Utah

Continuing the series of subdivisions in the Cedar City area, the natural progression from North Ridge is to continue to Cross Hollow Hills. Cross Hollow Hills abuts to the south side of North Ridge. It is South and West of Cedar City, it is also in the County. It is an older subdivision, by that I mean that it has filled in a lot more than North Ridge, it is about 11 years old, so it is not an old subdivision.

Like North Ridge, it is on larger lots, lot size beginning at 1.75 acres and up to a little over 3 acres. Unlike North Ridge, there are animal rights in Cross Hollow Hills, which allows you to have horses. It is like North Ridge in that it is a high end subdivision, meaning larger homes. It also has lots that offer views of both the West Cedar Valley and Views to the Mountains East of Cedar City.

The entrance sign.

Some of the homes at Cross Hollow Hills.

More homes in Cross Hollow Hills, plus the View to the South East. (Mostly East)

Views of the Cedar Valley to the West.

My next installment of my series of Cedar City area subdivisions is North Ridge. It is located in the county, just outside Cedar City limits, but near enough to still be a good option. It is a new subdivision, which means that there are still several choice lots to build on. It is located on the west side of the mountain.

This is a higher end subdivision, it has large lots, many of which offer great views of the Cedar Valley. As I mentioned most homes are upscale and the lots are all 2 acres or larger.

North Ridge Sign Post.

A North Ridge Home.

Another North Ridge Home.

Views from a North Ridge lot.

This is a great new subdivision with many possibilities, the large lots, which as you can see many have Juniper or Pinion Pine trees on them, insure privacy and plenty of room!

Utah County First-Time Home Buyer - Utah Home Loans

Well the time has come; you are finally out making a good living. You are beginning to get tired of paying rent, the number one advise that friends and family are giving you is, Buy a House. By this time you are about to be hitched and have probably saved enough money for a down payment. After a fair amount of thinking about it, you jump over the first hurdle and decide to go for it. Now once you are focused about what you want you then jot down a list of things you want in a house. That being done the search begins. These days the task of sifting through hundreds of potential Utah County houses is not as hard. With a few mouse clicks, you can see multiple house listings and take virtual tours of houses for sale.

The key points to consider are the location and the surrounding neighborhood of the house and your estimated budget. It is important to talk with a loan officer and determine if your budget ideas sound reasonable, and get a preapproval letter if possible, this will help a lot latter on you will see. Once you have set out the criteria it's time to take yourself down to a Utah County Realtor. An efficient Utah County Realtor will pay close attention to your wants, needs, and show you houses accordingly. This will ensure that within the span of two weeks you will have a maximum number of houses to see which will fit your desired profile.

Then starts the personal viewing process, and this is a long, tiresome process indeed. Careful attention is needed when venturing out to see homes. Once you start seeing places that you like, slow down and don't make the biggest mistake of your life by jumping for the first house that you see. Even if the first house you see actually has the perfect room size, the awesome kitchen and even the ideally shaped terrace, wait. Mark it out as one of your favorites and see others. While inside the house, be thorough with your investigations and personal observations. Mark out all the things you like about the house and mark out the things that you do not like. Take a good look at all the rooms and the roof as well as if it's accessible, and make a note even if it is not.

After leaving the house rate it personally from 1-10. Also, take a good look at its surrounding location. Note the size and shape of the car parking area, and take note of the lawn and back yard shape and size. Another thing to focus on is the garage. Lastly insist that the Realtor tell you about all the defects of the house that are not openly visible. Ultimately, revisit the top selected houses to make an informed decision.

Search Utah MLS Listings

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Utah County First-Time Home Buyer - Utah County Real Estate

Well the time has come; you are finally out making a good living. You are beginning to get tired of paying rent, the number one advise that friends and family are giving you is, Buy a House. By this time you are about to be hitched and have probably saved enough money for a down payment. After a fair amount of thinking about it, you jump over the first hurdle and decide to go for it. Now once you are focused about what you want you then jot down a list of things you want in a house. That being done the search begins. These days the task of sifting through hundreds of potential Utah County houses is not as hard. With a few mouse clicks, you can see multiple house listings and take virtual tours of houses for sale.

