FHA loan program they chose for their first mortgage. The Medford First Time Home Buyer program matched their 3.5% AND paid all closing costs AND prepaid expenses. So, the roughly $12,000 this family received in first time buyer assistance funds is a “silent second” – a second mortgage recorded against the home until they move out or refinance the home.

This silent second bears no interest and has no monthly payments, so it helped this family pay less than they were previously paying for rent. Want to find out if YOU are eligible? Contact me today, and I’ll be happy to assist you.

See you at the closing table!

Karen Cooper – OR/CA Mortgage Consultant – www.Quality4Loans.com

It isn’t often in life that we get multiple choices available to assist us on our journey, especially on the journey to homeownership, but eligible First Time Home Buyers in Medford Oregon have MULTIPLE CHOICES! Whether it is up to $50,000 for the Medford Neighborhood Stabilization Program for home buyers making up to 120% of the area median household income purchasing eligible foreclosure properties, or up to $15,000 for the City of Medford First Time Buyer program that gives eligible first time home buyers earning up to 80% of the area median household income purchasing a home in the city limits of Medford Oregon, CHOICES!!!

What are you waiting for?!?!?! Isn’t it time you find out if YOU qualify? Call today, as these programs have limited funding available.

If you snooze, you may lose!

See you at the closing table!

Karen Cooper – OR/CA Mortgage Consultant – www.Quality4Loans.com

Affordability indices are at amazing levels, with homebuyers finding deals we haven’t seen in generations here in the Rogue Valley. One of the deals is a recently released Neighborhood Stabilization Program, up to $50,000 in funds that can be used to match/make down payment, pay closing costs AND repairs on a foreclosure home here in Medford Oregon. Do you think FIFTY THOUSAND DOLLARS in a zero interest “silent second” with no monthly payments might help YOU buy a home and keep your payments nice and low?

Per Krista Bolf, 2009 Rogue Valley Realtor of the Year, not long ago there were roughly 75 foreclosure homes for sale in the Rogue Valley for sale around $100,000. Now, there are around 25.

What are you waiting for Rogue Valley Home Buyers?!?!?! Call today and see how YOU may be one of those successfully closed sales using this program, or others that may be available to you! More are coming soon...

See you at the closing table!

Karen Cooper – OR/CA Mortgage Consultant – www.Quality4Loans.com

Excellent East Medford Location!
Type: Single Family Home
Location: 3075 Century Way, Medford, OR 97504
Bedrooms: 3, Bathrooms: 2 full, 0 half, 0 three-quarter bath
Price: $231,900
Description: Excellent East Medford location!! Close to country paths or downtown shopping in a 10 minute drive. Hoover/Hedrick School area - home is just minutes to RVMC! Fresh exterior and interior paint with relaxing colors throughout. New high-efficiency windows and new roof summer 2009. Glass top range with convection oven is less than 1 year old! Family room has a fireplace with insert. New automatic sprinklers. Other upgrades include new gas water heater 2007, new toilets in last three years, digital thermostat, and range area is plumbed for gas if conversion to gas range is desired.


Visit www.TopSouthernOregonAgent.com for more information.

Contact Information:
Jared Hokanson
RE/MAX Realty Group
2594 East Barnett, Suite B
Medford, OR 97504
Phone: 541-772-7653
Fax: 541-734-5559
Email: Jared@TopSouthernOregonAgent.com



3075 Century Way (google map) (yahoo map)

$48000 / 2br - Fantastic Value, close to everything! (East Medford) (map)

Fantastic Value, close to everything!
Type: Co-op
Location: 737 Stevens St. #206, Medford, OR 97504
Bedrooms: 2, Bathrooms: 1 full, 0 half, 0 three-quarter bath
Price: $48,000
Description: Fantastic Value, close to everything! You will love all the amenities this home has to offer, from its immaculate grounds to the gated, in ground pool. The community is a 55+ CO-OP, Perfect for the person looking to reduce their monthly housing expense. Minimal monthly fees include: water, sewer, garbage, taxes, and laundry facilites. Open floor plan. Covered private patio and covered parking included. Come look!


Visit www.TopSouthernOregonAgent.com for more information.

Contact Information:
Jared Hokanson
RE/MAX Realty Group
2594 East Barnett, Suite B
Medford, OR 97504
Phone: 541-772-7653
Fax: 541-734-5559
Email: Jared@TopSouthernOregonAgent.com