The Polphia fund is a charitable fund that we have created to help people in the time of need. We believe that every once in a while, good wholesome families come across difficult times and a fund like ours keeps them from crossing the line of debt. For most people, we all know this line, once falling over it you are caught up in a never ending cycle of late fees, collection attempts, and a terrible feeling of failure. In today's economy, every day all day long good people like you and me fall over this line and are unable to get back to their feet again.

We are a federal 501C3 and all funds collected will be used to aid these people that need the help.

The Polphia Promise is a promise made under this fund that a portion of our donations will go to helping the families of disasters. I recently spent some time in Haiti helping to get 66 Americans back to the United States. Using Haiti as an example, that was very solemn time, and I was barely able to help with anything. Of the few million citizens of Haiti, nearly 200,000 may have perished. It may be as close as 10% of the population. When I looked into the eyes of the children that I helped, I didnt see the fun and happiness that I see in my daughter yet I knew there was something there. What I saw was the fear and pain as if everyone on that plane lost someone or more than one someone. I saw a feeling of not knowing where home was or what was to come next. I saw fear that disgusted me with myself, as I knew that when I went home I would see my wife and daughter again and all I had to offer them was a smile and a hand.

My help was more than nothing but our promise and our fund helps people. We are helping people just like you and I before someone falls, before they have to say,"When I get back on my feet."

In today's economy, it is overly difficult to manage and we are all feeling the effects of the depression. A woman just down the street from my home, a grandmother, killed herself and her two grandchildren ages 6 and 6 months citing the depression as the main factor. If she would have called on the Polphia fund, we would have been able to at the very least given her other options.

So we are asking you, the reader, if you have some extra money and you believe in the cause that I believe in, please mail donations (check, cash, or money order) to;

The Polphia Fund

PO Box 50758

Summerville SC 29485

Thank you

Of course all of the applicants to our help have to go through a counseling session to determine whether or not they are deserving of our help. It is unfortunate but through our efforts we have met people that try to manipulate the systems and take advantage of our kindness. Please be sure that we are very careful in the aid that we share.

To me, there are people that use government aid as aid to better their lives. I mean the 20 yr old girl that has three kids because she has been living on her own since the age 14. She works full time, is in college and is a single mom. She deserves the aid. The guy who doesnt, lives in his parents basement, doesnt work, and had his social security claim denied twice as he is perfectly able to work a regular job. We do not help those who feel they are entitled or that they can scam the system. We do not help those who are nuisances to our way of life.

Please help us to help the people like us that need the help.

Polphia is my daughter's name Sophia Poltor.

Please Reblog

Visit our blog at www.CarolinaRealtyForMe.com and thanks again

Why is my home not Selling in Goose Creek and the Charleston SC area? It could be OVERPRICED.

Here are three Possible Signs your House may be Overpriced.

1. You have not had few or no showings.
2. You home has been on the market longer than the average sold listing.
3. You are one of the higher priced homes in the neighborhood.

If 2 or 3 three of these signs is 'True' for you and homes are stilling in your area, there is very good chance your home is currently overpriced.

If you truly want to sell, it is time to make some changes to your selling strategy, especially if your For Sale By Owner or currently have it list with another agent.

Do these 3 steps to price your home properly?

1. Have a market analyis prepared by your agent. Make sure your agent uses comparable properties in your area (i.e. 1/2 - 1 mile radius if possible).
2. Preview homes with your agent that are currently priced less than yours in your area. Take in consideration everything, the interior and exterior of the home (i.e. roof, size bedrooms, and etc.), the lot, the neighborhood.
3. Compare your home to those you previewed and answer this question as if you were the home buyer, "Does the current condition of my home honestly justify the listing price?".

By completing the 3 steps above, as home seller you should have a good understanding of what is the market, where home stands against the competition, and good idea where your home should be priced at.

By pricing your home properly will not guarantee your home will sell, but it should get some home buyers to take look at.

Charleston, Goose Creek, & Hanahan Real Estate For Sale

Matt Naumann – Charleston & Goose Creek, SC Real Estate Agent & Entrepreneur
"Taking Real Estate Home Buying, Investing and Selling to the Next Level" is my personal goal. I specialize in using creative strategies to help my clients buy, invest, or sell real estate in the Charleston & Goose Creek, SC Real Estate Market. My motto is “There is always a way!” Google or Call me (843) 818-9898 and let’s discuss how I can help you in save $1,000s when you buy, invest, or sell real estate.

Positive News for the Charleston SC Area Real Estate Market

Based on the data analysis provided by the Charleston Trident Association of Realtors, there are some signs of hope for 2010. Inventory of homes on the market has dropped significantly as compared to last year, which in the short term should keep home prices from significantly dropping. Unfortunately, there are a lot of reports of more foreclosures that need to be listed on the market (i.e. shadow inventory). If this is true, this could significantly impact home prices and may force home sellers to short sell their homes.