The key points to consider are the location and the surrounding neighborhood of the house and your estimated budget. It is important to talk with a loan officer and determine if your budget ideas sound reasonable, and get a preapproval letter if possible, this will help a lot latter on you will see. Once you have set out the criteria it's time to take yourself down to a Utah County Realtor. An efficient Utah County Realtor will pay close attention to your wants, needs, and show you houses accordingly. This will ensure that within the span of two weeks you will have a maximum number of houses to see which will fit your desired profile.

Then starts the personal viewing process, and this is a long, tiresome process indeed. Careful attention is needed when venturing out to see homes. Once you start seeing places that you like, slow down and don't make the biggest mistake of your life by jumping for the first house that you see. Even if the first house you see actually has the perfect room size, the awesome kitchen and even the ideally shaped terrace, wait. Mark it out as one of your favorites and see others. While inside the house, be thorough with your investigations and personal observations. Mark out all the things you like about the house and mark out the things that you do not like. Take a good look at all the rooms and the roof as well as if it's accessible, and make a note even if it is not.

After leaving the house rate it personally from 1-10. Also, take a good look at its surrounding location. Note the size and shape of the car parking area, and take note of the lawn and back yard shape and size. Another thing to focus on is the garage. Lastly insist that the Realtor tell you about all the defects of the house that are not openly visible. Ultimately, revisit the top selected houses to make an informed decision.

Search Utah MLS Listings

Utah County Real Estate Utah County Homes Utah Homes For Sale Provo Real Estate WS Orem Real Estate WS Utah Homes 4 Sale Alpine Real Estate Alpine Real Estate Cedar Hills Real Estate Highland Real Estate Eagle Mountain Real Estate Springville Real Estate Utah County Real Estate Utah County Homes 4 Sale Utah County Real Estate 4 Sale Springville Real Estate Lehi Real Estate American Fork Real Estate Pleasant Grove Real Estate Utah County Realtor Alpine Homes for Sale American Fork Homes for Sale Lehi Homes for Sale Pleasant Grove Homes for Sale Saratoga Springs Homes for Sale Provo Orem Homes for Sale Utah County Realtors Mapleton Homes for Sale Utah County Realtor MLS Search Utah County Realtor Map Search Utah County Real Estate MLS Search Utah County Homes MLS Search

I've recently read two positive reports regarding the end of the nationwide housing crisis, and the probability of a large increase of home sales next year. Fannie Mae is saying that the housing recession has ended. Home sales are expected to rise next year by double digits, and new construction is expected to increase by more than 30% compared with this year. Utah Real Estate seems to now be about on pace with the national trends. Here are three reasons why Now is a GREAT time to buy Utah Real Estate.

Home Buying Tax Credits

The $8,000 tax credit for first time buyers has been extended through April. In addition, it has been expanded, and a $6,500 credit is available for existing homeowners wanting to buy.

Plenty of Choices for High End Real Estate

There are plenty of homes in the upper price ranges throughout Northern Utah, and many of these are vacant, and have been on the market for a very long time. The sellers are motivated and may accept far less than list price.

Mortgage Interest Rates will Never be this Low Again

Mortgage Rates are artifically low. Over the past 3 years, the average mortgage interest rate has been 9.1%! Currently, 30 year fixed conventional mortgages with 80% LTV are less than 5%; 15 year fixed, and 5-1 ARMS are even less! If you got a $250,000 home loan right now at 5% interest, you would have an almost identical monthly payment if you bought a home with a $200,000 mortgage loan at a 7% interest rate. The current interest rates make a huge difference in terms of affordability.

I'm a real estate professional, I make my money by selling real estate, so I might just be doing what I can to encourage people to buy now.... Or, it might really be that this winter will be the best time of your life to purchase Utah Real Estate.