From the home buyer perspective, their still lot of homes to choose from and the low mortgage interest rates gives them tremendous buying power.

Watch the 2009 Charleston-Area Residential Real Estate Year in Review from the Charleston Trident Association of Realtors, http://www.youtube.com/watch?v=qgnU3Y2ial0 to learn more about the Charleston Real Estate Market.

Charleston, Mount Pleasant, & Hanahan Real Estate For Sale

Matt Naumann – Charleston & Goose Creek, SC Real Estate Agent & Entrepreneur
"Taking Real Estate Home Buying, Investing and Selling to the Next Level" is my personal goal. I specialize in using creative strategies to help my clients buy, invest, or sell real estate in the Charleston & Goose Creek, SC Real Estate Market. My motto is “There is always a way!” Google or Call me (843) 818-9898 and let’s discuss how I can help you in save $1,000s when you buy, invest, or sell real estate. <!--startclickprintexclude-->

Part 1 covered items one through seven, and now Part 2 will cover the remaining seven.

1. Switch the utilities to your name
2. Re-evaluate the rental market in the neighborhood to set rental price
3. Advertise property
4. Place a sign in the yard
5. Inspect the home and document with pictures
6. Change the locks
7. Kill the bugs
8. Landscape
9. Clean / fix the property
10. Mail Settlement of Deposit Letter
11. Keep rental paperwork the property
12. Schedule appointments to show the property with potential renters
13. Confirm appointments with potential renters
14. Arrive early to appointments to clean and prepare

Day 2 and Beyond

Before you clean and/or fix the interior of the home, you need to attend to the landscaping - mow the grass, pull weeds, trim the bushes, etc. You need to create immediate curb appeal.

Everyone knows curb appeal is essential to selling a home and the same holds true for a rental property. It might even be more important for a rental property, because you need to give the impression of a low maintenance lawn.

Renters want to move into a move-in ready home. They do not want to fix things when they move it. Most renters do not think long term when they select a rental property to make their home, so they do not want to spend time manicuring landscaping.

I include the exterior of the property as a part of landscaping; therefore, now is the time to pressure wash the property, replace porch light bulbs, clean cobwebs, etc.

Now that the outside is taken care of it is time to clean and repair the inside of the property. Or if you hire sub-contractors, you can schedule the inside work to commence with the exterior work.

Once the inside is cleaned and any damages are fixed, you need to calculate the amount of money (if any) to deduct from the deposit and mail a Settlement of Deposit Letter. In South Carolina a landlord has 30 days from the move-out date to return the deposit (or portion of it) or mail a letter stating the deposit was insufficient and money is owed.

I keep business cards, several rental applications, copy of lease, pet policy, inspection policy and other documents at the property. You never know when someone may show up to view the property while you are there.

Plus, if you keep the paperwork in your car, home or office, a problem will occur when you are either running late or need someone else to show the property, because something came up and you cannot make the appointment.

Murphy's Law - "Anything that can go wrong will go wrong." You will run late, you will need someone else to show the property, you will remove the paperwork from your car when you clean it and forget to put it back in, etc. These have all happened to me, and they happen to every landlord at some point. Prevent this by proper planning and keep the paperwork at the property.

Once you have a completion date for the exterior and interior maintenance, it is time to schedule appointments to show the property to potential renters. When scheduling appointments, I try to schedule appointments on the same day and back to back (30 minutes a part from each other). This saves me time by not driving to and from the property multiple times in one day and throughout the week.

I also try to prequalify potential renters when I speak with them on the phone. I do not show the property to anyone whose rental budget is lower than the rental price. If the rent is $1,000 per month and the potential renter states they cannot pay more the $900, I do not schedule an appointment. It is not worth my time to show the home to people who are window shopping.

In addition, I ask when the person wants to move. I will hold a property up to 30 days once a security deposit is given, so I do not show the property to anyone looking to move more than 40 days away.

I am willing to hold a property up to 30 days, because most tenants are required to give their current landlord 30 day notice before they move out.

When I schedule an appointment, I tell every person I will call them 30 minutes before the appointment to confirm it and if they do not answer the phone, I will not go to the property for the appointment.

I have driven to an appointment and had the person not show up too many times. If the person does not have a cell phone, then they need to provide a number they can be reached at. If the person shows up and calls you asking where you are at, hold firm and tell them they need to reschedule, because they did not answer their phone when you called to confirm.

Your time is valuable, so do not waste it.

I arrive early to appointments to clean and prepare. Even if no one has been in the property since you last showed it, there are still small tasks to complete. Remember the bug killers you put out on Day 1? They are still working, and a dead cockroach in the middle of the floor is a major turnoff to a potential renter.

I also turn the HVAC to the appropriate level to make the temperature is comfortable, turn on lights, pick up any trash that may have blown into the yard and any other little items that need to be taken care of.

This list was designed to decrease turn-around time between renters which decreases vacancy and increases profit.

Good luck filling your vacant property, and email me any questions you have.

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